Friday, 14. October 2011
Been a busy week for me, last week I was attending, as a speaker, the F&I Conference and awards dinner. For the uninitiated F&I stands for Finance and Insurance offered by car dealers and brokers. It was a great event and even though I went over time with my presentation I believe it went down well. The most surprising thing for me was the Read more »
Saturday, 20. August 2011
I have written about this before but having read something shocking I thought it was about time to address it again. Here is what I read: ‘More police die driving to and from work than die fighting crime. And more firefighters die driving to and from work than die fighting fire.’ That is frightening isn’t it? Staff cutbacks and pressures on staff to put in greater Read more »
Wednesday, 10. August 2011
The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning the same amount of money who both apply for credit on similar cars. The first client has a perfect, unblemished record. He has a mortgage and a couple of Read more »
Thursday, 4. August 2011
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Alphabet is the fleet management division of BMW and a company that I have criticised for using some somewhat dodgy PCP type schemes to avoid the full legal rights that a consumer would have within a traditional PCP type scheme. The latest news is that they are expanding by taking over ING Car Lease in order to expand as a multi brand Read more »
Wednesday, 3. August 2011
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So you want to ‘pimp’ your aging Fiesta but not sure how to go about it? Well, Graham Hill’s Gadget of the Week sorts it out for you. The manufacturer, Ring Automotive guarantees that you will stand out from the boring crowd when you add their Prism Lamps to your car. They use white LED’s in a tube to surround your front lamps and red LED’s in a Read more »
Sunday, 24. July 2011
If you are a regular reader of my postings you know that I rage on about simply taking the cheapest lease rate. In a recent article in Fleet News I found that I wasn’t the only one holding these views, most of the leasing companies do also. In fact it seems that the reason why many large lessors have pulled out of the broker market is that they don’t Read more »
Saturday, 23. July 2011
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You, like me and my millions of readers are fairly intelligent, we all have GCSE’s and all sorts. So help me out here. I’ve been looking at the new workplace parking schemes, that come into force from April 2012, and trying to get my head around them. With companies unable to simply up stakes and move to another county that doesn’t have such a scheme Read more »
Monday, 18. July 2011
Have you heard of log book loans? Do you know what they are? As more people find themselves out of work and desperate to raise some cash to pay bills or attend interviews they are looking at some of these grey areas of raising cash. There are of course the loan sharks that everyone should avoid but there is one area that seems to have an air of Read more »
Monday, 11. July 2011
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Been a busy week for me this week, had a board meeting of the NACFB, of which I’m a director on Tuesday 28th followed by a lovely dinner, hosted by an old friend of the association, Bob Lefroy, editor of Business Money. This all took place at the Birmingham NEC Hilton Metropole and what a hotel that is. Amazing in size and activity. Add in a Neil Read more »
Sunday, 10. July 2011
Buy a car costing more than £5,000 and have a problem with it that requires court intervention and it could cost you a fortune in legal costs. However, this may be about to change if new proposals go ahead. The Government plans to increase the value of ‘small claims’ from £5,000 to a more sensible £15,000. This means that legal disputes relating to Read more »