Should You Use A Dealer Or Broker For Car Finance?

Wednesday, 2. November 2011

Hi, Graham Hill here, thank you so much for visiting my blog, I hope you learn a lot and as a result end up driving a great car. In order to do so you can get all the information you need by buying my book, An Insider Guide To Car Finance or use me to finance your next car. Happy driving.

A few days ago I had a very interesting chat with a referred client. He had always obtained his cars from dealerships in the belief that this was the best way to do it. He had moved from HP to PCP as it removed the risk in the resale value of the car. His last two cars, funded on PCP, were simply handed back to the leasing company as they weren’t worth the Read more

Where To Get Insurance For Leased Vehicles

Thursday, 22. September 2011

A constant problem when customers take out a lease agreement is insurance. You have to cover your car with fully comprehensive insurance. If other drivers will drive the vehicle they must also be covered by the policy and if the vehicle is used for business this must be covered also. The problem is where to go. I still find it amazing that I have Read more

Experts Explain Why Low Lease Rates Should Be Avoided

Sunday, 24. July 2011

If you are a regular reader of my postings you know that I rage on about simply taking the cheapest lease rate. In a recent article in Fleet News I found that I wasn’t the only one holding these views, most of the leasing companies do also. In fact it seems that the reason why many large lessors have pulled out of the broker market is that they don’t Read more

Current State Of Leasing Industry

Monday, 4. July 2011

Banks are lending less to leasing companies making life even more difficult for small businesses to secure funding. As of 31st March 2011 lending to the leasing companies was down by 16% from £28.4 billions the previous year to £23.8 billions. Leasing is seen by many small businesses as an alternative way to fund their vehicles and equipment as Read more

Update On International Changes To Lease Accounting

Saturday, 14. May 2011

For those that are keen to learn about the latest developments in accounting rules applied to leases, you need to get out more! As an accountant myself I guess I’d better take a few lines to get you up to speed, I’m sure someone must be interested. The main change proposed by the two main accounting boards, the IASB and the FASB, is the recording of Read more

Graham Hill Announces The Launch Of Tesco Cars

Sunday, 3. April 2011

LONDON, ENGLAND - APRIL 20:  A Tesco flag flie...

Image by Getty Images via @daylife

Well, I guess the big news of the week, and one I was waiting to break before sending out my deal of the week and updated blog, is the launch of Tesco Cars www.tescocars.com. I have been working as a consultant with Carsite, whose site has been updated to accommodate the new name and Tesco loans. The same procedure is being adopted by the new website as happened under the old scheme with car photos, HPI and inspection reports. The difference now is the addition of 2,000 clubcard points with every car Read more

Speed Limits To Be Reviewed

Tuesday, 22. March 2011

LONDON, ENGLAND - OCTOBER 08:  Conservative MP...

Image by Getty Images via @daylife

If you were a visitor to this country driving on our motorways you could be excused for believing that the limit was 80 miles per hour and not, as I believe it is, 70 miles per hour. It seems that Transport Secretary, Philip Hammond supports the idea of lifting the speed limit as our limit is one of the slowest in Europe. However the anti car brigade are Read more

Graham Hill Finds A Great Gadget

Tuesday, 22. March 2011

Just want to give you the heads up on the Graham Hill gadget of the week. When I say heads up I mean that literally. It’s an aftermarket speed display that is projected up on the windscreen so no need to look down at the speedo whilst driving. A mount is held in place by tape and the unit slides onto the mount. The projector is hinged so you can adjust Read more

New EU Rules Increases Car Insurance For For Women

Sunday, 20. March 2011

Official insignia of the European Court of Justice

Image via Wikipedia

If you are a woman driver expect your insurance premium to increase thanks to our Government. No I don’t mean the Cameron Clegg Coalition I mean our REAL rulers, the EU. The Court of Justice has ruled that charging drivers more because of their gender is wrong and considered discrimination. So charging men more than women was a practice that Read more

The Misunderstanding About Web Site Visits And Autoquake

Saturday, 19. March 2011

As I reported before anyone else Autoquake are now in administration and the administrators are trying to find buyers. One of the selling points, as has been widely reported is the number of visits made to their website, believed to be around 5.5 million last year. I have to stay that statistic is absolutely meaningless because if it meat that the company was successful why has it just collapsed? It’s a bit like saying you could put any shop in the middle of a high street which attracts lots of ‘traffic’ Read more