The Best Car Finance Blog In The World

A £120,000 Range Rover Autobiography was stolen from a supermarket carpark in Walthamstow, London, in just 80 seconds by thieves taking advantage of weaknesses in the keyless entry system.

Keyless car thefts are increasingly common, as criminal groups reverse-engineer the latest manufacturer security tech to steal valuable vehicles quickly and discreetly.

The vehicle was recovered by the Metropolitan Police within 12 hours, thanks to the fitment of a tracking device.

Clive Wain, head of Police liaison for Tracker, said: “It is believed that this vehicle was stolen by professional criminals who followed the owner to the supermarket from her home, waiting for an opportunity to steal the prestige model.

“At home, the valuable car was always well protected on the driveway, with a wheel clamp fitted and a van parked across the driveway entrance to prevent any chance of theft. CCTV footage of the supermarket carpark clearly shows the thieves breaking into the car and driving away in less than two minutes, in an undisputable case of organised crime and keyless car theft.”

The car’s owner, Mrs Syuleyman, initially did not believe the car would ever be recovered. She said: “I know the risk of theft is high for such a valuable car, particularly as it has had some additional modifications. That is why we always protect the car so carefully when it is parked at home. I never imagined it could be stolen so quickly and easily from a public carpark while I was shopping a few metres away.

In 2019, 92% of the cars Tracker recovered were taken without using the keys, up from 88% in 2018 and 26% higher than four years earlier.

Wain continued: “When Mrs Syuleyman’s car was recovered, it appeared that the thieves had searched it for tracking devices before leaving it parked unaccompanied to see if the police would track its whereabouts.  Because the Tracker device was professionally installed, the thieves were unable to find it, leaving the police to quickly track its location. Without a Tracker installed, it is unlikely this story would have had a happy ending.” By Graham Hill thanks to Fleet News

Highways England could be charged with manslaughter following the death of a 62-year-old woman on a stretch of smart motorway.

A coroner investigating the death has said she may refer the case to the Crown Prosecution Service to consider if the charges are appropriate.

Nargis Begum, from Sheffield, was killed on the M1 in South Yorkshire in September 2018 when another vehicle collided with her husband’s Nissan Qashqai, which had broken down.

Begum had exited the Nissan, which was stranded in a live lane, and was waiting for help when the incident happened.

The smart motorway section had no hard shoulder.

More than 16 minutes elapsed between the Nissan breaking down and the collision, plus a further six minutes before warning signs telling other drivers not to use the lane in which the Nissan was located were activated

At a pre-inquest review Mundy said: “I want to know why, essentially, it’s as simple as that.”

The case, at Doncaster Coroner’s Court, was adjourned until February 11 to allow Government lawyers time to prepare a response

The CPS has decided against prosecuting the driver who hit the Nissan.

Mundy added that she was also considering whether to refer this decision back to the CPS based on the evidence she had seen.

Almost 40 people have been killed on smart motorways in the last five years.

In March, the Government announced a series of measures to improve the safety of smart motorways, following a review commissioned by Transport Secretary Grant Shapps.

Analysis commissioned by the Transport Secretary reportedly found that “in most ways”, smart motorways are as safe as, or safer than, conventional ones.

There was also an admission that some risks are higher than on conventional motorways, for example the risk of a collision between a moving and stationary vehicle. By Graham Hill thanks to Fleet News

Michelin has announced it will incorporate Radio Frequency Identification (RFID) chips into all its car tyres by 2023.

The manufacturer said RFID technology is a cost-effective way of tracking tyres and a ‘significant contributor’ to predictive maintenance services.

It will also enhance driver safety by allowing Advanced Driver Assistance Systems (ADAS) such as ESP to adjust responses according to specific tyre characteristics, says Michelin.

Michael Ewert, vice president of Global Sales for Original Equipment at Michelin, said: “Since RFID technology ensures this exact tyre identification, it is conceivable in the future that drivers will see a tyre status display next to their fuel gauge.

“RFID in tyres makes many new business models possible and can also further increase safety when driving. We are convinced it represents a significant step forward in the tyre industry.”

The technology could also be used to improve recycling rates, allow proof of recycling and help improve the efficiency of energy recovery programmes.

Michelin says it is working with car manufacturers to develop algorithms that could pave the way for several new advances as cars become more connected.

Dealers and workshops will also benefit as exact tyre identification and data will be easily accessible, reducing fitting errors and helping with stock control, it says.

Up to 15 million chips a year will be encased in rubber at Michelin’s Homburg plant in Germany before they are installed in new tyres on site or shipped to other Michelin factories in Europe, China, Thailand and Brazil.

Michelin recently warned fleet managers to ensure they are selecting the right replacement tyres for their cars and vans, to avoid unnecessary costs. By Graham Hill thanks to Fleet News

New vehicle safety systems, such as emergency braking technology, are being switched off by drivers, new research suggests. 

The range of Advanced Driver Assistance Systems (ADAS) have become increasingly common in new cars and vans.

Autonomous emergency braking (AEB), for example, has become standard in many new fleet cars, but the research from Autoglass shows there is still a lack of knowledge and awareness.

It found that almost a quarter (24%) of drivers with ADAS enabled vehicles said they were not provided with any information about the importance of these features and how they work when they had the vehicle handed over to them.

The survey of almost 1,400 drivers also found that 41% intentionally switch off safety systems such as AEB or lane departure warning systems, while driving.

Neil Atherton, sales and marketing director at Autoglass, said that ADAS can help keep drivers and passengers safe, but only if the technology is “switched on and operating correctly”.

“ADAS is becoming more and more common in UK fleets and so more should be done to educate drivers, to encourage positive behaviour and ensure the systems are being used correctly,” he said

“Fleet managers have a responsibility to not only help drivers understand the benefits of these systems but also to review their supply chain to ensure the vehicles are being maintained to the correct standards.” This applies to drivers themselves, they should also acquaint themselves with all the safety systems.

The cameras and sensors that ADAS relies on need to be recalibrated to manufacturer standards if they have been impacted by a windscreen replacement, and in some cases body damage, to ensure the features are working correctly.

However, more than half (55%) of respondents were unaware that they need to be recalibrated when the windscreen is replaced and 52% of drivers were unaware that the cameras may need to be recalibrated if they have been impacted by body repair work.

When asked, two thirds (67%) of drivers agreed that more education is needed around the importance of ensuring this technology is properly maintained.

“It is paramount that fleet managers have a trusted partner who can carry out the recalibrations to industry standards,” said Atherton.

The increasing number of ADAS enabled vehicles in UK fleets has inevitably led to an increase in demand for recalibration.

In response to this, Autoglass has opened 12 new centres this year, taking the total number of centres in the UK to 90, to allow recalibration to be done in-house.

The new centres have been opened across the UK including Reading, Derby, Carlisle and Banbury.

The locations have been chosen to provide fleets with a more convenient service, and all centres offer windscreen repair and replacements, ADAS recalibration and replacement wiper blades, says Autoglass.

Atherton concluded: “Looking ahead to 2021, we are continuing our plans of opening more centres to ensure we are doing all we can to keep fleet drivers safe on the roads.”  By Graham Hill thanks to Fleet News

Drivers are being urged to ensure they are selecting the right replacement tyres for their cars, to avoid unnecessary costs.

Michelin warns that inappropriate or incorrect fitments could negatively impact fuel economy and tyre life, as well as affecting vehicle handling and performance characteristics.

In some cases, incorrect tyre fitment can risk invalidating the vehicle manufacturer’s warranty.

Michelin’s fleet team points to a rise in the instances of vehicles driving on inappropriate tyres, such as cars running on van tyres (or vice versa), the mixing of standard and run-flat technology products, or incorrect tyres which don’t have the required speed or load rating for the vehicle.

Some manufacturers of 4x4s and high-performance vehicles also stipulate specific marked, homologated tyres for their vehicles.

Brian Porteous, Michelin’s technical manager – Car, Van, 4×4 and Government Contracts, said: “It is crucial that any replacement tyres you select are compatible with each other, compatible with the vehicle and deliver the appropriate handling and performance characteristics.

“Vehicle manufacturers work incredibly hard to fine-tune their cars and vans to handle a certain way, and all of that can be upset if you fit a tyre which, although the correct size, might be intended for a different vehicle altogether. Driving on inappropriate tyres can also lead to reductions in fuel efficiency, passenger comfort and tyre life, plus a noisier ride.”

To help fleets and consumers maximise safety and avoid incorrect tyre selection, Michelin has published a six-point guide which is applicable regardless of tyre brand preference.

• Tyres must meet the vehicle manufacturer’s requirements of load and speed, plus any local regulatory requirements such as: vehicle speed, E marking, winter marking, directional fitment etc.
• If a vehicle manufacturer requires specific marked, homologated tyres, then these must be fitted. It is sometimes possible to use other tyres, but not always – consult your vehicle handbook
• It is essential for vehicle stability that the best grip is maintained at the rear. If all tyres are not being replaced together, the new tyres must be fitted to the rear
• The tyres on each end of an axle must be of the same type. Differences in tyre performance, particularly towards the end of a tyre’s life, make this critical for vehicle stability and predictability
• Winter tyres must always be fitted in full vehicle sets. Do not mix summer and winter tyres across a vehicle
• Run-flat technology tyres must always be fitted in full vehicle sets and to the appropriate wheel type. The vehicle manufacturer’s guidance must be followed as there are often differences in vehicle characteristics to work effectively with the run-flat tyre capability

Peter Wood, Michelin key account manager, added: “As technology has evolved, so has tyre choice. Customers can now select between summer, all-season, winter, extra load, run-flat technology and even acoustic tuned tyres, to name just a few of the options.

In one size alone, there can be several different load and speed ratings to suit various vehicle types, plus options for different seasons and driving styles.”  By Graham Hill thanks to Fleet News

A new statistical release from the Department for Transport (DfT) has highlighted an increase in speeding on UK roads during the first Coronavirus lockdown.

It follows numerous reports from road safety organisations and Police forces across the country that speeding had become more prolific as the nation’s roads emptied in line with national restrictions.

The latest data shows that 63% of cars exceeded the speed limit on 30mph roads during Q2 (April to June) 2020, compared to 56% during the same period in 2019.

There was also a 7% rise in the percentage of cars exceeding the speed limit on 60mph single carriageway roads – up from 10% in Q2 2019 to 17% in Q2 2020.

The percentage of speeding motorists rose by 1% on motorways, to 53%.

As restrictions eased later in Q2, road traffic began to return to normal levels, and speed limit exceedance also started to return to levels more similar to 2019.

The DfT report stated: “The annual speed compliance statistics show very little variation in compliance with the speed limit from year to year, so without the coronavirus pandemic, we would expect speed limit compliance to have remained in line with previous years.”

The worst speeder in the first three weeks of the lockdown was caught in West Yorkshire driving at 151mph on the M62 motorway, according the RAC. This was 11mph faster than the next fastest recorded which was 140mph on the A14 in Suffolk.

Six forces – The Met, Northamptonshire, Gwent, Staffordshire, Kent and Humberside – all caught motorists driving at speeds in excess of 130mph and three others – Police Scotland, The Met and Lancashire – recorded drivers at speeds over 120mph.

The highest speed seen in a 40mph limit was 134mph – 94mph above the limit – recorded by the Met on the A10 in North London, while Cambridgeshire Police detected a car being driven at 73mph in a 30mph area.

Derbyshire Constabulary also caught a driver going at 108mph on the M1 – 68mph above the speed limit. The only other force whose highest speed was in a 40mph limit was Bedfordshire – here the driver was clocked at 104mph on Airport Way in Luton.

RAC head of roads policy Nicholas Lyes said: “This data confirms what we previously suspected: lower traffic volumes sadly led to some shocking levels of speed limit disobedience, particularly on 30mph limit roads.

This dangerous behaviour unnecessarily put lives at risk during the first national lockdown when more people were walking and cycling.

“Empty roads should not be an excuse to drive dangerously and it would be frightening to think one of the legacies of the lockdown is a complete disregard for speed limits and other road users’ safety.” By Graham Hill thanks to Fleet News

Civic slipping down the table leaves German cars occupying the top six places, reports Matt de Prez

The Audi A4 has retained its crown as the FN50’s most reliable car for the second year running, achieving the lowest number of mechanical breakdowns and warranty repairs among the UK’s 50 largest leasing companies.

It rose to victory last year – where it topped the charts for the first time – fending off its keenest rival, the BMW 3 Series, although BMW remains the UK’s most reliable car maufacturer.

In total, 80 models received a ranking by leasing companies in the 2020 listing.

Having launched in 2015, the A4 received a mild-facelift last year – bringing cleaner mild-hybrid engines and revised infotainment.

An all-new 3 Series launched in the same year, however, beating the A4 in the 2020 Fleet News Awards to win both the Best Premium Car and Best New Company Car trophies.

Whether the new model will enable the brand to reclaim its position at the top of the FN50, as it did between 2015-2017, remains to be seen.

Comparing this year’s figures with the previous shows a major move for the Honda Civic. It topped the chart in 2018 before slipping to fifth place last year. In 2020, the Civic has dropped again and now sits in seventh position.

Golf’s strong performance

It means the top six is populated entirely by German cars this year, with third place occupied by the Volkswagen Golf.

It’s a strong performance for the model, which is the best-selling fleet car in the UK and was replaced by an all-new model earlier this year.

The Golf pushed BMW’s 5 Series down to equal fifth place with the Audi A3 – also replaced by an all-new model this year – which climbs the chart from 11th and makes Audi and BMW the only brands to have two cars in the top five.

Mercedes-Benz enters the table in fourth place, with its C-Class model ranking in the top 10 for the first time since 2016.

It’s second entrant, the E-Class, has also climbed the table from ninth to eighth place this year – having placed 13th in 2018 – a good result that reflects the saturation of the newer generation car among leasing company fleets since it launched in 2016.

Hyundai makes an appearance in equal ninth position, with the i30 giving the brand a spot in the top 10 list for the first time.

Rounding off the top 10 is the ageing, but the nonetheless exceedingly popular, Nissan Qashqai.

It ties with the i30 in ninth place after a one-year hiatus and is the only model representing the crossover segment in this year’s top 10.

Both the Volkswagen Passat and Škoda Octavia dropped out of the table this year, placing 12th and 15th respectively.

The Audi A1 (23rd), Toyota Yaris (40th), Toyota CH-R (28th), Kia Sportage (33rd) and Ford Focus (16th) have all slipped out of the top 15 this year, although it should be noted that the margins between many of the models are very small.

While BMW failed to top the reliability ranking with its 3 Series, and the 5 Series lost ground this year, it still retained its title as the Most Reliable Manufacturer overall.

The Munich giant remains undefeated for six years.

Leasing companies ranked 27 models this year. Audi has held on to its number two spot this year with a strong performance from its A4 and A3 models, while Mercedes-Benz and Volkswagen sit third and fourth, respectively.

Honda has dropped from fifth to eight place this year, while Toyota – which saw improved positions for the Aygo (17th) and Prius (23rd) versus 2019 – has crept up one position to secure the final place in the top five.

Hyundai places sixth, while Volvo shoots up the table, occupying its highest ever position: seventh.

Volvo’s performance reflects its dramatic growth in the fleet sector, with strong year-on-year increases in registrations growing the presence of its vehicles on FN50 fleets.

Seat takes ninth place and is the VW Group’s third most-reliable brand, according to the FN50 survey.

Mitsubishi climbs two places, meanwhile, and occupies 10th position.

Kia drops out of the top 10 to 13th, having placed ninth in 2019 with the Ceed now its top rated model, in 18th place. Equally, Ford has dropped from 10th to 14th and has no cars in the top 15 reliability list (although Focus just misses out in 16th place).

Renault turning a corner

Renault may be happier, appearing in the top 15 for the first time.

The French brand appears to be turning a corner, with the Captur rising to 12th and both Mégane and Kadjar receiving a ranking.

This year’s newcomers mean that Mini (16th) and Vauxhall (19th) have been pushed from the top 15 list altogether.

How are models/brands ranked?

Each FN50 leasing company provides its top 10 most reliable models and most reliable brands and the ranking is based on 10 points for first place, nine for second and so on.

Some leasing companies also provide reliability data to add robustness to the survey responses. By Graham Hill thanks to Fleet News

Road users have sent more than 50,000 dashcam recordings of potential traffic offices to police forces since 2017, with one-third resulting in action.

Police forces across the UK receive more than 35 pieces of footage every day, according to a freedom of information request sent to every UK constabulary by What Car?

Just over 10% of the incidents captured on film were severe enough to warrant a court prosecution and 9.6% resulted in a Fixed Penalty Notice (FPN).

A further 10.5% resulted in the driver being asked to attend a driver awareness course, and 3.0% of drivers were given a warning.

The use of dashcams by drivers and other road users has increased by around 850% since 2017, when insurance companies started accepting footage as evidence for claims and the courts first used footage to convict an offender.

The What Car? research found Dyfed-Powys Police in South Wales is the most active in using dash cam footage.

It has taken action over 81.3% of the videos it’s received, with 40.2% of offenders receiving a warning, 18.6% of them were prosecuted in court and 18.4% were asked to attend a driver awareness course, while just 4.0% were handed an FPN.

London’s Metropolitan Police received the largest volume of submissions – nearly 25,000 videos over four years – and acted in 45.4% of cases, issuing court proceedings to 18.9% of offenders, driver awareness courses to 13.9%, FPNs to 9.6% and warnings to 2.9%.

The report comes one month after Fleet News reported that 3,805 videos were uploaded to the National Dash Cam Safety Portal in just 90 days.

The National Dash Cam Safety Portal, which allows motorists to quickly and securely upload footage of dangerous driving to the relevant police authority, is now being used by 33 forces.

Fleet operators and their drivers are being urged to share dashcam footage with police to help prosecute dangerous drivers and improve road safety.

Police forces that have taken the highest share of actions per footage received –

Police Force	Number of dash cam videos received 2017 – 2020	Number of videos resulting in action by Police Force	Percentage of videos resulting in action by the Police Force
Dyfed-Powys Police	375	305	81.3%
Norfolk & Suffolk Constabulary	1877	966	51.5%
Northamptonshire Police	612	300	49.0%
Metropolitan Police Service	24,799	11,247	45.4%
Gwent Police	728	306	42.0%
Warwickshire Police	1875	722	38.5%
Gloucestershire Constabulary	470	180	38.3%
Humberside Police	272	94	34.6%
Devon and Cornwall Constabulary	1182	379	32.1%
North Wales Police	1857	516	27.8%

By Graham Hill thanks to Fleet News

Production process problems have been blamed for recalls by Ford and BMW affecting more than 46,000 cars, including almost 5,000 in the UK.

Ford recalled more than 20,000 Kuga plug-in hybrids in August after it found, in some instances, faulty batteries had overheated when charging, causing a fire. Owners, including around 1,800 in the UK, were advised not to charge their cars and to operate them in ‘EV Auto’ mode only.

Ford also sent affected customers a £500 fuel card for use at BP fuel stations, acknowledging that the fuel economy of the PHEV “may not be what customers may have expected when they took delivery”.

The manufacturer has now announced a fix for the problem, which will involve the entire drive battery pack being replaced.

The work will be carried out towards the end of December for customers who already have their vehicles, with the recall expected to take until late March to complete.

“We will be communicating with customers directly later in November to arrange a time to implement the replacement,” it said.

Following Ford’s recall, BMW revealed it has identified almost 3,000 plug-in hybrid models in the UK that could be at risk of a battery fire.

It has now issued a recall and suspended delivery of affected new models as a preventative measure. A total of 26,700 vehicles are said to be involved worldwide, of which around 2,930 are either with UK customers or awaiting delivery.

The recall affects plug-in hybrid versions of the 3, 5 and 7 Series, the X1, X2, X3 and X5 SUVs, the 2 Series Active Tourer and the Mini Country-man PHEV, built between January 20 and September 18, 2020. It also affects i8s built this year.

“I see this is as just another recall and it doesn’t cause me any concern about the technology,” Debbie Floyde, Bauer Media

In a statement, the German carmaker said particles may have entered the battery during the production process, which could lead to a short circuit within the battery cells when it is fully charged. This may lead to a fire.

BMW says it is currently working on a solution to the fault. Until a remedy is available, drivers have been instructed to not charge their vehicle, not to drive in manual or sport mode, and to not use the shift paddles.

Ford also acknowledged that the issue had arisen in the production of the car’s battery, which is sourced from an external supplier.

“The root cause has been identified as a battery cell contamination issue in our supplier’s production process,” it said.

The two recalls come a year after Kia recalled more than 5,000 Niro hybrid and plug-in hybrid models due to an electrical relay that could overheat.

Vehicle fire data

Data obtained through a Freedom of Information (FOI) request revealed that in 2019 the London Fire Brigade dealt with 54 electric vehicle fires compared with 1,898 petrol and diesel fires.

Vehicle registration numbers from the Department for Transport (DfT) show there are 50,000-plus plug-in cars licensed in the capital out of a total 4.63 million licensed cars.

Looking at the London Fire Brigade data, that would suggest an incident rate of 0.04% for petrol and diesel car fires, while the rate for plug-in vehicle is more than double at 0.1%. So far this year, there have been 1,021 petrol and diesel fires and 27 EV fires in the capital.

Leasing companies are reporting a surge of interest in plug-in vehicles thanks, in part, to new, EV-friendly company car tax rates introduced in April.

Plug-in vehicles, both PHEV and pure electric new registrations, accounted for 12% of all new registrations in October, while Tusker reported that more than 45% of all its new orders over the past 30 days have been for pure EVs.

Group fleet manager at Bauer Media, Debbie Floyde, has first-hand experience of the issue after a BMW 330e on her fleet suffered an electrical fire.

The car was left on charge on overnight at the employee’s home, but the following morning he discovered the car had not charged and there was a fault on the dash saying that the car was using power while stationary.

On closer inspection he found that both his outside plug socket and the charging unit plug had melted.

However, the experience has not put Floyde off electric cars.

“I see this is as just another recall and it doesn’t cause me any concern about the technology,” she said.

“We have lots of drivers interested in having an electric car and we’re happy for them to make that choice.”  By Graham Hill thanks to Fleet News

The UK’s automotive trade body, the Society of Motor Manufacturers and Traders (SMMT), is calling on the UK Parliament to ratify the Brexit trade agreement.

MPs are debating the draft deal with the EU today (Wednesday, December 30) after Parliament was recalled to put the deal into law, a day before the UK severs ties with the European Union.

The SMMT wants the immediate ratification of the draft UK-EU Trade and Cooperation agreement (TCA), to ensure all automotive companies benefit from continued tariff-free trade from January 1.

It says that the draft TCA delivers across several areas for UK automotive, keeping the sector connected to a market that accounts for eight out of 10 of its vehicle exports.

Furthermore, the SMMT says that the TCA delivers on the core ask to avoid tariffs for most finished vehicles, parts and components.

Mike Hawes, the SMMT’s chief executive, explained that for automotive, Brexit has always been about “damage limitation”.

“The draft Trade Cooperation Agreement, while no substitute for the completely free and frictionless trade with Europe we formerly enjoyed, will address immediate concerns,” he said.#

“The TCA provides the opportunity for tariff and quota-free trade, foundations on which the industry can build.

“Even with immediate ratification, however, there will be just hours to adjust to new trading rules, so a phase-in period is critical to help businesses adapt.

“All efforts should now be made to ensure its seamless implementation, with tariff-free trade fully accessible and effective for all from day one.”

The SMMT says that the inclusion of specific provisions on transitional phase-ins for both electric vehicles (EVs) and batteries is also welcome.

However, it argues that the deal does not deliver some key asks, including formalising co-operation on the development of regulations and standards after the end of transition.

Nor does it prevent increased administration and potential for friction at the border, as we leave the single market and customs union, it said.

Hawes continued: “Further ahead, we must pursue the wider trade opportunities that Brexit is supposed to deliver while accelerating the UK’s transition to electrified vehicle manufacturing. 

“With the deal in place, Government must double down on its commitment to a green industrial revolution, create an investment climate that delivers battery gigafactory capacity in the UK, supports supply chain transition and maintains free-flowing trade – all essential to the UK Automotive sector’s future success.”

The eleventh-hour post-Brexit trade deal struck between the UK and the EU has been welcomed by the fleet and leasing industry.

It had faced a significant rise in costs, with tariffs imposed on cars and vans, if no deal had been agreed when the UK exits EU trading rules tomorrow (Thursday, December 31). By Graham Hill thanks to Fleet News