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Last year Direct Line carried out a survey into car vandalism and found it to be at epidemic levels. They found that most people (64%) that had their car vandalised knew the person who vandalised their car. They questioned offenders as well as victims and found an ex boyfriend or girlfriend to be the top target.

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This was followed by a current or ex boss and even the ex’s new partner! Next door neighbours or people living in the same road were also offenders. So much for the assumption that all vandalism was caused by testosterone charged young males high on Special Brew and crack cocaine! So what was the type of damage caused I hear you ask?

In top place is keyed or scratched paint, followed by damage to door mirrors then smashed windows. In fourth place is radio aerials snapped off then snapped windscreen wipers. Tyre slashing is in 6^th place, stolen badge next and in 8^th place smashed lights, in 9^th dents from Car Surfing (whatever that is) with graffiti or paint on car at 10^th. So there you have it, if you are going to fall out with any of the above make sure you lock your car away! By Graham Hill

OK here is today’s test, what is an STD. Nope – you’re wrong according to an article in the Antipodean periodical – The Australian. They ran an article that gave advice to their readers on how to reognise, avoid and treat disgusting STDs.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

The piece was written by Larke Riemer (that’s a woman with a very strange name), director of women’s markets at Australian bank – Westpac. With the holiday season underway and the fears attached to drunken nights whilst enjoying the benefits of sun, sea and sex one may welcome a few words of cautionary wisdom from Larke (no I don’t know how to pronounce it either).

But the article was nothing of the sort, Ms Riemer, being a true banker, wasn’t talking about dodgy rashes in intimate places but something completely different, she called it Sexually Transmitted Debt.

She was referring to the unwanted burdens that people (mainly women) coming out of relationships can find themselves stuffed with. So the advice was not about the dangers of unprotected sex but more about unprotected debt, telling people to talk honestly to each other about money issues, make sure that you read everything that is financially committing before signing and don’t leave your name on utility bills before leaving.

I think I had better suppress any further comment before I dig a serious hole for myself. Goodbye.

It has been predicted that insurance premiums are set to rise by around 10% next year with further rises expected over the following 2 years. You really need to look carefully at your requirements and ways to protect your no-claims bonus. With all the hype surrounding the comparison sites don’t write off your local broker, I saved £70 per annum by switching to a local broker who provided Read more »

Following from my recent warnings about the use of some brokers that advertise on the Internet the British Vehicle Rental and Leasing Association (BVRLA) have warned also that it is a big risk using a broker who is not accredited by one of the professional bodies. We are members of the NACFB and in addition to complying to a code of practice it is also a condition of membership Read more »