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Most employers and employees know that there is a tax and NI free allowance payable of 45 pence per mile when an employee uses his own car for work. This applies to the first 10,000 business miles per annum, after that it drops to 25 pence per mile. If the employer only actually pays 20 pence per mile the employee can claim the difference (25 pence Read more »

Here’s an interesting piece of information if you are a young driver or you know someone who is a young driver looking to reduce their ridiculous insurance costs. Auto Express found a way for young drivers to shave hundreds of pounds off their insurance cost by switching to a provider that takes the years of having a provisional licence into Read more »

As the new registration approaches we are starting to see more deals being offered by the dealerships, supported by the manufacturers. So is it always best to look for 0% finance deals? As I’ve mentioned before much of the advice provided by the national and trade press suggests that you should maybe avoid the 0% deals and negotiate a better Read more »

Virtually every car I provide is new so I’m often asked what is the ‘run in period?’ This won’t mean much to my younger readers and enthusiastic followers of my musings but this was a practice that car manufacturers insisted upon to ensure that your car lasted beyond its one year warranty and you didn’t end up driving a car with an engine that Read more »

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Is it a bird? Is it a plane? No it’s a car! And it’s not James Bond in the driving seat. It’s the latest car plane from the US. These ‘vehicles’ have been approved for use in the US and have now been approved for use in the UK. The cars are Terrafugia Transition and cost £155,000. They have been given clearance by the National Highway Traffic Safety Read more »

The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning the same amount of money who both apply for credit on similar cars. The first client has a perfect, unblemished record. He has a mortgage and a couple of Read more »

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Is this a sign of the times ahead? The US state of Nevada has made driverless cars road legal. The development is down to the Internet search engine, Google. The firm has developed the technology behind the vehicles and lobbied for the change. The cars use state of the art technology such as GPS, radars and numerous cameras to detect traffic and Read more »

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Alphabet is the fleet management division of BMW and a company that I have criticised for using some somewhat dodgy PCP type schemes to avoid the full legal rights that a consumer would have within a traditional PCP type scheme. The latest news is that they are expanding by taking over ING Car Lease in order to expand as a multi brand Read more »

Now here’s an interesting scenario. As I’ve widely reported over the last 18 months or so deliveries of new cars have become a nightmare. All too often the dealer has called and said that delivery has been delayed not just by a couple of weeks but in some cases months. In most cases we’ve been able to get around the problem by extending the current Read more »

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I travel quite a lot on the M25 and the M40 and see someone pulled over for speeding on nearly every trip, or should I say I used to. Just recently I have hardly seen any at all. I guess this must be as a result of Government cutbacks. It would also seem that fewer stolen cars are being found before being shipped out of the country because of Government Read more »