The Best Car Finance Blog In The World

As the new registration approaches we are starting to see more deals being offered by the dealerships, supported by the manufacturers. So is it always best to look for 0% finance deals? As I’ve mentioned before much of the advice provided by the national and trade press suggests that you should maybe avoid the 0% deals and negotiate a better Read more »

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So you want to ‘pimp’ your aging Fiesta but not sure how to go about it? Well, Graham Hill’s Gadget of the Week sorts it out for you. The manufacturer, Ring Automotive guarantees that you will stand out from the boring crowd when you add their Prism Lamps to your car. They use white LED’s in a tube to surround your front lamps and red LED’s in a Read more »

None of us particularly likes to deal with finance, except me of course but then I’m a bit nuts! But finance is like a critical ingredient in a delicious cake. Get it right, choose the right ingredient used in the correct way and magic happens. Get it wrong and all that time and effort and expense results in a total disaster. When customers come to me many haven’t heard Read more »

I’m going to send out some training soon, much of which will address some important car finance issues. One of the main subjects is APR, what it is, how it works and why it’s a complete waste of time. I am on a mission to change the way we look at finance in the UK and why I think that it is important to change attitudes. To give a little taster APR is Read more »

Banks are lending less to leasing companies making life even more difficult for small businesses to secure funding. As of 31^st March 2011 lending to the leasing companies was down by 16% from £28.4 billions the previous year to £23.8 billions. Leasing is seen by many small businesses as an alternative way to fund their vehicles and equipment as Read more »

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One of the biggest challenges faced by businesses and consumers is access to finance. Vince Cable, Business Secretary, appeared before MP’s recently and strongly expressed his disappointment that the banking industry was still not honouring its pledge to lend more money to businesses. Referring to British Banking Association (BBA) figures he Read more »

Let me tell you a story about an accountant who used to introduce clients to me about 12 years ago. He was a Chartered Accountant and according to the charter he couldn’t be paid a fee for arranging anything financial for his client. In other words if he had recommended a client to a financial advisor, who in turn arranged a pension or a Read more »

I seem to cover this subject frequently but in case you have only recently started to see my newsletter/blog let me explain the relationship between the person advertising lease deals on the Internet, dealers and you. First of all the people advertising on the Internet, often called something like amazingcarleasing.co.uk are not actually leasing Read more »

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Well, I guess the big news of the week, and one I was waiting to break before sending out my deal of the week and updated blog, is the launch of Tesco Cars www.tescocars.com. I have been working as a consultant with Carsite, whose site has been updated to accommodate the new name and Tesco loans. The same procedure is being adopted by the new website as happened under the old scheme with car photos, HPI and inspection reports. The difference now is the addition of 2,000 clubcard points with every car Read more »

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If you were a visitor to this country driving on our motorways you could be excused for believing that the limit was 80 miles per hour and not, as I believe it is, 70 miles per hour. It seems that Transport Secretary, Philip Hammond supports the idea of lifting the speed limit as our limit is one of the slowest in Europe. However the anti car brigade are Read more »