The Best Car Finance Blog In The World

the EU is planning stricter rules on MOT testing. This will immediately increase the cost of the MOT as more items are to be checked. This has resulted from the European Union passing a new set of stricter rules on minimum road worthiness. The EU ministers agreed that ‘modern electronic systems be included in the list of items to be tested’. This change along with others already planned will be introduced in Read more »

Calls have been made for more information regarding driving abroad to be more easily available. As I have reported previously countries have different rules regarding insurance, breakdown cover, warning triangles, emergency fluorescent jackets, replacement light bulbs and first aid kits. But there are other rules regarding drink driving, speeding and parking that could result in some very heavy fines and even Read more »

It’s bad enough trying to run a small business during a recession whilst at the same time ensuring that you don’t accidentally breach employment, health and safety, consumer etc. laws that could land you in all sorts of trouble. In the current climate its not unusual for small businesses to come to an arrangement with employees to use their own cars, rather than go to the expense of providing a company car, for Read more »

Mobile phone use, whilst driving, has increased to levels reached before legislation was introduced in 2003, according to observers working for the Department for Transport. I don’t mean hands free I mean using a handheld phone. The observations were made between 2008 and 2009 and show an increase of 27%. The worst offenders are van and lorry drivers. Observations were made at various sites in the south of Read more »

Brake, the road safety charity and Direct Line have issued a warning article about the care of safety components such as tyres and brakes, things I have touched on previously. The fact is that far too many drivers rely on a service or MOT to identify faults and wear when in fact drivers should take more responsibility themselves. Andy Goldby, director of underwriting at Direct Line said ‘Drivers seem to be willing to Read more »

Do you know the most likely place in Great Britain to leave your car parked and have it broken into? Nope, it’s not Liverpool, how rude of you to even think it. Nor is it London – surprisingly, the top five spots, according to Endsleigh insurance, who carried out the survey, are headed up by Hull, followed by, in order, Nottingham, Bradford, Manchester and Doncaster. The safest place is Swindon with the fewest Read more »

The Office of Fair Trading (OFT) is launching its 2010 Scams Awareness Month by highlighting how scammers are targeting unsuspecting people using increasingly sophisticated and manipulative techniques. New research carried out on behalf of the OFT shows the scale and types of scams carried out by post, email, text, phone or Internet aimed at vulnerable people and getting them to part with cash or personal Read more »

A Department for Transport study found that healthcare workers needed more guidance on assessing whether a patient is fit to drive. They feel that more responsibility should be passed to the driver who should be made aware of the DVLA medical standards and make their own decision as to whether they feel as though they are fit to drive within the guidelines. Some things are fairly obvious such as a broken foot or Read more »

When a driver takes out a fully comprehensive insurance policy he is probably aware that when the policy states that he is insured to drive any vehicle provided he has the owner’s permission he is usually only covered for the basic requirements under the Road Traffic Act 1988, ie. cover against third party only. However, few are aware that this cover does not extend to named drivers, they are only insured to drive the car on which they have named driver cover. Check your policy carefully before driving any vehicle. By Graham Hill

Some people believe that when a ticket is issued with incorrect information, such as your name spelt incorrectly or the car registration transposed that you can avoid prosecution. I seem to recall when I was first driving that this was the case but these days it is more difficult to get away with a prosecution as a result of what a court would consider to be a clerical error. If you genuinely believe that you or your Read more »