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A constant problem when customers take out a lease agreement is insurance. You have to cover your car with fully comprehensive insurance. If other drivers will drive the vehicle they must also be covered by the policy and if the vehicle is used for business this must be covered also. The problem is where to go. I still find it amazing that I have Read more »

Is health and safety about to move to a new level or am I just being very cynical? If you, or a member of staff, has a car accident, whilst on company business, we now know (especially those that read my newsletter/blog) that much of the responsibility falls on the shoulders of the employer. The car has to be properly insured and maintained, irrespective Read more »

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Are you, or someone you know, one of the few that has lost a car in the recent riots to needless vandalism? If so where do you stand regarding your insurance and the 1886 Riot Act? First of all if you have a car that was set alight and destroyed, if you have fully comprehensive insurance you are covered, according to the Association of British Read more »

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As I write this item we’re into the first day of the new registration and the first day of autumn, not that you’d notice after a terrible summer. But already I am reading about impending pot hole problems this winter, set to get worse after a Highways Agency rule change. The warning raised by the Institute of Advanced Motorists (IAM) highlighted the rules Read more »

I have written about this before but having read something shocking I thought it was about time to address it again. Here is what I read: ‘More police die driving to and from work than die fighting crime. And more firefighters die driving to and from work than die fighting fire.’ That is frightening isn’t it? Staff cutbacks and pressures on staff to put in greater Read more »

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Let’s say that you’re a farmer and the road from the main road to your farm was laid with uneven railroad sleepers. That might be useful for ensuring your farm vehicles don’t get bogged down but it doesn’t do your family car any good when driven over this unusual uneven surface. So if your car develops an irritating squeak when it’s driven over the Read more »

Here’s an interesting piece of information if you are a young driver or you know someone who is a young driver looking to reduce their ridiculous insurance costs. Auto Express found a way for young drivers to shave hundreds of pounds off their insurance cost by switching to a provider that takes the years of having a provisional licence into Read more »

Buy or lease a new or used car and you’re pretty much guaranteed a 3 year period of fairly low cost motoring, subject to the car of course and your annual mileage. But you have a new car that will have on average maybe 2 services, that can be carried out by a non franchised dealer and maybe a couple of tyres. Compare that with the rocketing costs of Read more »

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With reports that insurance costs are continually rising and teenage insurance now said to average £4,000 per annum it seems that car makers are likely to wade in and fight the fight. Ford has announced a new service that will handle accident management claims. By cutting out injury lawyer referral fees it says its customers could soon be enjoying Read more »

Now here’s an interesting scenario. As I’ve widely reported over the last 18 months or so deliveries of new cars have become a nightmare. All too often the dealer has called and said that delivery has been delayed not just by a couple of weeks but in some cases months. In most cases we’ve been able to get around the problem by extending the current Read more »