Old People Forcing Up Insurance Costs

Sunday, 28. April 2013

Thanks to all these old people deciding to stay in work till they fall over the cost of business insurance is set to increase year on year.

The aging workforce will have an effect on many of the costs affecting businesses including the cost of their fleet insurance. According to Punter Southall Health and Protection Consulting for every year that the average age of the workforce rises, insurance will increase by between 7-10%.

It is estimated that two million people will be in work beyond 65 by 2022 which is more than double what it is now at 870,000. Other insurances will also be affected with income protection rising by an estimated 20% if it extends from 65 – 70!

Twitter Weekly Updates for 2012-07-01

Sunday, 1. July 2012

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Graham Hill’s Car Finance Book Launches In Paperback

Monday, 4. June 2012

Today I have my book launched as a paperback on Amazon. This simple guide,  covering how to prepare for finance through the different methods, including personal loans and leasing. Finally it explains what you should do if anything goes wrong. It is written in the same way as I explain it, simple and straight forward. It won’t win literary awards but it will help you to drive a better car than you ever thought possible. In order to buy a copy please click below:

Any questions you may have please let me know and I’ll do my best to help. Graham Hill

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Time To Change FRom MPG to MPL?

Thursday, 12. April 2012

Is it about time to move away from MPG to MPL? For the last 20 years we’ve been buying fuel by the litre but continued to measure fuel consumption by the gallon, it doesn’t make a lot of sense and a third of all drivers seem to agree, according to the AA who surveyed 21,450 motorists. The AA also agreed that they also felt that mpg was Read more »

New Baby Seat Rules Considered Dangerous

Wednesday, 11. April 2012

When my kids were young they could think of nothing more exciting on a trip than to be dropped into the boot of the car with a couple of cushions, a tube of Smarties each and a torch. These days you have to spend a fortune of Isofix adapted forward and backward baby seats followed by specially adapted seatbelts and child seats until they reach 22 Read more »

The Dangers Of Driving With A Cold Or Flu

Wednesday, 11. April 2012

Did you know that it’s illegal to drive a car if you have a cold or flu? The same applies to hay fever, in fact any condition that affects your driving makes it illegal to drive whilst suffering. According to the Central Motorway Police Group, ‘A heavy cold or flu causing sneezing and streaming eyes clearly affects fitness to drive and medicine that can Read more »

Servicing Can Affect Your Warranty

Tuesday, 10. April 2012

I’ve mentioned on several occasions that you are able to have your car serviced at a non franchised dealer but you have to be extra careful about warranty claims as manufacturers will try to squirm out of them. A recent case involved Ford and a young lady with a 4 year old Ford Ka. She suddenly found that the car had developed rust Read more »

New Technology To Replace Switches

Monday, 9. April 2012

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Researchers at the Polytechnic School in Montreal, Canada have developed a soft polymer based fibre that can be woven into fabrics to be virtually undetectable. So what I hear you ask in amazement? This means that it will be possible for say a car seat to become a touch pad. Touching the seat will enable you to move the seat or open and shut Read more »

Cost Of Parking Bigger Cars Set To Double

Monday, 9. April 2012

Having a bigger than standard car will cost you more to park in future, if you’re parking in Wyre in Lancashire. If your car is too big to fit into a single car space or if you are a lazy driver taking up more than one space you will now be expected to pay double. If not you will be penalised. Wyre County Council formalised what local wardens have been Read more »

Being A Guarantor, Avoiding Liability & The Dangers

Sunday, 8. April 2012

Back in July 2009 I posted the following on my blog, under the heading of  ‘If you have guaranteed a debt you may be able to avoid payment’. I’ve repeated the blog below as I believe it is worth showing again, given the current economic climate but also I have uncovered something else that may be a little worrying if you have guaranteed a debt and the Read more »