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On the subject of grey fleets, ALD Automotive who provide fleets with licence checking services, have highlighted the need to constantly check employee licences if they are expected to drive their own cars on company business. Their advice followed the discovery of a driver who had received 16 years of bans in a space of just 16 weeks. ALD first checked his licence in 2009 and noted that he had received a 12 Read more »

Auto Express has uncovered a potential hugely dangerous oversight that many drivers may make when taking out insurance. Most of us are aware that we need to provide details of any modifications carried out on our cars when we complete the application form but few would consider the fitting of a towbar as a modification that could invalidate the insurance if not declared. When one of their readers tried to renew Read more »

The Institute of Advanced Motorists has carried out a poll which has brought older drivers under fire. When asked if they would report older motorists if they had concerns over their driving, 73% of those polled said they would whilst 68% backed compulsory re-testing at 70. Sounds to me like they only polled 18 year olds! The IAM maintained that younger drivers pose a much bigger danger than oldies, as borne Read more »

Warnings continue to increase about the numbers of ‘accidents to order’ where fraudsters stage an accident then put in an insurance claim for the damage caused to their vehicle as well as any passengers. Some are known to drive the car on behalf of the owner, swerving in front of another driver causing the accident. Details are exchanged and the details of the owner are given along with his insurance details to the Read more »

Calls have been made for more information regarding driving abroad to be more easily available. As I have reported previously countries have different rules regarding insurance, breakdown cover, warning triangles, emergency fluorescent jackets, replacement light bulbs and first aid kits. But there are other rules regarding drink driving, speeding and parking that could result in some very heavy fines and even Read more »

A few months ago I announced proposed changes to insurance claims procedures that should speed up undisputed insurance claims. The good news is that the new rules come into effect from April 30^th. The new rules should speed up payout and reduce legal costs on personal injury claims between £1,000 and £10,000 resulting from a motor accident. This covers around 80% of all personal injury claims so good Read more »

There has been an increase in the number of employees who have either opted for cash for cars or been expected to use their own cars for business in exchange for a cash payment. Either way there is a responsibility on the employer to ensure that the vehicle is roadworthy and properly maintained as well as properly insured for business use. There is a grey area for employers who, in the event of an accident, in Read more »

According to tyre provider, Protyre, pothole damage is increasing whilst local authorities are unwilling to carry out repair work until the bad weather is over, for fear that any work done now will be wasted if the cold weather continues and re-pops out the filler. Protyre suggest that 300 new potholes are being identified in Britain every day with hundreds of pounds of damage being caused to tyres and suspension. Read more »

During this bad winter the number of car insurance claims have sky rocketed. From crashes to pothole damage, it’s been a disaster. As a result we are likely to see a hike of between 7% and 11% in premiums making it even more important to shop around when it comes to renewing your car insurance. Increased oil prices are going to add to the pain by adding up to 5 pence per litre with predictions that fuel will Read more »

There has been an increase in the number of employees who have either opted for cash for cars or been expected to use their own cars for business in exchange for a cash payment. Either way there is a responsibility on the employer to ensure that the vehicle is roadworthy and properly maintained as well as properly insured for business use. There is a grey area for employers who, in the event of an accident, in Read more »