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It’s quite amazing that whilst most of us are aware that we have to convert our TV over to digital by either buying a digital TV or buying a Freeview box that enables us to watch digital TV on our old sets, few actually understand that there is a similar problem looming with our radios. 2012 is the switchover to digital TV but we have just 5 years before the analogue radio signal is cut off in the UK so it’s shocking that Read more »

If you have an iPhone – you poseur, I don’t of course, but if you do there are now apparently ‘apps’ for just about everything – so I’ve been told. Apps. standing for applications or software programs. One of the latest ‘apps’ comes from a company called Wonga who provide what are known as ‘payday loans’, allowing people to borrow a sum of several hundreds of pounds to tide you over till payday. But what has Read more »

I’ve pointed out the importance of correct tyre pressures in the past but during the recent bad weather many motorists are believed to have dropped their tyre pressures in order to increase the grip on roads covered in ice and packed snow. It is important, if you did this, to re-inflate to the correct pressure. In fact, according to compressor manufacturer Ring Automotive, you should check your tyre pressures Read more »

Cleaning up your credit file has never been more important. Less money is available to lend which means that you really must make sure that you have no errors on your file and anything that can be corrected is corrected before you apply for finance. Even using a bad broker, who makes multiple applications to several finance companies, using your single finance application, can cause you to have your credit Read more »

Carsite, the online reseller of ex lease cars, has used their experience gained over the last few years to identify the top 10 contributors to a sharp intake of breath from the car dealer, when you part exchange your car, which results in much less being offered for you car than would have been otherwise. They have even suggested what the dealer is likely to knock off his offer as a result. Some things are damage items such Read more »

Following the bad weather there have been reports from all over the country that pot holes, some the size of a small cave, have opened up on not just minor and B roads but also on A roads. Even some motorways have some nasty craters on them as I experienced a few evenings ago on the M25. This is clearly the result of budget cuts and either Bodgit and co – road workers carrying out the work or those gentle folk that Read more »

A few years ago I was a consultant to Yes Car Credit, a company that I hugely respected because, in many ways, they got it right! However, becoming the UK’s largest seller of used cars in about 4 years carried with it a number of problems that the UK press, as always, was eager to pounce upon. The company was selling nearly 50,000 cars per annum at the point of its demise and I would admit that the combination of Read more »

 As I recently suggested we are hearing from the car manufacturers and industry pundits that as the scrappage scheme comes to an end there will be a change in emphasis from retail car sales to fleet. Bonuses will return in order to bring fleet sales back up having dropped back by over 20% last year. Having said that I have seen no real evidence that we will have an avalanche of bonuses over the next few months but Read more »

 The cold snap meant that, for the first time in years in the south of England, drivers were not only having to deal with driving in very snowy and icy conditions but also have had to clear large amounts of snow and ice off their bodywork and screens. In some cases I saw drivers clearing snow that had turned to ice off their car with a spade and another with a piece of wood. Whilst most were reasonably sensible and Read more »

 For years I’ve fought against those providing misleading advice on cars and car finance with many of the cons revealed in my book, An Insider Guide To Car Finance, my Friday FAQ’s and the new videos that will be launched very shortly. Having just read the same press release for the umpteenth time I’m now moved to make further comment on the announcement that Autoquake are very generously waving Read more »