Consumer Rights Act – Confusion Over Rejection

Thursday, 1. June 2017

Hi, Graham Hill here, thank you so much for visiting my blog, I hope you learn a lot and as a result end up driving a great car. In order to do so you can get all the information you need by buying my book, An Insider Guide To Car Finance or use me to finance your next car. Happy driving.

The Financial Ombudsman Service (FOS) has issued a notice regarding rights under the Consumer Rights Act 2015 vs Distance Selling Regulations. Consumers taking cars on finance are confusing the two and looking to reject the car they have just taken delivery of simply because they don’t like it. The distance selling rules allow you 14 days from receipt to reject anything you haven’t seen i.e. goods you have ordered on line.

 

You don’t need a reason to reject, you can simply return and get your money back. In the case of the Consumer Rights Act you have 30 days to reject the goods, i.e. a new or used car in our case, but there must be a problem. It must have something more than a minor fault, be not as described or not be fit for purpose for a rejection under the Consumer Rights Act.

 

You can still allow the dealer to put right the fault but it is your decision and if he doesn’t repair the fault you can still reject the car at a later date. But you can’t simply return the car because you don’t like the shape any more or you’ve gone off the interior colour. It seems that the FOS are receiving complaints from consumers because the dealer won’t take the car back because confused consumers think they can reject the car for no reason as they can under distance selling rules.

 

Having said that there are far too many dealers refusing to accept car rejections for absolutely genuine reasons as they will lose money as a result. Many feel the law isn’t working and I have proof that it isn’t from disgruntled customers – not mine I hasten to add. So it’s a good reason to make sure you have a professional independent broker working on your behalf when buying or leasing a new car in particular. That’s my plug over! By Graham Hill

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