Graham Hill, Car Finance Expert, Asks Should Customers Ignore Less Mainstream Cars

Thursday, 8. April 2010

‘I don’t mind what it is, I’m after something that does the job but doesn’t cost a lot per month.’ Quite a common request that I receive and so I have a bit of a rummage around and find a Kia on a really good deal or maybe a Hyundai or a Chevrolet. Suddenly the customer has become a bit more of a snob than even he thought he was but are we right to dismiss some of these makes? Martin Ward of CAP test drives cars all Read more »

Graham Hill, Car Finance Expert Asks Whether The 4 Price Rises Imposed By Ford Last Year Compensated For Scrappage Costs?

Tuesday, 30. March 2010

Great news, Ford are dropping their prices! Hopefully this is just the start and we will see other manufacturers joining the party and we will start to see some lease rate drops! But hang on a minute, whilst they have dropped the price of some models by 10% – 12% isn’t this coinciding with the end of the scrappage scheme? I noticed a trend last year of manufacturers increasing their prices at a time of virtually Read more »

Which Drivers Have The Most Accidents?

Wednesday, 17. February 2010

According to the Auto Trader Compare survey BMW drivers are the worst on the road, however, if you look at the number of insurance claims compared to the number of cars insured a different picture emerges. It would seem that whilst BMW drivers are pretty adept at annoying other drivers they manage to avoid accidents, according to the survey results published by car insurer swiftcover.com. The Read more »

When Is A Car Warranty Not A Warranty?

Thursday, 5. November 2009

In a recent case, exposed in What Car a lady experienced a sunroof leak in her 2 year old Mondeo. She made a claim on Ford under her warranty agreement but was told that water ingress was not covered by her 3 year warranty beyond the first year but they made an offer to cover 30% of the repair cost and the dealer was prepared to cut his labour rate. The suggestion from What Car was to push for a bigger Read more »

Check Your Car For Any Recalls

Friday, 30. October 2009

There are a number of vehicle recalls each year, some of which are fairly minor causing no more than an irritation whilst others are much more serious which could result in injury. One of the latest recalls was issued by Ford on 29,000 Focuses for a potential overheating problem in the cooling fan to be rectified. The warning read: Focus (potential overheating/fire risk), models from 20/02/04 – 31/05/06. Read more »

Top Selling Makes and Marques This Year

Tuesday, 20. October 2009

I was recently in a meeting when someone announced the fact that as we emerge from the recession there will be a lot of ‘positive negative’ news about. I instantly thought of him as funny farm fodder and expected him to be carted off at any moment by men in white coats forcing him into one of those tailored jackets whose sleeves tie up at the back. Positive negative news indeed, what a nutter, Read more »

Scrappage Extended, Newer Cars Qualify

Friday, 9. October 2009

After King Mandelson announced that he would not, under any circumstances, extend the scrappage scheme, which was a bit of a relief to all of us hoping for some substantial bonuses from the manufacturers for the last quarter of the year, the one with the white hair and bushy black eyebrows stood up at the labour conference and announced that the scheme was being extended by Read more »

Which Car Manufacturer Has Overtaken Ford?

Saturday, 5. September 2009

Whilst we are still having our flabbers gasted how big do you think the joint operation of Hyundai and Kia are? Most people think that production has only just been moved out of the garden shed but in fact the Hyundai-Kia Automotive Group has become the fourth largest global automotive manufacturer, according to the Automotive News Data Centre. In fact the Korean manufacturer has now overtaken Ford as they have seen production drop by 30% in the first half of 2009. With a lot of good feedback these days on Hyundai and Kia product maybe we should take a closer look at them. By Graham Hill

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Rejecting A New Or Used Car Months Or Years After Delivery

Wednesday, 22. July 2009

Over the years I have put forward many reasons why you should opt for Dealer HP over a personal loan (contrary to all advice given in the media). Your legal rights are so much greater when you take HP. If you have read my book An Insider Guide To Car Finance, or been a regular reader of my newsletter, you would know the reasons that I put forward. However, I have just uncovered a new one that you may find useful if you, or a friend/relation ever find yourself in this situation. If you are a consumer (can also be a sole trader) and you purchase a vehicle outright you are deemed to have accepted the goods if you have had a reasonable time to inspect the goods and not rejected them. After this time your remedy for defects is restricted to Read more »

How Can Car Finance Help Us Out Of Recession?

Thursday, 5. March 2009

It would seem that we are still waiting for some sort of bailout of the car finance sector in order to get people back into new cars but are the Government at risk of doing what they have done with banking and put the money in the hands of the wrong people. There are many lenders other than banks and they should have been helped before the banks who have simply bolstered up their balance sheets in preparation for Read more »