The Best Car Finance Blog In The World

I love talking and studying the law, much to the annoyance of many who think they’re above it and try it on, especially with my clients. As a result I read a lot of legal papers and study case histories. Years ago I wrote a piece about the responsibility of dealers and brokers with regard to vehicles being fit for purpose and the importance of everyone Read more »

Image via Wikipedia

Another item I’ve reported upon before is the proposal by the Government to change the MOT requirements. The proposal is to make the first MOT due at 4 years and then every 2 years thereafter. In terms of cost this is good news for Read more »

As the new registration approaches we are starting to see more deals being offered by the dealerships, supported by the manufacturers. So is it always best to look for 0% finance deals? As I’ve mentioned before much of the advice provided by the national and trade press suggests that you should maybe avoid the 0% deals and negotiate a better Read more »

Image via Wikipedia

Halfords drop in sales of car parts (down 2.8%) and car accessories (down 10.6%) during the second quarter of 2011 have been blamed on increased fuel costs. Their CEO, David Wild explained the situation by suggesting ‘When you are seeing the scale of fuel price increases that we are, it is inevitable that customers will look for ways to save money.’ It Read more »

Buy or lease a new or used car and you’re pretty much guaranteed a 3 year period of fairly low cost motoring, subject to the car of course and your annual mileage. But you have a new car that will have on average maybe 2 services, that can be carried out by a non franchised dealer and maybe a couple of tyres. Compare that with the rocketing costs of Read more »

Image via Wikipedia

Alphabet is the fleet management division of BMW and a company that I have criticised for using some somewhat dodgy PCP type schemes to avoid the full legal rights that a consumer would have within a traditional PCP type scheme. The latest news is that they are expanding by taking over ING Car Lease in order to expand as a multi brand Read more »

Now here’s an interesting scenario. As I’ve widely reported over the last 18 months or so deliveries of new cars have become a nightmare. All too often the dealer has called and said that delivery has been delayed not just by a couple of weeks but in some cases months. In most cases we’ve been able to get around the problem by extending the current Read more »

Image via Wikipedia

I travel quite a lot on the M25 and the M40 and see someone pulled over for speeding on nearly every trip, or should I say I used to. Just recently I have hardly seen any at all. I guess this must be as a result of Government cutbacks. It would also seem that fewer stolen cars are being found before being shipped out of the country because of Government Read more »

Years ago, when I always bought used cars, and had a mechanical problem I used to dread going into a garage and explaining the fault because I knew I would be met by a sharp intake of breath by the mechanic and ‘Do you want me to do a quick bodge job or do you want me to sort it out properly?’ After which he would explain the problem in technical Read more »