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I know I’m past having to worry about my kids having to insure their first car at 17 but I still feel the pain, and even more so today, when premiums of several thousands of pounds are asked for on cars costing a few hundreds. According to the AA the average policy for a 17-22 year old is £3,000. As a result I’ve had a trawl around to see what Read more »

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If you are a woman driver expect your insurance premium to increase thanks to our Government. No I don’t mean the Cameron Clegg Coalition I mean our REAL rulers, the EU. The Court of Justice has ruled that charging drivers more because of their gender is wrong and considered discrimination. So charging men more than women was a practice that Read more »

Research by licence checking company, CFC solutions, revealed that whilst there is a common held belief that young drivers and older drivers have more points on their licences than those in their middle age, it’s not as simple as that. The theory held good and younger and older drivers (17 – 25 & 65+) certainly do have a higher frequency of points on their licences but it was found that those in the 25-34 and 35-44 age groups, when they had points, they were more than in the other age groups. Read more »

Auto Express has uncovered a potential hugely dangerous oversight that many drivers may make when taking out insurance. Most of us are aware that we need to provide details of any modifications carried out on our cars when we complete the application form but few would consider the fitting of a towbar as a modification that could invalidate the insurance if not declared. When one of their readers tried to renew Read more »

A few months ago I announced proposed changes to insurance claims procedures that should speed up undisputed insurance claims. The good news is that the new rules come into effect from April 30^th. The new rules should speed up payout and reduce legal costs on personal injury claims between £1,000 and £10,000 resulting from a motor accident. This covers around 80% of all personal injury claims so good Read more »

During this bad winter the number of car insurance claims have sky rocketed. From crashes to pothole damage, it’s been a disaster. As a result we are likely to see a hike of between 7% and 11% in premiums making it even more important to shop around when it comes to renewing your car insurance. Increased oil prices are going to add to the pain by adding up to 5 pence per litre with predictions that fuel will Read more »