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Two brothers have finally been jailed after being found guilty of staging 93 smashes at Eden Point in Stockport in Cheshire. Is it me or don’t you think that a couple of alerts should have sprung up somewhere after half a dozen similar incidents happened at the same spot? Ninety bloody three – what was going on? The brothers, Rehan and Rezwan Javed ran North West Claims Centre in Burnley. They paid crooks £500 Read more »

Insurance premiums should start to fall soon as the Government introduces a tough new law next year to clamp down on the 1.5 million uninsured drivers. The legislation will put the onus on the registered keeper of the car to ensure that the vehicle is on cover. This will be monitored via a link between the Motor Insurance Database (MID) and the DVLA with the uninsured automatically fined £100. Andy Drane, Read more »

A good friend of mine, Dick Appleby (he lives on the Wirral – that’s how desperate I am to have friends), wrote to me recently regarding a situation that has arisen regarding a Mercedes that was returned 3 years ago to Custom Fleet, part of GE Capital. Out of the blue he received a charge for the month and a few days that the car waited on his drive for them to collect. That’s right, the car went back about 3 years ago and Read more »

The number of employees using their own cars for business use, known as the grey fleet, has dropped from 42% a year ago to just 28% now. The findings were the result of a survey carried out by Enterprise Rent-A-Car amongst 400 small and medium sized enterprises (SMEs). No reason was given for this dramatic fall, clearly the increase in unemployment had something to do with it, along with the health and safety Read more »

Having a Thatcham alarm fitted on your car can reduce your insurance premiums, in some cases quite substantially. But questions have arisen about the quality of fitting of these alarms, which, if fitted incorrectly could invalidate your insurance if the car is stolen and due to faulty installation the alarm didn’t activate. In order to overcome this Thatcham have now introduced a new scheme to approve fitters that Read more »

Warnings have come out again from the AA who have reported a 6% increase in callouts for miss-fuelling during the first 6 months of 2010. It all seemed to have settled down last year as filling stations made sure that pumps were more clearly marked and manufacturers made it more obvious as to what fuel needed to be pumped into the tank. But for no apparent reason we have suddenly had this increase. The AA Read more »

I saw recently in Auto Express a report on the way insurance premiums are spent on claims. Whilst I talk regularly about insurance, and how to reduce premiums etc., I thought it made interesting reading and felt I should share it with you. The average premium has risen from £354 annually 15 years ago to £616 annually, even worse if you have loyally stuck with the same insurer which they suggest would now have Read more »

A survey by Fuelcard Company found that 21% of 2,000 commercial vehicle drivers leave their engines running while making deliveries leaving themselves open to vehicle theft. I would suggest that they may need to check their insurance policies to see if the drivers void their policies by being irresponsible. Not least of which there is a substantial amount of fuel being used unnecessarily. By Graham Hill

How much is a jar of marmalade? This is a serious question, do you know? Very few of us know the answer, mainly because there isn’t just one answer. I carried out a little experiment and found that I could buy a jar of marmalade for 69 pence. The most expensive jar I could find was £4.99, that’s a difference equating to 723%. Now not being expert on marmalade, although I do like a bit of thinly cut on a slice of brown Read more »

Whiplash claims are becoming a pain in the neck to all motorists not just those that suffer the injury. Car insurance has increased by 25% in the last year according to the latest Retail Price Index (RPI). Insurers have blamed the massive surge on whiplash injuries. According to a spokesman for esure/Sheila’s Wheels group it’s the desire to push up injury claims, often by people chatting in the pub, that has pushed up Read more »