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Whilst there are a few vague signs coming out of Germany, France and Japan that we may be moving out of the world recession we have no such signs in the UK and whilst people are still being made redundant and reducing work hours there are fears that the UK roads are becoming more dangerous as drivers avoid service and repair costs. One of the biggest dangers lies with Read more »

If you are one of those that decided to take a family holiday in the UK as the long range forecast predicted a ‘BBQ summer’ you are probably now wishing that you had actually spent less and flown off to one of the Costas. No, I’m not laughing! However, don’t make matters worse by leaving the roof rack attached to the car as this can cause drag and will cost you around 5% more in fuel consumption. And if you are Read more »

What Car have reminded us of the dangers of using a phone whilst driving. They have estimated that around 100,000 drivers are risking their lives and prosecution, at any point in time, by using a hand-held mobile phone whilst driving. The original laws introduced in 2003 were beefed up in 2007 to guarantee you 3 points on your licence and a £60 fine if caught using a mobile phone whilst driving (which means the engine is running even though you may not be moving). As What Car points out, even with hands free kits Read more »

Last week I attended Motor Finance Europe 2009, one of the most important events of the year with regard to identifying how the European motor industry and the finance sector in particular is coping with the downturn. So I packed a couple of bottles of Paracetamol in the briefcase along with a couple of razor blades as I was totally convinced that by lunchtime I would be feeling more than a little suicidal and Read more »

Trying to get more drivers off the roads and onto public transport won’t work if we continue to be charged ridiculous fares on the trains. A recent study revealed that UK rail travellers pay more than anywhere else in Europe. I bought a return ticket to London today and it cost just under £40 to take a round trip of about 70 miles, it’s ridiculous. By Graham Hill

I had a great response to last Friday’s FAQ’s which will now become a regular feature. Thanks for all the kind words and sharing my liking for Hob Nobs! I like to think that I am probably the UK’s leading expert when it comes to vehicle finance and I love to over deliver to my customers and friends by providing as much information as I can to help you make the best finance decision for your circumstances. I don’t Read more »

A recent poll showed that 61% of motorists would not welcome a drop of acceptable drink driving levels from 80mg to the more common 50mg but that is probably because of the draconian punishment handed out if over the limit. If you are guilty of driving even slightly over the limit in the UK you are automatically facing a 12 month ban whilst in some countries in the EU the chances of being caught in the first Read more »

New legislation is to be introduced in 2011 regarding the eyesight of drivers. The legislation was passed in 2006 and is set to come into force by member countries in 2011. It is expected that the new legislation will lead to earlier detection of cataracts, glaucoma and other disorders as well as prevent accidents. The Federation of Manufacturing Opticians (FMO) explained that drivers will have to get their eyes tested every Read more »

My advice when applying for finance is make sure you check your credit file and sort out any errors. If you went through a difficult patch, divorce, redundancy, death in the family etc. and things are fine now make sure that you put that information on your credit file (as explained in my book ‘An Insider Guide To Car Finance’) by entering a Notice of Correction, this also applies if you think that an error has Read more »

It looks as though things are happening to make it easier and cheaper to park in our towns and cities although hopefully we won’t be following the French who have a much greater problem with parking than we do. So they are introducing intelligent parking meters linked to the parking bays. The clever French get the meters to assess whether a driver has exceeded his allotted time and if so an alert is sent to the Read more »