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Following the bad weather there have been reports from all over the country that pot holes, some the size of a small cave, have opened up on not just minor and B roads but also on A roads. Even some motorways have some nasty craters on them as I experienced a few evenings ago on the M25. This is clearly the result of budget cuts and either Bodgit and co – road workers carrying out the work or those gentle folk that Read more »

When a driver takes out a fully comprehensive insurance policy he is probably aware that when the policy states that he is insured to drive any vehicle provided he has the owner’s permission he is usually only covered for the basic requirements under the Road Traffic Act 1988, ie. cover against third party only. However, few are aware that this cover does not extend to named drivers, they are only insured to drive the car on which they have named driver cover. Check your policy carefully before driving any vehicle. By Graham Hill

 The Association of British Insurers has warned motorists about car thefts that may not be covered by their insurance. As the cold weather continues drivers are leaving cars unattended with the engine running to warm up as they finish getting ready for work. Insurance companies are saying this is inviting theft and may not cover the loss as insufficient care is being taken by drivers to protect the car and avoid theft. By Graham Hill

In a survey carried out by Supercover Insurance it was found that more than half of cars left parked in motorway services or public car parks had valuables such as laptops, sat navs and mobile phones visible in the vehicle. They pointed out that drivers were not aware that many of these items may not be covered by their insurance policy. My advice, lock all valuables in the boot but don’t just stop at valuables, Read more »

Confusion is going to reign over the many issues that will surround the use of electric cars as company vehicles. Already manufacturers are developing their new electric cars with some such as Peugeot already taking reservations on their new cars. But who pays for the fuel? Cars will need to be charged at the driver’s home as well as at work so who foots the bill and how will it be proportioned between business and Read more »

As companies make redundancies it is likely that drivers will have to cover larger territories, drive for longer periods and cover greater distances. The fear is that back problems will increase rapidly and lead to more sickness. With Bluetooth connection and auxiliary power outlets in cars it is now possible for company cars to be used as mobile offices causing more workers to be sitting in them to work. The Read more »

There are over 1,100 whiplash claims every day, how incredible is that? Not surprising that next year Ministry of Justice reforms will aim to speed through claims when the claims are between £1,000 and £10,000, reduced down from 60 days to 15 days. As we all know whiplash is one of the most fraudulent claims that motorists make but for those that actually suffer whiplash it can affect mobility for the rest of their life Read more »

One in a hundred company vehicle drivers is within a point of a ban according to recent research. One in five company car drivers is one offence away from a ban with 20% having between 3 and 11 points on their licence, hence the need for regular licence checks to be carried out on drivers’ licences. The research, carried out by CFC Solutions, shows that a driver who is one offence away from a ban is a significant Read more »

I reported last year that ‘staged crashes’ resulting in fraudulent insurance claims was on the increase. However, law firm Keoghs who produce the Annual Motor Fraud Index have shown that the hot spots are spreading in 2009. Along with the major hot spots, as shown below, other nearby towns are now becoming problem areas also. Greater vigilance is needed when driving in these areas to avoid accidents Read more »

I recently warned about the dangers of not having your car serviced on time from the point of view of safety. We have now had further warnings from manufacturers and leasing companies about the importance of having your car serviced on time. The manufacturers are referring to the potential loss of warranty cover if the car is not serviced ‘as per manufacturers’ recommendations’. The chances of an engine Read more »