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There is growing evidence that SME’s and consumers are moving over to leasing as a way to fund their vehicles. The old reasons still exist, having a fixed, known monthly cost, no risk in uncertain resale values and benefitting from hidden substantial bonuses provided by manufacturers to leasing companies but SME’s and consumers  have identified a new benefit. Read more »

As we approach Christmas new warnings have been issued about drink driving but this time about the use of cheap testing devices that you can buy on the Internet. Tests carried out by Parker’s Guide with the help of West Yorkshire Police and Medacx, a supplier of testing equipment to police forces in the UK, have found many of these cheap do-it-yourself testers to be unreliable and in some cases Read more »

It has been reported this week that many people do not see the distinction between credit crunch and recession. For those that lived through the last recession, as I did, you will know how hard things got before we turned the corner and things started to dramatically improve. And this was all down to a recession, which was pretty much left to run its course by the Government. Whilst it seemed pretty harsh at the time it was a way of streamlining business in the UK and weeding out the good from the bad. Sadly, Read more »

If you are a lover of 4 wheel drives now may be a good time to buy or lease one with rates and prices plummeting. You may find in the future a lack of choice and not for the reasons you may think. When the EU announced that all manufacturers in Europe were to be given CO2 targets across the whole of their production or face some substantial fines many of the manufacturers dismissed it and said Read more »

Anyone who has bought my book, An Insider Guide To Car Finance also received, free of charge my Hints, Tips and Safety book. In this free book I include loads of great advice, some of which explains the importance of having your headrest adjusted to the correct height in order to avoid whiplash. Clearly not enough people have read this advice as nearly 1,200 people claim every day for whiplash damage following Read more »

There are now fewer illegal drivers on our roads according to a recent operation undertaken by fifty two police forces throughout the UK under the operation name of V79. During the operation 6,689 motorists were randomly stopped and results compared to a similar operation carried out in 2006. The number of drivers stopped without valid vehicle tax or licence fell by half. The number of vehicles without Read more »

Is diesel still best? Research by GE Capital Solutions has shown a return to petrol power as petrol cars become more efficient and some diesel drivers find out, too late, that you have to take action to stop the particulate filter from clogging which, if not done, can lead to the filter requiring replacing at a not inconsiderable cost. In the meantime a clogged filter can lead to Read more »

One of the biggest problems with running a car either privately or through a business is being able to predict the true ‘whole life’ cost in order to select the most appropriate way to fund the car. Few of us actually enjoy playing with figures so we tend to concentrate on the car itself (much more exciting) and relying upon advice from friends rather than doing the calculations to work out the most Read more »

With Christmas approaching attitudes are now changing towards drinking and driving according to the AA (that’s Automobile Association not Alcoholics Anonymous) who carried out a survey amongst motorists and found that two thirds would notify the police if someone they knew drove under the influence of alcohol. There is also likely to be a change in European law soon following Read more »

Did the measures regarding VAT, announced by the Chancellor of the 24^th November, have any affect on drivers or the industry? Not much is the answer. The VAT drop on fuel has been balanced out by increased duty but will the duty come off again when VAT returns to it’s current level? It will also have the affect of putting up prices Read more »