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If someone does a particular job for a living and you need some advice related to the work he or she does would it not be a good idea to ask them for advice? For example if you weren’t sure how to record expenses in your books would you ask an accountant? Changing some taps in the bathroom, it might be a good idea to get some advice from a Read more �

Lots of lenders and brokers are starting to quote lease rentals based on 6 rentals in advance in order to make the monthly rentals appear low. It also helps with underwriting as the higher the initial rental, the lower the risk. However, I still try to stick with 3 rentals in advance which may make the monthly cost look high but it makes the initial rental Read more �

We’re getting to that time of year when many start to think about flitting over to France on the pre-Christmas fag and booze run. Some may pop over to Belgium whilst others may make a bit of a trip of it and drive down to Spain or elsewhere in Europe. And not a bad idea, but don’t forget to check the motoring laws for each country you will visit, Read more �

Have you noticed how windows in cars have become – skinny? Years ago the height of a rear window in a car was probably a couple of feet unless you were one of my dopy mates that cut the roof off their mini and dropped it by about 18”. In fact thinking back that may have been the inspiration behind the design of the modern car. Look at the new Read more �

I love talking and studying the law, much to the annoyance of many who think they’re above it and try it on, especially with my clients. As a result I read a lot of legal papers and study case histories. Years ago I wrote a piece about the responsibility of dealers and brokers with regard to vehicles being fit for purpose and the importance of everyone Read more �

It seems that lenders in the vehicle finance sector are becoming more anal in the way that they are transacting business, requiring more information than ever before when applications are made in company names and becoming very tough about complete information and proofs when it comes to personal applications. This has led to customers Read more �

You may be led to believe that manufacturers were simply concentrating on fuel consumption and CO2 output these days to the point of obsession, when designing cars, leaving everything else to simply tick over. And to an extent you are right with many manufacturers moving from full spare wheels to skinny spares and now the totally impractical Read more �

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I’m not going to labour this point but whilst thumbing through a recent copy of Auto Express I saw the comparison reviews between the VW Tiguan and the Kia Sportage, their versions of small 4WD cars similar to the Rav 4 and Honda CRV. The Kia won hands down and yet whenever I’ve offered Kia’s to potential customers as a great alternative to some Read more �

As most of my readers know there are some things that cause me to shout, scream and throw things out of my pram, one of which is when dealers or manufacturers try to mislead customers. Especially so when the manufacturer refuses to take responsibility when customers exercise their legal rights. This often happens when a customer makes a claim Read more �

We need a debate about this or a discussion about that, it’s all we seem to hear these days from the mouths of politicians. The banks aren’t lending – we need more sources of finance! This is the clarion call of the coalition but in truth it’s all around us, sources of finance I mean. We don’t need debates, discussions or more sources of finance it’s all Read more �