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I have read several reports recently complaining about the motor insurance industry, it’s pretty much in turmoil with anomalies, inefficiencies over charging and deceit. I reported recently that some companies are now charging substantial arrangement and documentation fees in order to keep the monthly premiums low. We all know that there are a trillion terms in each policy making straight comparison very difficult so we tend to go for the cheapest and hope for the best. By that I mean try Read more »

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How’s your hearing? Not so good if you drive a drop top car according to the incredibly titled (big breath) St Louis University School Of Medicine and the Ear Institute of Texas. Their research showed that if drivers travel regularly with the top down at more than 55 miles per annum their ears are subjected to unsafe noise levels created by air turbulence and tyres on the road. They tested 5 drop heads including a Nissan 350Z, Porsche 911 and Saab 9-3. Of the cars available in the UK the 350Z Read more »

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Auto Express has reminded us that when the Tory led coalition came to power they were going to stop Labour’s war on the motorist but has that war ended? They analyse the key areas:

Speed Cameras: We already know that many of the UK’s cameras have been switched off but we also know that many local people are being trained up to use speed Read more »

Labour MP Brian Donohoe is calling for tax discs to be scrapped suggesting that paper discs affixed to the windscreen is old fashioned and should be unnecessary in the 21^st century, whilst pointing out that the cost of creating the discs is £5 million a year and £14 million to send out suggesting that there must be other ways of displaying whether road tax has been paid including Automatic Number Plate Recognition cameras. However, the police don’t agree saying that tax discs are vital for Read more »

When is a lifetime warranty not a lifetime warranty? When it’s a Vauxhall it would seem. When Vauxhall announced the warranty to a fanfare of press support other manufacturers that had extended their warranties to 5 years were shocked. But after careful examination it was found that the warranty only applied to the owner of the car and not the car as it only covered the car if it was still owned by the original buyer. So as soon as the car was sold the warranty became null and void. Enter the Read more »

The Graham Hill review of a new car focuses on the new Mr T, of A Team fame, of the car world. No we’re not talking about a car full of bling or a muscle bound design, we’re talking Mohican style. The new Ford, Focus based, Kuga seems to have taken its styling from Mr T’s head as it has what looks like a Mohican style sunroof running from front to back and of course looking dopey. The style might suit Mr T but not a car. The new lines, like many new designs, look more like the designs film makers Read more »

So there you are driving down the road, minding your own business when you see, hidden in the bushes on the other side of the road, the old bill hiding in the undergrowth with a speed camera. Obviously, believing that drivers travelling in the other direction, seeing the camera at the last minute, and swerving across the road into oncoming vehicles, could present a severe danger. Or seeing the officer at the last minute and suddenly braking could cause a multi car pile up, so you perform Read more »

With new car deliveries stretching out all the time and 4 month delivery becoming the norm rather than the exception, many are tempted to go the used car route, often paying over the odds for a car less than 12 months old simply to get a fairly new car. I’ve mentioned the dangers in the past but with so many people being forced to take a used car because their current leased car cannot be extended, it’s worth mentioning the dangers again. I explained that servicing costs increase with age but Read more »

If you are a regular reader of my blog and newsletter you will have read my recommendation that if you are applying for insurance online that you change the parameters around when you state whether your car is parked in a garage, on a drive or on the street. We found that many applicants lie about their garage, which is full of kids toys and the freezers, but thinking that a garaged car would save money say that the car is usually in the garage overnight. Or at worst parked on their drive. In Read more »

Monday 20^th December has turned out to be the worst day for insurance call outs this winter. Claims rose by 60% on the day. The treacherous conditions led to 500 separate cases being registered with the AA making it the second busiest day of all time. The busiest was 561 registered last January. On a normal Monday there are 330 calls. According to the AA drivers were slipping and sliding all over the place, running into lampposts, bollards, running up kerbs and colliding with other vehicles. And Read more »