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Some daft information provided by Admiral insurance exposes the UK’s accident hotspots. If you are a driver in Scotland you are most likely to hit a lamppost while in Manchester and Liverpool you are more likely to have a bump at a set of traffic lights. In order to get these results Admiral analysed over a million claims over the last 5 years broken down into locality.

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I find myself asking why? But their analysis revealed that drivers in Motherwell and Lancashire were most likely to have a bump in a car park whilst drivers in Romford, Essex tended to suffer rear end bumps the most. In Tonbridge, Kent drivers need to beware of trees as that is their number one accident claim.

There was a high frequency of rear end bumps in London whilst in the West Country they were more prone to narrow lane collisions. Acting MD for Admiral, Dave Halliday, was mystified why there were so many collisions in Scotland with lampposts. Maybe they are all painted black with most of them unlit? By Graham Hill

In another Auto Express story a couple made an insurance claim after their car had been damaged in an accident whilst the car was unattended. As per the terms of the insurance they initially had to pay over £350 excess to get it back when the claim was finally sorted out. After 6 months the couple were still waiting to get their money back from Read more »

We’re getting to that time of year when I’m sure I’ll have plenty of reports relating to tyres but before we get into the summer/winter tyre debates a question has come up regarding speed ratings on tyres. When a car is new tyres are often fitted by the manufacturer that have a speed rating much higher than the car is capable of travelling. For example a car may be fitted with V rated tyres, safe to a speed of 149 miles per hour. The question is should the same tyres be fitted when they are due Read more »

Auto Express has uncovered a potential hugely dangerous oversight that many drivers may make when taking out insurance. Most of us are aware that we need to provide details of any modifications carried out on our cars when we complete the application form but few would consider the fitting of a towbar as a modification that could invalidate the insurance if not declared. When one of their readers tried to renew Read more »