The Best Car Finance Blog In The World

How much is a jar of marmalade? This is a serious question, do you know? Very few of us know the answer, mainly because there isn’t just one answer. I carried out a little experiment and found that I could buy a jar of marmalade for 69 pence. The most expensive jar I could find was £4.99, that’s a difference equating to 723%. Now not being expert on marmalade, although I do like a bit of thinly cut on a slice of brown Read more »

One of the biggest confusions over end of lease charges is that of scuffed alloy wheels with bills for repairs being as high as £120 per wheel. Many drivers cannot understand why scuffs to alloy wheels are chargeable as damage. As one woman that wrote to me explained ‘We all scrape wheels on the pavement when parking, surely it is no different to worn carpets, and stone chips?’ The fact is that if you are driving Read more »

Whiplash claims are becoming a pain in the neck to all motorists not just those that suffer the injury. Car insurance has increased by 25% in the last year according to the latest Retail Price Index (RPI). Insurers have blamed the massive surge on whiplash injuries. According to a spokesman for esure/Sheila’s Wheels group it’s the desire to push up injury claims, often by people chatting in the pub, that has pushed up Read more »

Just as we were hoping to see more lease deals come through and rates start to drop CAP, the used car valuation company, has announced a weakening of the used car market and prices through auction starting to fall slightly. Mike Hind of CAP said that he wasn’t too concerned as ‘This is not the same dynamic as the panic of 2008.’ Although he went on to point out that the market is at its weakest for 12 months with no Read more »

Another consequence of the bad winter last winter has been the resulting shortage of windscreens. It is normally as a result of gritting that the windscreen replacement companies become very busy but this year it has been the poor conditions of our roads that has led to windscreen replacement companies, such as Auto Windscreens, running out of screens. In the past a stone hitting the glass has caused a chip Read more »

Recent discussions regarding the use of winter tyres in the UK following our harsh winter has spurred on many to provide more advice suggesting that winter tyres may not be necessary if drivers simply treated tyres with a little more respect. Simple maintenance such as the regular checking of pressures would be a start. The National Tyre Distributors Association have followed up with the following points when replacing tyres:

• Tyre size markings across an axle must be identical.
•  Tyre construction across an axle must be the same
• The load index must be equal or be higher than the manufacturer approved tyre for the vehicle
• It is recommended that the speed rating is either equal or greater than the original approved tyre.
• Mud and snow – winter tyres should ideally be fitted in complete sets and should not be mixed with other tyre types across an axle.
• It is recommended that when fitting two new tyres, they are fitted to the rear axle unless rear tyres are a different size to the fronts or the vehicle manufacturer’s handbook states otherwise.
• There may be special dimensional requirements preventing the mixing of tyres such as 4WD vehicles. 

I know I have provided this information before but do you know what the markings mean on a tyre? Lets take a tyre that reads 195/65 R 15 91 H. Here’s what the markings mean: 

195 : The width of the tyre in mm, also called the section width.
65 : The aspect ratio is the ratio between the sidewall height (side of the tyre) and the width of the tyre. It is expressed as a percentage.
R : The type of construction (R for radial).
15 : The internal diameter of the rim in inches.
91 : A tyre’s load rating is identified by a number and corresponds to the maximum load the tyre can withstand at maximum pressure.
H : Speed rating (also known as Performance Index). Indicates the maximum speed at which the tyre can bear a load corresponding to its load rating 

For more information on the tyre markings visit any of the major tyre fitter websites. By Graham Hill

Related articles by Zemanta

• How to Change a Flat Tyre on a Car (athingforcars.com)

I’ve often pointed out to customers that they can now have their new cars serviced at non franchised dealers and still retain their warranty cover. This resulted from the changes that were made to the EU Block Exemption rules removing the stranglehold that manufacturers had over the servicing of new vehicles during the warranty period, that was cunningly extended by most manufacturers to 3 years. In an effort to Read more »

Hitachi Capital Vehicle Solutions have warned drivers to ensure that they don’t risk their lives and the lives of others by missing services on cars. In a study carried out by Ford it was shown that 15% of Britons miss out a service in order to save money during this recession whilst 18% don’t have breakdown cover. The biggest culprits are the 18-24 age group who miss services with over a third not having a breakdown Read more »

Service intervals have crept out with some cars not needing a first service until it is 2 years old. Some of the earliest first service intervals are still a minimum of 12 months but there is a problem with this. You see years ago, by the end of the first year, your car would have had 2 or 3 services with the first after just 1,000 miles to have an oil change and remove the swarf that had built up in the bottom of the oil sump. Read more »

Considering the particularly bad winter that we suffered there are suggestions that we should follow other European countries and introduce winter tyres. Whilst not wishing to go the compulsory route it has been suggested that we should adopt the Dutch system of making winter tyres widely available. After making the tyres available about 10 years ago it is understood that about 50% of drivers switch each winter. Read more »