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Over the past 3 years car thefts are up by 30%. In the past the cars were stolen by joyriders or in the case of prestige cars, stolen to order, stuffed into a container and on its way to India or South Africa within 24 hours of being stolen.

But these days there is a higher likelihood that cars will be stolen to sell on to unsuspecting buyers after changing its identity. As 50% of stolen cars are never recovered and with only a small proportion being shipped abroad you have to be on your guard if you are buying a car privately.

If you buy from a dealer and the car was found to be stolen you will still lose the car but you have much greater legal protection. But if you buy the car privately and the car is discovered to be stolen you could lose the car and the money you paid for it.

But even worse you could be arrested for handling stolen goods. To add to the pain it’s highly unlikely that your insurer will pay out if you make a claim. Andy Barrs, head of Police Liason at TRACKER, has some suggestions as to how you can protect yourself.

When inspecting the car check to see if new registration plates have been fitted and if they have ask why? Thieves may be trying to disguise its identity. Make sure that both sets of keys are present and working as this could also indicate that the car is stolen.

Check the Vehicle Identification Number (VIN) for visible signs of alteration. Also, go to the GOV.UK ‘check you’re not buying a stolen vehicle’ website for valuable advice. An HPI check records mileage so if a car has been cloned you may see a discrepancy in mileage records. Take care there’s a thief about as they say! By Graham Hill

We still measure the environmental cleanliness of cars by the number of CO2’s that they emit even though, according to many experts, it’s NOx and particulate emissions from older diesels that are causing the most damage. Having said that, those running city and town centres, seem to have ignored the word ‘older’ and tar all diesel cars with the same brush.

Could this be because by demonising all diesels they can screw every diesel driver, who thought he was helping the planet and doing the correct thing by going diesel, and charge premiums for entering and parking in the centre of town, irrespective of the age of the vehicle. And as a result, contribute to the coffers of the Government and local authorities. Or am I being cynical?

Anyway, off my soapbox, do you know who produces the cleanest cars, by CO2 emissions, in Europe? Do you want to know? I’ll tell you anyway, the top five are:

1.    Toyota – 101.2g/km,
2.   Peugeot –  104.5g/km
3.   Citroen – 105.5g/km
4.    Renault – 106.6g/km
5.   Suzuki – 114.9

So there you have it, a choice list for your next car! By Graham Hill

One of my biggest gripes in life is the misinformation that is readily available on the Internet with the owners of the websites, on which the information appears, taking no responsibility whatsoever. Top of the list is Google along with other search engines who rank search results by their economic contribution to their coffers rather than accuracy or even the chronological sequence of posting.

People are relying on the accuracy of the results to make decisions and could end up heavily out of pocket because the advice is either inaccurate or out of date.Other sites such as themoneysavingexpert.com allow anyone to comment on their blog, something that has filled their blog with data and links, enabling its owner, Martin Lewis, to  sell the company for £87 million but taking no responsibility for the accuracy of the information imparted, often by people with as much legal knowledge as my sister’s Old English sheepdog, called Izzie by the way and as daft as a doughnut!

A question raised by a firm of lawyers who advise dealers on their legal rights, when in a dispute against a customer, caused me to raise the issue again because a member of their client base asked what would happen if the dealer bought a car having checked that the car wasn’t on finance on HPI. He sold the car and checked HPI again, each time the report showed that it was clear of credit.

3 months later the dealer received a demand from the solicitors of a finance company that claim to have outstanding finance on the car to the tune of £20,000. Having checked HPI, which showed that the car was clear of finance, the dealer claims that title has passed and certainly, as an ‘innocent buyer’ title has passed to the buyer of the car from the dealer. But thanks to a ruling by the House of Lords in 1975 (Moorgate Mercantile Company Limited vs Twitchings) as there is no legal obligation on the part of the finance company to record finance details on HPI, the fact that the finance company forgot to record the car on HPI is irrelevant.

But here’s the twist. Whilst the finance company can apply to the dealer to get his money back, what if they are unaware of the dealer’s involvement? Some will buy to order so let’s say you are looking for a Ford Focus in a particular colour etc. and your local dealer says he’ll look out for a car for you. He finds one privately for sale, buys it, has a service on it, valets it then has a new MOT on it then sells it to you for a nice little profit, he may well not let the DVLA know that he had ownership of the car.

Or supposing the dealership went bust in the meantime, either way the solicitor is directed to you and you receive a demand for the outstanding finance or hand the car back. That is in fact illegal as long as you were told by the seller that the car was free of finance you are now the legal owner. However, I have seen numerous posts on various blogs blaming the innocent buyer and suggesting that he should hand the car over and pursue the person he bought the car from.

This is wrong and I recall reading about an Audi A4 owner who handed his car over to the finance company, having followed the advice on one of the blogs by a complete donkey, or it could have been Izzie. Trouble is if you voluntarily hand over the keys you are highly unlikely to get the car back. Never ever hand over the keys to your car to anyone calling at your door, tell them to put their demands in writing.

In the case illustrated above I have total sympathy with the dealer, what’s he supposed to do, contact every lender in the land and ask if they have finance on the car? And if you are an innocent buyer you shouldn’t be misled by posts on blogs accusing you of being an idiot if you bought a car that was still on finance.

It’s about time that the Government stepped in and forced every lender to record their financial interest in a car via the DVLA – it wouldn’t be rocket science. By Graham Hill

Each year since 2014 Cox Automotive have pulled together 27 leading motoring journalists to decide upon their choice of best cars in the current year, in this case it’s 2018. Their car of the year is the somewhat understated XC60. The car only just pipped the number two car, the Skoda Kodiaq by a single point with the 5 Series BMW coming in 3^rd. Alongside the Car of the Year award the XC60 also won Best Medium Crossover award.

The award is not before time. For years the Volvo range has led the field when it comes to safety equipment but they are now shaking off the ‘old person’s’ image and bringing them up to date with some of the best equipment fitted as standard. Well done Volvo. The other winners were:

• Best Supermini – SEAT Ibiza
• Best Small Hatch – VW Golf
• Best Family – Peugeot 3008
• Best Executive – BMW 5 Series
• Best Luxury – Rolls-Royce Phantom
• Best Estate – BMW 5 Series
• Best Small Crossover – Citroen C3 Aircross
• Best Medium Crossover – Volvo XC60
• Best Large Crossover – Skoda Kodiaq
• Best Coupe – Lexus LC
• Best Cabriolet – Mazda MX-5 RF
• Best Hot Hatch – Hyundai i30 N
• Best Performance – Kia Stinger

So there you have it with several cars on our latest list of deals and offers. By Graham Hill

The level of inappropriate sexual behaviour seems to be reaching epidemic levels. We, as parents, trust our kids to football coaches and clergymen whilst women jump into the backs of black cabs without a second thought for safety, all of us believing that everyone is in a safe environment. But recent major stories have revealed the opposite.

I have now read that inappropriate relationships along with inappropriate sexual behaviour is rife amongst driving instructors and their vulnerable teenage students. To the point where the rules have had to be changed with driving instructors facing removal from the instructor register by the Driver and Vehicle Standards Agency (DVSA).

The DVSA have reported that there were 109 investigations into instructors’ misconduct between April 2016 and March 2017. The organisation’s approved driving instructor registrar, Jacqui Turland, has said that she will treat any instructor having sexual relationships with 16 and 17 year old students, consensual or not, as exploitative.

The new rules could see many instructors being banned from giving lessons by being removed from the Approved Driving Instructor (ADI) register. In addition, the DVSA will investigate any claims made by students with regard to ‘inappropriate sexual behaviour’ carried out by instructors. This to include the use of sexualised language, making inappropriate or unnecessary physical contact and sending indecent messages or images by phone, email or other means.

In my opinion, simply removing the person from the register isn’t going anywhere near far enough. They have abused a position of trust and should be registered as a sexual offender, if found guilty, then have their private parts removed from their body – yes I have a daughter and granddaughter but that has nothing to do with my views on this matter!

What is wrong with these people? By Graham Hill

Did you know that the police can issue a ‘marker’ on the cars registered to drivers who have previously been disqualified for drink driving? No, I didn’t either but they can and in some counties they do. But it depends upon the force.

The idea is to flag up drivers wh have offended once and keep an eye on them. Research has shown that 12% of those banned for drink driving re-offend, rising to 30% of high-risk offenders caught at more than twice the legal limit. I would caveat that by saying that those % figures apply to those who are caught, with so few traffic cops on the road now I would suggest that the figure is probably higher.

This process doesn’t just apply to drink driving, it can apply to any offender suspected of possible re-offending. The police attache a ‘digital marker’ to the offender’s vehicles. Automatic Number Plate Recognition (APNR) cameras can then alert police to the driver’s status to help them better target known offenders.

However, Auto Express found out that only a handful of police forces take advantage of this facility and digitally mark vehicles. Cheshire police have 1,041 active markers which create an intelligence slide for every disqualified motorist containing personal details and any vehicle registered to them at the time of disqualification.

In Cheshire, between 2010 and 2016 57% of all banned drivers lost their licence as a result of drink driving. Merseyside police has a policy that markers will be attached once a driver is convicted and/or disqualified from driving. At the other extreme, the Met and City of London Police are two of the forces that admit to not using intelligence markers.

The Met subsequently clarified, when asked, that they would do so if there was ‘credible evidence’ that someone was driving while disqualified. West Yorkshire, in the meantime, said that they felt the attachment of intelligent markers to all drink drivers was neither ‘justified or proportionate.’ Although they admitted to having 80 live Markers.

Well, you learn something every day! Hope I provided that something for you today. By Graham Hill

If you’re a fan of the Inbetweeners, as I am, you will no doubt identify the characters with old school friends with at least one of them being remembered as a bit of a nutter. Not always on the same page as the rest of us. With this in the back of my mind, I read with dread that Nissan are developing technology that will sync your brain with the car’s technology.

Not only my nutcase schoolmates, and there were more than one, but I have had one of those moments wondering how much damage would be caused if I ran up the back of the car in front! Obviously, I didn’t do it but have you had similar thoughts? Just me then. But thinking something like that could, in my opinion, be misinterpreted!

Nissan and fellow developers, Swiss University Ecole Polytechnique Federale de Lausanne, think not but are really keen to incorporate the latest tech into their cars. The brain signals will be collected and interpreted to identify whether more or less driving assistance is needed. Thus ensuring that the driver receives sufficient assistance to make his driving safe.

The system will even be able to change settings in preparation for the driver taking action like turning the steering wheel. They suggest that the technology will make autonomous driving more comfortable by sensing discomfort and changing a few settings.

That’s fine when one of my nutty friends is being driven by an autonomous car but with him sitting behind the wheel I dread to think what could go wrong or he could end up in the front row of Stringfellow’s! Hmm, maybe this needs a little more thought. By Graham Hill

I read loads of motor magazines and just about every week, in at least one, I read complaints from drivers who have had a warranty claim turned down. The motor magazines try to help out, usually by contacting the dealer, manufacturer or warranty provider. Some warranty providers, realising that they are acting illegally, offer to settle the claim ‘as a gesture of goodwill’, which normally infuriates me because it isn’t a gesture of goodwill it’s a legal obligation.

That aside the advice from the dealer goes nowhere near far enough. Once they have challenged the warranty provider, and in the latest case I’ve seen, that is the RAC, and they refuse to settle the claim it seems to be game over. In the latest story, the buyer of a Mini took out a warranty on his 2010 Cooper D bought from an RAC approved dealer. 10 months later the timing chain snapped and caused serious damage to the engine.

The cost of a replacement engine varied between £4,000 and £7,000 which the driver assumed would be covered by his RAC Platinum Warranty but they rejected the claim arguing that the timing chain had reached the end of its ‘normal working life’. As a result of Auto Express’s intervention RAC warranties sent out an RAC engineer to inspect the car.

Unsurprisingly the engineer claimed that the driver should have noticed the problems with the chain prior to it snapping due to a ‘rattling type noise from the timing chain area of the engine’. The report also argued that ‘reasonable steps have not been taken to mitigate the loss’. The driver argued that he hadn’t heard any rattle or noise from the engine prior to the chain failure. The driver also explained that the car had been serviced twice since he bought the car so it had been properly maintained.

Despite the intervention of Auto Express the claim was still thrown out causing me to get very angry! First of all one has to ask if RAC warranties are worth having in the first place? Secondly, why did they not pursue a claim through the Financial Ombudsman Service as the warranty claim was not fit for purpose and the report, that should really have been independent, confused the issue.

The RAC refused the claim because the timing chain had ‘reached the end of its working life’. So why report that the driver should have heard the noise from the timing area of the engine, are they now saying that had he heard it and made a claim he would have been successful?

Then to confuse matters further they say that ‘reasonable steps have not been taken to mitigate the loss’. So are they saying that they would have paid out for a new timing chain but would not pay out for the engine because the driver should have stopped the car as soon as he was aware of a problem as a result of the noisy engine?

There was a very strong case to take to the Financial Ombudsman as well as a complaint to Trading Standards for breach of the Consumer Rights Act 2015. As the car had been recently serviced the engineer would have been the one to identify the noise from the engine, not the driver sitting in the soundproofed cabin.

To be honest I would also have made a claim to the EU Consumer Centre under the EU 2 year guarantee scheme. That normally sends anyone against whom the claim is made into a tailspin!

I applaud the efforts made by all the motor magazines but they really ought to be more aware of the remedies available. By Graham Hill

I know you love a quirky, but serious, story. You may or not be aware that hitting a number of animals whilst driving must be reported to the police. However, the list doesn’t include cats which has upset a few cat owners according to a survey carried out by Carbuyer magazine.

As the law stands if you his a number of animals, including dogs, horses, cattle and sheep you must report the incident to the police but cats aren’t included. The Carbuyer study found that 59% of motorists were in favour of a law requiring you to report ‘cat incidents’ to the police.

The Labour Party have gone one step further in their calls for reform in domestic pet rules by making microchipping mandatory for cats and a new ruling that would require ‘motorists to report accidents where an animal has been injured’.

Animal rights campaigner, Mandy Lowe, sadly said that if the driver makes no attempt to locate the owner, or take the cat to a vet to be scanned for a microchip, the local authority’s waste disposal team will collect it and dispose of it. I’m not an animal person but that would make me sad if someone’s pet was killed and they didn’t know.

Figures from Highways England show that 320 dead cats were found on motorways and A roads over a 2 year period. More Pussy Power and fairness to cat owners is what I say! Can I say that? Hmmm better move on. By Graham Hill