The Best Car Finance Blog In The World

Today I have my book launched as a paperback on Amazon. This simple guide,  covering how to prepare for finance through the different methods, including personal loans and leasing. Finally it explains what you should do if anything goes wrong. It is written in the same way as I explain it, simple and straight forward. It won’t win literary awards but it will help you to drive a better car than you ever thought possible. In order to buy a copy please click below:

Any questions you may have please let me know and I’ll do my best to help. Graham Hill

Back in July 2009 I posted the following on my blog, under the heading of  ‘If you have guaranteed a debt you may be able to avoid payment’. I’ve repeated the blog below as I believe it is worth showing again, given the current economic climate but also I have uncovered something else that may be a little worrying if you have guaranteed a debt and the Read more �

Car Dealer, Eastern Avenue, Gants Hill (Photo credit: Wikipedia)

When trying to make up your mind between taking a new car on a lease or a used car on standard HP/PCP it becomes quite a complex calculation because in many ways you are dealing with the unknown, certainly when taking a used car.Even on the most basic car if an engine management system fails you can be set back around £1,200, or if an ABS pump Read more �

A few days ago I had a very interesting chat with a referred client. He had always obtained his cars from dealerships in the belief that this was the best way to do it. He had moved from HP to PCP as it removed the risk in the resale value of the car. His last two cars, funded on PCP, were simply handed back to the leasing company as they weren’t worth the Read more �

If someone does a particular job for a living and you need some advice related to the work he or she does would it not be a good idea to ask them for advice? For example if you weren’t sure how to record expenses in your books would you ask an accountant? Changing some taps in the bathroom, it might be a good idea to get some advice from a Read more �

Oh dear, can you hear that bubbling? If you can it’s my blood boiling. Today it’s a manufacturer that’s managed to get my back up and the fact that Auto Express seems to be a bit short on advice again. A reader negotiated a good discount on a Vauxhall Corsa but then saw an ad for zero percent finance so naturally asked for the deal. The dealer explained Read more �

We’re getting to that time of year when many start to think about flitting over to France on the pre-Christmas fag and booze run. Some may pop over to Belgium whilst others may make a bit of a trip of it and drive down to Spain or elsewhere in Europe. And not a bad idea, but don’t forget to check the motoring laws for each country you will visit, Read more �

Have you noticed how windows in cars have become – skinny? Years ago the height of a rear window in a car was probably a couple of feet unless you were one of my dopy mates that cut the roof off their mini and dropped it by about 18”. In fact thinking back that may have been the inspiration behind the design of the modern car. Look at the new Read more �

I love talking and studying the law, much to the annoyance of many who think they’re above it and try it on, especially with my clients. As a result I read a lot of legal papers and study case histories. Years ago I wrote a piece about the responsibility of dealers and brokers with regard to vehicles being fit for purpose and the importance of everyone Read more �

It seems that lenders in the vehicle finance sector are becoming more anal in the way that they are transacting business, requiring more information than ever before when applications are made in company names and becoming very tough about complete information and proofs when it comes to personal applications. This has led to customers Read more �