Cost Cutting Can Lead To Employees Driving Dangerous Cars

Tuesday, 24. November 2009

It would seem that some of the carbon friendly effects of the recession are better management of family vehicles and in many cases a reduction in the number of vehicles being driven by the family. Added to which many employees are opting for cash for cars in place of the old company car scheme, effectively seen as increasing their income, as they now use the family car which they had anyway and was Read more »

Lease Company Actions Reduces Competition

Monday, 23. November 2009

Brokers don’t work for the leasing companies, they actually work for their clients, in the same way as an accountant or a solicitor does but without the need for a qualification, just a Consumer Credit Licence, which can be obtained fairly easily if the program about loan sharks aired by BBC’s Panorama is anything to go by. When I started as a broker, many years ago, the situation was the same, we worked for our Read more »

Clamping Down On Cowboy Clampers

Saturday, 21. November 2009

The first ever UK parking summit has recently been held to discuss the growing problems faced by motorists whose cars have been clamped by cowboy clampers operating on private land. The summit was attended by parking firms, minsters and motoring groups. The AA called for tougher laws to be introduced. Edmund King, president of the AA, said that it cannot be just for there to be no independent appeal against a Read more »

Is A Roadster A Convertible?

Friday, 20. November 2009

Now here’s an amazing piece of information, courtesy of What Car. Do you know the difference between a convertible, cabriolet and a roadster? Or are they all the same? Nope, they aren’t the same. Convertible and cabriolet are the same, they are based on a hard top version of the same car and are usually 4 seaters, such as the A3 Cabriolet or the Mini Convertible. However, on the other hand Roadsters are 2 Read more »

Fraud Accident Hotspots – Are Any Near You?

Friday, 20. November 2009

I reported last year that ‘staged crashes’ resulting in fraudulent insurance claims was on the increase. However, law firm Keoghs who produce the Annual Motor Fraud Index have shown that the hot spots are spreading in 2009. Along with the major hot spots, as shown below, other nearby towns are now becoming problem areas also. Greater vigilance is needed when driving in these areas to avoid accidents Read more »

How To Re-set Service Lights

Thursday, 19. November 2009

Under the new EU Block Exemption rules you can now have your car serviced at any recognised service garage provided the quality of service matches that laid down by the manufacturer. I still recommend that original manufacturer parts are used but this isn’t necessary provided they meet original spec. However, a problem exists with the service lights that warn you when a car is due for service. Some Read more »

Servicing Your Car Could Save Money

Thursday, 19. November 2009

I recently warned about the dangers of not having your car serviced on time from the point of view of safety. We have now had further warnings from manufacturers and leasing companies about the importance of having your car serviced on time. The manufacturers are referring to the potential loss of warranty cover if the car is not serviced ‘as per manufacturers’ recommendations’. The chances of an engine Read more »

Legal Ruling Leads To High Cost To Challenge Fines

Wednesday, 18. November 2009

In a bizarre new legal ruling if you go to court and defend yourself against a speeding offence, and get acquitted you will still have costs to pay under new Government rules. The new Ministry of Justice scheme will result in a defendant acquitted in the courts to only be reimbursed at current legal aid rates, regardless of their actual level of costs. In many instances this could lead to innocent people paying Read more »

BMW Go Bonkers

Tuesday, 17. November 2009

As all of my readers know I treat manufacturers, dealers and lenders with the greatest of respect and don’t go out of my way to make them look daft. I don’t need to as they normally manage that quite adequately themselves without my help. But then I read an item about BMW who are now entering the short term rental market because their fleet sales are down. Now for a prestige manufacturer to enter the short

 term rental  market it smacks of desperation as they have to give away around 30% or more discount and bonus in the cars. Whilst they are off doing that Mercedes are wiping the floor with them with C Class sales via dealerships in association with brokers who are offered special terms. It wouldn’t take much research to identify this potential opportunity. In the meantime BMW are offering cars to an accident management company who offer like with like cars to those whose cars are in being repaired following an accident. BMW sales director Sean Green has pointed out that ‘It is a conquest opportunity for us’, ‘This is an area we hadn’t looked at in the past and are now putting our toe in the water.’ Now I have my daft moments but one would assume that if your car is being repaired the person using the BMW, whilst it is being repaired, will not be placing an order as soon as it arrives out of a body repair shop. In addition the cars supplied on a like for like basis will mean that many drivers already drive a BMW. In the meantime, my brother in law who wanted to replace his BMW with another was looking at a £100 per month increase, so took an alternative car and others that want to drive a BMW are now driving Mercedes as a result of them passing on bonuses through leasing to drivers who are looking for a car NOW! That’s conquest business, not waiting for someone who drove a BMW whilst his car was being repaired to decide on a BMW for his next car in a couple of years. Is it me? By Graham Hill

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VW Announces Zero Car Tax Car Golf

Monday, 16. November 2009

As cars become more efficient and manufacturers strive to avoid huge fines that will be imposed upon them by the EU if they don’t hit the CO2 reduction targets set, VW announces its first car to achieve zero VED status (that’s zero car tax to you and me). The new model which is based on the Golf 1.6TDi S 105bhp has the Blue Motion features and includes stop/start system, regenerative braking, longer gear ratios, low Read more »