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Having recently had a run-in with Zurich over what should have been a very simple claim following an accident with my laptop, more of this in greater detail later as I might end up going to court with them, it would now seem that you are more than likely seen as guilty in an accident and end up having to prove your innocence. So it might be useful, if Read more »

A constant problem when customers take out a lease agreement is insurance. You have to cover your car with fully comprehensive insurance. If other drivers will drive the vehicle they must also be covered by the policy and if the vehicle is used for business this must be covered also. The problem is where to go. I still find it amazing that I have Read more »

Is health and safety about to move to a new level or am I just being very cynical? If you, or a member of staff, has a car accident, whilst on company business, we now know (especially those that read my newsletter/blog) that much of the responsibility falls on the shoulders of the employer. The car has to be properly insured and maintained, irrespective Read more »

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Are you, or someone you know, one of the few that has lost a car in the recent riots to needless vandalism? If so where do you stand regarding your insurance and the 1886 Riot Act? First of all if you have a car that was set alight and destroyed, if you have fully comprehensive insurance you are covered, according to the Association of British Read more »

I have written about this before but having read something shocking I thought it was about time to address it again. Here is what I read: ‘More police die driving to and from work than die fighting crime. And more firefighters die driving to and from work than die fighting fire.’ That is frightening isn’t it? Staff cutbacks and pressures on staff to put in greater Read more »

Here’s an interesting piece of information if you are a young driver or you know someone who is a young driver looking to reduce their ridiculous insurance costs. Auto Express found a way for young drivers to shave hundreds of pounds off their insurance cost by switching to a provider that takes the years of having a provisional licence into Read more »

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With reports that insurance costs are continually rising and teenage insurance now said to average £4,000 per annum it seems that car makers are likely to wade in and fight the fight. Ford has announced a new service that will handle accident management claims. By cutting out injury lawyer referral fees it says its customers could soon be enjoying Read more »

Injury lawyers are facing a severe crackdown by the Government. When someone is involved in an accident they are bombarded with no win no fee lawyers encouraging victims to make injury claims. They obtain details from the driver’s own insurance company who in turn receive commission fees for referring the injured driver who is making a Read more »

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I travel quite a lot on the M25 and the M40 and see someone pulled over for speeding on nearly every trip, or should I say I used to. Just recently I have hardly seen any at all. I guess this must be as a result of Government cutbacks. It would also seem that fewer stolen cars are being found before being shipped out of the country because of Government Read more »

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Following from my previous article there has been much confusion for years about warranties provided on used cars. It has been a much held view that a car warranty is an insurance policy and therefore falls within the control of the Financial Services Act. In other words you have to be a regulated advisor to discuss the product and the product itself Read more »