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You, like me and my millions of readers are fairly intelligent, we all have GCSE’s and all sorts. So help me out here. I’ve been looking at the new workplace parking schemes, that come into force from April 2012, and trying to get my head around them. With companies unable to simply up stakes and move to another county that doesn’t have such a scheme Read more »

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My review this week isn’t some dopey supercar that no-one can afford and if you spurted away from traffic lights in it on full power would leave your small intestines still waiting at the lights. Nope it is a sensible car, the all new BMW 1 Series. It has been a popular car since its introduction because it enables bakers and other business owners who like Read more »

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I am often asked how the lease rates on some cars can be so low compared to the cost of the car? Take for example the deal we had last year on the VW Passat CC (their new 4 door coupe). If you had taken the car on a 2 year lease you would have paid the equivalent of 26 payments x £229.99 + VAT. That’s a total of £7,175 on a car that cost around Read more »

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The US is making a piece of technology a legal requirement by 2014 and yet there are very few cars fitted with it in the UK as standard or have it available as an option. The technology provides images picked up by reversing cameras to be displayed in your rear view mirror. Will it be the next big thing in the UK and become a legal requirement? Time will Read more »

Whilst I hear many a complaint in the pubs and bars about the fact that you aren’t charged the half percent bank base rate interest when you take a loan or HP, most people understand the reason why. If lenders were to charge half a percent interest they would soon go bust as that wouldn’t cover the cost of the documents let alone all the other costs Read more »

As of the 1^st July the Bribery Act came into force. There was a great deal of concern when the terms of the Act were originally announced as it looked as though buying someone a cup of tea and a sandwich could be construed as an act of bribery. However, it seems that common sense may have played a part in the final wording of the Act following Read more »

Have you heard of log book loans? Do you know what they are? As more people find themselves out of work and desperate to raise some cash to pay bills or attend interviews they are looking at some of these grey areas of raising cash. There are of course the loan sharks that everyone should avoid but there is one area that seems to have an air of Read more »

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Following from my previous article there has been much confusion for years about warranties provided on used cars. It has been a much held view that a car warranty is an insurance policy and therefore falls within the control of the Financial Services Act. In other words you have to be a regulated advisor to discuss the product and the product itself Read more »

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The Guardian Newspaper offered some advice to a driver who bought a car from failed on-line provider, Autoquake. It seemed MW of Farnham in Surrey bought an £8,000 car but was seduced into taking out a warranty costing £859 which included breakdown cover, which he was very pleased with. However, after a month the administrator wrote to Read more »

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We have heard of run-flat tyres, they effectively have a hard wall that enables you to continue driving with a puncture as the tyre wall holds up the weight of the car enabling you to drive about 50 miles at 50mph. However, Michelin now have a new tyre that they are about to re-introduce, the self-heal tyre that was a bit of a disaster in a previous launch as Read more »