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A warning has gone out from representatives of the car manufacturers about the use of Morrisons’ Bio Fuel called B30. It would seem that using this fuel could invalidate the manufacturer’s warranty. The warning was issued by service maintenance and repair expert Motorconsult about the new 30% biofuel. For those who don’t understand the expression biofuel this is Read more »

It has been predicted that insurance premiums are set to rise by around 10% next year with further rises expected over the following 2 years. You really need to look carefully at your requirements and ways to protect your no-claims bonus. With all the hype surrounding the comparison sites don’t write off your local broker, I saved £70 per annum by switching to a local broker who provided Read more »

Anyone who has bought my book, An Insider Guide To Car Finance also received, free of charge my Hints, Tips and Safety book. In this free book I include loads of great advice, some of which explains the importance of having your headrest adjusted to the correct height in order to avoid whiplash. Clearly not enough people have read this advice as nearly 1,200 people claim every day for whiplash damage following Read more »

There are now fewer illegal drivers on our roads according to a recent operation undertaken by fifty two police forces throughout the UK under the operation name of V79. During the operation 6,689 motorists were randomly stopped and results compared to a similar operation carried out in 2006. The number of drivers stopped without valid vehicle tax or licence fell by half. The number of vehicles without Read more »

Most of us are aware that talking on a hand held mobile phone whilst driving is illegal as is sending text messages but a district judge ruling in a recent case took the issue of using a mobile phone whilst driving one step further when a driver was caught switching off the alarm on his phone. The judge ruled that the act of switching off the alarm on the phone constituted Read more »

Since the introduction of free movement throughout Europe it has become possible for drivers to hold two driving licences at the same time, one from his country of origin and another, quite legally, issued in the country in which he now resides. This has led to a situation whereby a driver is convicted of an offence following which his Read more »

 I have just read about a most bizarre scheme that seems to have the support of the courts but has caused lawyers and businesses great concern. It came to light in a recent case where the driver of a car involved in an accident  was handed a card by the at fault driver giving details of his employer and offering to assist with the repairs and arrange a replacement vehicle free of charge. The claimant rejected Read more »

Insurance fraud is growing to epidemic proportions. In the latest scam police arrested a company director who has been allegedly raking in millions of pounds in a ‘crash for cash’ scam involving luxury cars. Detectives arrested a 23 year old man following a raid on his flat in Paddington after an 8 month investigation. The police have confirmed that they are still on the look out for a second person in connection with the crime. In a raid on a warehouse in Tottenham police seized 13 cars supposedly Read more »

Animal damage is on the increase according to contract hire company Masterlease. During 2007 animal damage cost Masterlease customers nearly £100,000 after vehicles were in collision with a variety of animals from badgers, cattle, deer and pheasants to domestic cats and dogs. The most common collision was with deer, accounting for 28% of all animal collisions. Pheasants caused 21% and badgers 9%. However, the surprising big increase was accidents involving cattle which caused an average of £1,100 worth of damage to each vehicle. By Graham Hill

Insurance giant Norwich Union has warned businesses with fleet insurance policies to avoid the practice known as ‘Fronting’. This practice allows people who are not directly connected to the company to drive under its insurance. Mike Smith of NU said ‘Fronting in most instances, will invalidate the company insurance policy, leaving the business to pay for any damage to their vehicle. Also if any other driver is involved in an accident, while the insurer will be obliged to meet any liability cost, they can seek recovery of any such payments from the policyholder.’ By Graham Hill