Insurance Policy Concerns
Friday, 29. June 2018
It seems that a lot of claims could be turned down because drivers aren’t making complete and honest returns on their insurance proposal forms.
Saying that a car is stored in a garage overnight when there isn’t enough space to store a bike in your garage could cause a claim to be rejected. It now seems that even silly things can lead to an insurance company rejecting a perfectly normal claim.
In some extreme examples, explained by one of my colleagues on Rip Off Britain, an insurer could reject a claim because you didn’t mention that the car was fitted with a tow bar or a roof or cycle rack. Even if the part fitted had nothing to do with the accident you could still have a claim thrown out.
The most ridiculous and extreme examples include the fixing of stickers and say company adverts or logos, regarded as ‘adjustments to the bodywork’. So be warned, better to advise than not. By Graham Hill