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CO2 is the main contributor to global warming so the switch from low CO2 diesels to higher CO2 petrol cars was always going to cause a problem. Diesel SUV’s will always kick out far less CO2 than their petrol equivalents but with little guidance from the Government I’ve seen a major switch to petrol cars with big petrol engines. We need some proper information from the Government if we are to improve the atmosphere before we arrive at a total UK car parc of electric vehicles.

 

On to the report.

 

Europe’s 13 top car manufacturers are predicted to miss their 2021 CO2 emissions targets and face fines of more than €14.5bn (£12.5bn), according to analysis by PA Consulting.

 

The latest figures suggest a backwards step on previous predictions.

 

Average CO2 emissions have increased across the board, mainly due to an increase in the sale of SUVs, higher-powered and heavier cars, a lack of low-emission options in showrooms and a shifting preference for petrol cars after the diesel scandal.

 

Michael Schweikl, automotive expert at PA Consulting, says: “Despite this ‘four steps forward, one step back’ situation, the good news is that there are many options open to car makers to reduce emissions and minimise future fines. But the urgency of the situation means they have to act quickly.

 

“Car makers are running out of time to improve performance quickly enough to avoid fines. Marketing, sales and pricing strategies that increase the take-up of low-emissions vehicles will be essential in getting manufacturers closer to the targets.”

 

Volkswagen could be fined as much as €4.5bn (£3.86bn) due to its high sales volumes across Europe.

 

Renault-Nissan-Mitsubishi and Volvo also look set to fall short.

 

Jaguar Land Rover would face the biggest impact from fines, according to PA’s analysis, facing a bill worth 400% of its 2018 profit.

 

Manufacturers face a number of options, which include discounting electric and plug-in hybrid vehicles to boost their sales, taking high-polluting vehicles off the market, developing service schemes that increase low-emission vehicle use, exploring mergers with other car makers and developing open platforms to extend electric tech.

 

 

 

 

 

 

 

 

 

 

 

 

PA ranks each manufacturer by its CO2 performance forecast for 2021.

 

Toyota remains the best performer, PSA is now second, overtaking Renault-Nissan-Mitsubishi. Volvo, Volkswagen, Daimler and BMW are further from their target than last year. Jaguar Land Rover still has the highest CO2 emissions and is now in danger of missing its specific target.

 

PA’s analysis suggests that car brands would need to sell more than 2.5 million extra battery electric vehicles to stand any chance of meeting their targets, a 1,280% increase by 2021.

 

Production capacity constraints make this almost impossible – Volkswagen’s new production lines for the ID3, for example, have a capacity to produce 100,000 units in 2020.

 

From a country perspective, the report reveals all except Norway and the Netherlands saw a worsening in their overall figures.

 

Norway has reduced emissions from 83.7g CO2/km in 2017 to 72.4g CO2/km in 2018 and sales of electric vehicles accounted for 31.2% of new car sales.

 

The Netherlands was the second-best performer, but a long way behind Norway, with emissions of 106g CO2/km and sales of fully electric vehicles making up six per cent of the total.

 

The UK saw a decline in emissions performance from 120.8 CO2/km to 125.1 CO2/km but an increase in electric vehicles sales to 0.7% of all new registrations.

 

Schweikl added: “Car makers will need to adapt to an enormous change in what they do as they move from the technology of combustion engines to low-emission electric vehicles. While much exciting technological development is already underway, manufacturers cannot underestimate the complexity, cost and cultural change required.”   By Graham Hill thanks to Fleet News

UK drivers have revealed that ‘not indicating’ is the most annoying driving habit.

 

In a survey compiled by Click4Reg, drivers outlined the top 10 things that regularly irritate them on the road.

 

Not indicating was voted as the worst driving habit by 55% of respondents.

 

More than half (52%) also felt that ‘leaving full beams on’ was annoying, placing it second. The study shows that women find this habit more annoying than men (55% of women stated it annoyed them, compared to only 49% of men).

 

Driving 10 mph below the speed limit seems to infuriate many UK drivers, with 39% finding it frustrating.

 

 

 

 

 

 

 

 

 

 

 

 

Of those that voted in the survey, 87% also admitted doing at least one of the annoying habits.

 

Looking at the difference between genders, 39% of females stated that their worst driving habit was bad parking while nearly half of men (43%) admitting their worst habit was speeding.

 

The study also asked its participants which drivers they found most annoying on the roads. Elderly drivers were picked as the most irritating, despite young drivers being much more likely to cause a crash.

 

Young male drivers were rated the second most annoying and lorry drivers appeared in third, with 26% finding them irritating.

 

 

 

 

 

 

 

 

 

 

 

By Graham Hill with thanks to Fleet News and Click4Reg.

The Electric Vehicle Energy Taskforce has made a series of recommendations to enable the efficient integration of electric vehicles (EVs).

 

The Electric Vehicle Energy Taskforce, which is comprised of 350 organisations, was established in September 2018, following the Zero Emission Vehicle Summit, held in Birmingham.

 

The Low Carbon Vehicle Partnership was asked to convene and facilitate the work of the Taskforce.

 

It was charged with making suggestions to Government and industry to ensure that the energy system is ready for and able to facilitate and exploit the mass take up of EVs.

 

Yesterday, it submitted 21 key proposals to enable the efficient integration of EVs in a new report.

 

The proposals include:

 

• Placing consumer needs at the centre of the EV transition.

 

• Providing financial incentives to EV drivers to ensure that the potential energy storage capacity of millions of electric vehicles is used to reduce peak demand.

 

• Prioritising ease of access to public charge points and introducing greater standardisation across the charging network to provide easy access for all.

 

• Establishing an independent body to promote the benefits of smart charging through a major publicity campaign to ensure EV drivers are confident and well informed.

 

• Co-ordinating energy and transport planning to ensure we have the right infrastructure in the right place.

 

 

• An AA Populus survey of more than 17,000 motorists found that the vast majority underestimate their potential monthly savings from running an EV.

 

The survey found that the average car driver thinks they can save around £30 a month; less than half the actual saving possible.

 

The same survey found that an overwhelming majority of car drivers believe that easy inter-operability between charge points is a key factor in deciding whether or not drivers will buy an EV.

 

Philip New, chief executive of the Energy Systems Catapult and the EV Energy Taskforce chair, said: “Ensuring that the mass roll-out of electric vehicles delivers benefits for both drivers and the wider energy system requires actions from industry, Government and the regulator, including creating the new markets and policies that can unlock EVs’ huge potential.”

 

In order to meet climate change targets, the Government has already announced that conventionally powered cars will be phased out by 2040.

 

The Committee on Climate Change estimates that the new net zero target could mean that this date will be brought forward. National Grid ESO’s Future Energy Scenarios show that 11.9 million vehicles could be electric by 2030.

 

The Taskforce expects electric vehicles to become ubiquitous on Britain’s roads, providing a significant challenge – and opportunity – for the UK’s electricity network.

 

Coordinating the introduction of a smart charging infrastructure will enable network operators to balance demand and supply through an electricity grid increasingly incorporating intermittent renewable energy sources, it says.

 

EV drivers willing to charge their vehicles during periods of low electricity demand or when surplus renewable energy is being generated will benefit from lower fuel costs in the transition ahead.

 

Three important recommendations also relate to the correct use of consumers’ personal data and the means to ensure people’s privacy is properly protected and smart charging of EVs is secure.

 

Minister for the future of transport George Freeman said: “Government commissioned the Taskforce to advise how we can best work with industry to make sure the energy system is ready for the transition to electric vehicles. This report provides important evidence to shape the next stage of our Road to Zero roadmap.”

 

Business Minister Nadhim Zahawi added: “This report takes us a step closer towards the mass uptake of electric vehicles on our streets – providing guidance to ensure our energy system is prepared for an electric transport revolution and helping consumers top-up their vehicle more cheaply and conveniently on the go.”

 

Andy Eastlake, LowCVP’s managing director, concluded: “Developing a multi-stakeholder co-ordinated view on what is needed to liberate the electric vehicle smart charging sector has been vital in providing ‘no regret’ proposals to government and industry.”   By Graham Hill thanks to Fleet News

The RAC saw a 20% upturn in pothole-related breakdowns in the last quarter of 2019, compared to the same period the year before.

 

It attended more than 2,000 breakdowns in the three months to the end of 2019 believed to be as a result of potholes – 300 more than during the same period in 2018.

 

The breakdown data, released to coincide with National Pothole Day, also showed that of all the breakdowns experienced by RAC members in 2019, just short of 9,200 were for pothole-related faults such as distorted wheels, broken suspensions springs and damaged shock absorbers.

 

While this was down from 13,000 in 2018, a year which saw a dramatic increase in potholes following the so-called ‘Beast from the East’, it still represented 1.1% of all breakdowns attended.

 

Between October and December 2019, 0.9% of all breakdowns were for pothole-related faults, up from 0.8% in the previous three months (July to September 2019) and up from 0.8% in the fourth quarter of 2018.

 

RAC head of roads policy Nicholas Lyes said: “We might so far be experiencing a milder but wetter winter than in the last couple of years, but our figures clearly show the problem of potholes has not gone away.

 

“Our patrols are still attending on average around one pothole-related breakdown every hour of the day.”

 

The RAC’s Pothole Index, which is an accurate long-term indicator of the health of the UK’s roads, suggests the widespread problem of potholes and poor-quality roads remains as the Index currently stands at 1.7, down from 1.8 in the third quarter of 2019.

 

This means drivers are 1.7 times more likely to break down as a result of pothole-related damage than they were back in 2006 when the RAC first started collecting data.

 

Lyes continued: “We anticipate the Government will pledge further funds to help cash-strapped councils mend potholes in the March Budget, but such pledges are only chipping away at the problem, and they’re unfortunately not addressing the root cause of why so much of the UK is still characterised by crumbling road surfaces.

 

“What we need is for central Government to think differently about how councils are funded to maintain the roads under their control.

 

“Short-term commitments of cash, while welcome, are not enough on their own – councils need the security of long-term funding so they can plan proper preventative road maintenance.”

 

Lyes believes a solution to the UK’s long-term pothole problem is possible. “From this year, the money raised from vehicle excise duty in England will be ring-fenced to help fund motorways and major A-roads over successive five-year periods,” he said. “But as yet, there is no similar model for local roads where the vast majority of drivers begin and end their journeys.

 

“We believe this could easily be changed by ring-fencing 2p a litre from existing fuel duty revenue to generate £4.7bn of additional funding over five years.

 

“Pothole-free roads shouldn’t be a ‘nice to have’ in 2020, drivers should surely be able to expect the vast majority of roads they drive on to be of a good standard, especially given they pay around £40bn in motoring-related tax every year.”

 

 

 

 

 

 

 

 

 

 

 

Researchers from car leasing giants LeaseCar.uk have revealed the English councils that received the highest number of compensation requests from vehicle owners due to pothole damage over 2018-2019.

 

They have also revealed the amounts paid out to motorists, with Surrey topping both lists.

 

A total of 37,578 relevant claims were made across England during the period in question, with poorly maintained roads meaning councils compensated motorists to the tune of £3.5 million.

 

Surrey County Council received by far the most claims for pothole damage – 3,533 – and paid out the most in compensation – £323,222.

 

Hampshire (2,665), Hertfordshire, Kent and Northamptonshire County Councils also faced over 2,000 claims each throughout 2018-2019, with counties such as Essex (1,841) and West Sussex among those comfortably topping 1,000.

 

Other local authorities paying out substantial amounts of compensation include Bury Metropolitan Borough (£217,992.15) in Greater Manchester.

 

Cumbria, Derbyshire, Nottinghamshire, Northamptonshire (£214,804.22), Warwickshire, Suffolk and Devon also paid out six figure sums.

 

 

 

 

 

 

 

 

 

 

 

 

The only councils that didn’t have to use a single penny of taxpayers’ money to compensate motorists were the Greater London Boroughs of Islington and Sutton.

 

Rotherham Metropolitan Borough Council, Sefton Borough Council on Merseyside and St Helens Council were among others to keep compensation for pothole damage to a minimum.

 

They paid out just £353, £582.60 and £594 respectively, with the local authorities in Harrow, Hounslow, Redbridge and Waltham Forest also received bills of less than £1,000.

 

Only two claims were issued, meanwhile, against Richmond upon Thames Borough Council – 21 less than any other area in England.

 

 

 

 

 

 

 

 

 

 

 

A spokesperson for LeaseCar.uk said: “Taking greater steps to repair and prevent potholes would improve safety for road users and be popular among the voters across the country that councillors are accountable to.

 

“It could also ultimately reduce councils’ costs by bringing down the number of successful compensation claims by long suffering vehicle owners.

 

“We’d advise any driver who drives over a significant pothole, or is worried their vehicle may have been damaged, to urgently check their tyres and suspension.”

 

The data was obtained by Freedom of Information request and covers the period January 1 2018 to October 17 2019.

 

The full breakdown of English councils and their claims for compensation is available here.

 

To report a pothole, or to find out if you suffer from damage from one and wonder if you can claim for compensation, visit the RAC’s pothole online guide.

 

By Graham Hill with thanks to Fleet News

More than 72,000 electric and plug-in hybrid cars were registered in 2019, marking the eighth consecutive year of growth.

 

Pure electric models accounted for 37,850 registrations, overtaking plug-in hybrids for the first time in the annual sales figures. But still make up less than 2% of the total registrations in 2019.

 

Combined, alternatively fuelled vehicle (AFV) registrations achieved a record 7.4% market share. However, it was hybrid electric vehicles (HEVs) that were the most popular, with registrations of 97,850 units.

 

Poppy Welch, head of Go Ultra Low, said: “In the context of the wider new car market, it is encouraging to see plug-in car registrations continue to go from strength-to-strength. Looking at the year ahead, 2020 is set to be another fantastic year for electric car uptake.

 

“With even more new models being released, ongoing government support, as well as the continued expansion of the public charging infrastructure, we’re confident that the next 12 months will be a landmark year for the nation’s switch to electric.”

 

2020 has the potential to be another strong year for registrations as a host of models are set to be introduced, including the Peugeot e-208, Volkswagen ID3, Vauxhall Corsa-e, Skoda Citigo-e, and Mini Electric just some of the new cars due to hit the roads.

 

It is also the year that Benefit-in-kind tax is due to drop to 0% for company car drivers choosing a zero-emission vehicle, increasing demand for EVs among fleet customers substantially.

 

Grant Shapps, Transport Secretary, said: “I want 2020 to be the year electric cars go mainstream. That’s why we are doubling-down our efforts to make owning an electric vehicle the new normal.”

 

Towns and cities with the highest electric car registrations

 

Exeter has been revealed as the UK’s greenest motoring hotspot, with the fastest growth in ultra-low emission vehicle (ULEV) ownership since 2018, up more than 150%, according to registration data analysed by Motorway.co.uk.

 

According to the data, seven of the top ten local authorities for ULEV registrations since 2018 are London boroughs, with Newham and Waltham Forest seeing annual growth of 114% and 82% respectively.

 

At the bottom of the green motoring table are Sunderland and Wychavon, a district in Worcestershire, where ULEV numbers have grown less than 7% over the past 12 months.

 

“These figures show a huge disparity between areas that are embracing greener motoring and areas where take-up of ULEVs is in the slow lane. They highlight the need to focus not just at a national level, but also to confront issues at a regional level in areas where ULEV take-up is lagging behind.

 

“The government is now under tremendous pressure to encourage motorists to move to electric cars and other forms of ultra-low emissions vehicles in time for the 2040 switchover,” said Alex Buttle, director of Motorway.co.uk.

 

Top 10 local authorities that have seen the fastest growth in ULEV registrations:

 

Local Authority	Number of ULEVs registered (Q3-2018)	Number of ULEVs registered (Q3-2019)	% Increase in ULEVs
Exeter	464	1,194	157.3%
Warwick	414	943	127.8%
Newham	307	657	114.0%
Waltham Forest	330	602	82.4%
Redbridge	525	948	80.6%
Islington	570	1,026	80.0%
Tower Hamlets	559	1,003	79.4%
South Northamptonshire	320	571	78.4%
Barking & Dagenham	255	449	76.1%
Enfield	549	958	74.5%

 

 

By Graham Hill with thanks to Fleet News

Thanks to manufacturers registering cars like crazy at the end of 2019, now could be the perfect time to buy a new car

 

 

Happy New Year – and it has the potential to be a very happy one indeed if you’re one of those people wandering into car showrooms over the next month. The fact is, there may never be a better time to buy a new car than right now, thanks to manufacturers having to register vehicles like crazy in the last few weeks of 2019 – in the hope of selling cleaner ones over the next 12 months and avoiding huge penalties for excess CO2 emissions.

 

 

It’s already clear that the market from which we choose which cars to buy, own and drive is going to be radically different at the end of 2020 from how it is now. More than the proliferation of electrified and pure-electric models and, perversely, the continued gains by the SUV, we’re going to see reduced model ranges, with limited supply on less efficient variants as manufacturers actively force the issue on CO2. They can’t afford not to.

 

 

It’s reassuring, then, to read in our scoop this week that Skoda plans to offer its upcoming Octavia vRS with a choice of petrol, plug-in hybrid and even diesel. We remain convinced that different powertrains and fuel sources make sense to different buyers.

 

 

But it seems likely that this diverse approach isn’t going to be uniform. Indeed, there have been suggestions that we’re heading into a period where car retailers may be actively trying, at a level never experienced before, to push customers away from the cars they want to buy and towards the models the company desperately needs to sell.

 

 

Our advice, as always, is to do your so you know which model, engine and trim best suit your lifestyle and budget. Write it down. Keep it at the front of your mind. And stick to your guns. Then you stand every chance of getting the car you want, at a better price than you might expect. By Grahan Hill thanks to Auto Express

‘Intrusive’ black box technology criticised as insurers force policyholders to defend anomalies in the telematics data from their cars.

 

Black box car insurance policies – which see location and driving data used to set insurance premiums – have been slammed as “exploitative data-for-discounts schemes”, amid privacy concerns and a series of complaints that malfunctioning black boxes have seen drivers threatened with cancelled insurance policies.

 

 

The Financial Ombudsman Service (FOS), which regulates the UK insurance industry, admitted in 2018 that it had received complaints from “a number of people who believed the data their ‘black box’ had collected wasn’t right”. Those growing numbers may be linked to the increasing use of black-box policies, but a worrying number of readers have contacted Auto Express to complain that their telematics devices had gone wrong – sometimes significantly so.

 

 

“106mph” in a 30 limit

 

Emily D wrote to us after her black box provider E-mailed, claiming that she had spent an extended period driving at 106mph in a 30mph limit. As well as being a speed Emily said she would “never dream” of reaching, the location of the alleged incident meant she would have had to travel 120 miles from her home in less than a minute. Her black box also deemed a local road with

a 60mph limit to be a 30mph zone.

 

 

Emily contacted her insurer, and it admitted that the results were “bogus”, although the company assured her false readings such as this were “very rare”.

 

 

“I wasn’t impressed to say the least,” Emily said. “Is it really worth having a black box if they’re this faulty? It seems insurers need to update or upgrade them, or just stop using them altogether.”

 

 

Case study: Ian L’s daughter

 

Because telematics insurance is typically purchased by new drivers who otherwise struggle to get affordable cover, many of those with malfunctioning black boxes are young, and may not be experienced in handling complex complaints. So when Ian L’s daughter received an E-mail telling her that her insurance would be cancelled within seven days due to her allegedly poor driving, Ian contacted the company on her behalf.

 

 

From day one, Ian’s daughter had complained about the accuracy of the black box, which rarely marked her acceleration and braking above 0 out of 100. Ian said his daughter drove sensibly and appropriately, and had even been given discounts for her driving with previous telematics policies.

 

 

After hours spent on the phone, Ian was able to get the cancellation delayed while the insurer reviewed the data. Ian asked the company to provide specific journey times where the infringements had allegedly taken place. These investigations uncovered incorrect data had been logged by the black box, and the company agreed to strike the low scores from Ian’s daughter’s records.

 

 

Ian told us: “I can see the benefits to insurers of the black-box system, but the heartache it causes when data is inaccurate is not advantageous to good driving habits, as it shifts the focus from correct driving procedures to fear.”

 

 

Rising black box complaints

 

 

The FOS doesn’t track how many complaints it receives over black box insurance. The organisation does, however, log the total number of complaints it receives for car and motorcycle insurance, and this almost doubled from 7,190 in the 2013/14 financial year, to 12,977 in 2018/19.

 

 

While there is no way of telling how many of these complaints related to telematics insurance, the British Insurers’ Brokers Association estimates there were just 296,000 black box policies in 2013, and around one million today.

 

 

Commenting on our investigation, Silkie Carlo, director of privacy group Big Brother Watch, said: “Affordable insurance shouldn’t be predicated on intrusive surveillance and profiling.” Carlo said the fact black boxes malfunction is “totally absurd”, and added: “We oppose these exploitative data-for-discounts schemes and urge insurance companies and customers alike to reconsider using them.”

 

 

The Association of British Insurers said that black-box insurance was of “particular benefit” to young drivers, and advised: “Where a motorist is unhappy with their device and believes the information recorded is inaccurate, they should speak to their insurer, who should investigate.”

 

 

A spokesperson from the FOS said drivers should complain to their insurer if they feel that their black box device has malfunctioned. If this does not solve the issue, they should contact the FOS, which would “decide if the insurer has treated you fairly and [has] the power to put things right if they haven’t”.

 

 

Cancelled policies have to be declared forever

 

While insurance companies will only ask about speeding convictions issued within the last five years, and even drink-drive convictions become ‘spent’ after 11 years, anyone who has ever had an insurance policy cancelled on them – as can happen with malfunctioning black boxes – must declare this for the rest of their motoring life. As a result, cover may be permanently harder and more expensive to secure.

 

 

Drivers whose cancelled black-box policies are subsequently overturned on the basis of faulty data are advised by the Financial Ombudsman Service to get written evidence to explain this cancellation to future insurers. However, this will be cold comfort to innocent drivers who are unable to prove that their black boxes have malfunctioned.

 

 

Reader’s complaint highlighted box issues

 

In May 2018, we investigated the case of student Cydney Crean, who had been accused by her insurer of speeding on three separate occasions, despite time-stamped home CCTV footage clearly showing her Fiat 500 parked on her driveway when the alleged offences took place.

 

 

Cydney’s insurer said it would cancel her policy, but after our intervention admitted “the clocks changing to British Summer Time” had caused “data inconsistencies” in her black box. Cydney’s insurer maintained she had been speeding, but despite this claim fitted a new telematics device to her car, arranged a 50 per cent discount for the remaining balance of the policy, and offered £150 in compensation. By Graham Hill thanks to Auto Express

The last thing you want to do is have to key in your car registration  number when you are nipping down the shops.

 

What is worse is when you key in the registration and get a character or number wrong resulting in a fine for not having paid the fee. You then have a fight on your hands but that is about to change.

 

Car park operators have been told by the British Parking Association not to penalise motorists who make a mistake when typing vehicle details.

 

It has published a revised code of practice for parking on private land, which includes guidance on grace periods, self-ticketing as well as motorist keying errors.

 

The enhancements, it says, will ensure Approved Operator Scheme (AOS) members are delivering a high standard of service for motorists.

 

A minor keying in error is categorised as one letter or number incorrect or letters and numbers in the wrong order.

 

A major keying in error is one that has multiple number and letter keying errors, the first three digits only have been recorded or a completely incorrect registration number is used.

 

Steve Clark, BPA head of business operations, said: “Following consultation with key stakeholders, including consumer groups and Government, we are delighted to release the latest version of our leading AOS Code of Practice.

 

“We recognise that genuine mistakes can occur, which may result in a parking charge being issued even when a motorist can demonstrate they paid for their parking. In recognition of this we have further clarified the situation for all parties.”

 

He added: “Motorists will still need to appeal, but we expect our members to deal with them appropriately at the first appeal stage.”

 

The BPA continues to work closely with Government on The Parking (Code of Practice) Act. The Act, it says, supports its call for a standard setting body, a single code of practice, and a single independent appeals service.

 

John Gallagher, lead adjudicator at Parking on Private Land Appeals (POPLA), welcomed the publication of the revised code.

 

He said: “The revised code will bring greater clarity for motorists and parking operators alike on issues such as simple keying errors and grace periods.

 

“The introduction of a section on keying errors, requiring parking operators to cancel Parking Charge Notices in certain circumstances and reduce the amount to only administration costs in others, is particularly welcome.

 

“This addition to the code means that, for the first time, POPLA will be able to make decisions on keying errors without referral back to the operator.

 

“We would like to thank the BPA for listening to our feedback on this and other issues – and involving us in ongoing discussions on the best way to ensure a fair system that protects motorists.” By Graham Hill thanks to Fleet News

This is an interesting case forwarded by a lawyer friend of mine. Buy a faulty car and the law is on your side. Your rights were strengthened by the Consumer Rights Act 2015. Within the first 30 days you can return a faulty car and demand your money back but we all know that life isn’t that simple with dealers pretty much refusing point-blank to take back the car.

 

This can lead to a lot of distress which isn’t covered by the act but is the point of this case. Here is what was said by the defending lawyer, defending the car dealer:

 

The driver took the dealer to court claiming that the car he bought was faulty. An element of the claim contained words to the effect that they demanded in the region of £2,000 in compensation for the distress caused – resulting in a deterioration in the buyer’s mental health.

 

Part of the defence was that if any part of a claim was for damages (compensation) for personal injury (physical, mental or psychological) then the whole claim was subject to compliance with the Pre-Action Protocol on Personal Injury.

 

And that as the amount sought was over £1,000 the case had to be allocated to fast track not to small claims. £1.000 is the threshold for personal injury claims to be held in the “small claims” track of the county court.  The lawyers invited the court to dismiss the whole of the claim because none of the claimant’s actions prior to issuing the claim had followed the mandatory Pre-Action protocol.

 

The court held a preliminary hearing and convinced the claimant not to pursue the mental health aspect of the claim.  According to the lawyers, they suspected that the Judge was generally unimpressed by the claimant and encouraged the parties to come to a settlement out of court purely on the issue of the value of the car alone – and nothing else.

 

The parties agreed to such a settlement there and then, which was endorsed by the court – but not giving the claimant anything towards the substantial issue fee that the claimant had paid to issue the claim in the first place.

 

Whilst the lawyers were obviously pleased with the outcome this is a real problem. I hear all the time about problems faced by drivers with dealers, both new car and used car dealers, who provide a dreadful service and cause a great deal of unnecessary grief which is never compensated for. Something needs to be done to stop disputes getting to these ridiculous level where consumers are affected mentally. By Graham Hill

 

 

A Dealer Scam Costing Them A Fortune

I don’t usually have a lot of sympathy for dealers but when I read about this scam going round catching dealers out I had to feel sorry as they’ve done nothing wrong. It involves taking payment for cars by Debit Card. Here’s the scam as revealed by a lawyer with a warning to car dealers:

 

The scenario is this. Customer purchases a vehicle. They pay with one, maybe two debit cards. They collect the car (but more usually ask to have it delivered) and are very happy. They are so happy in fact that they later look to purchase a second car.

 

 

The previous sale went without issues, there have been no complaints and so you sell the second car. They may come back for a third or more. All is well. Then, out of the blue 3 months later, your bank take all the money for those cars out of your account and so you have no cars, no cash.

 

The buyer has done a bunk and you are left with a fight on your hands to a) track down the vehicle and b) try and make a civil case that title never passed to your original buyer (the fraudster) and so you can have the car back.

 

These cases are never straightforward as you, as a car dealer, can imagine as you could find yourself in the position of the dealer who has been the victim of the chargeback or you might be the dealer who purchased the car further down the line in good faith. Who wins? Well, that is for the court to decide as the police will generally consider it a civil matter and each case can be determined on its merits as all these cases will have different facts despite being the similar bigger picture.

 

Going forward, be aware that chargebacks can typically be made by a cardholder up to 4 months after a sale. Bank transfer is a much better option. If someone is buying multiple cars with debit cards, then ensure it raises a red flag, even when you have all the information needed for the bank to process the transaction and especially, if they ask to have the car delivered.

 

So it’s not all one-sided with dealers always coming out on top. This scam is costing dealers a great deal of money. OK, sympathy for dealers over! By Graham Hill

A consultation was launched in October 2019 into the merits of issuing zero emission cars with green number plates. The idea was to be able to identify the greenest of vehicles so that local authorities could, as an incentive, offer drivers cheaper or free parking, possible use of bus lanes etc.

 

 

The plates may be all green, have a green verticle bar down one edge or have a large green dot on one side of the plate. Simple plate recognition could identify the cars. Now where did I put my pot of green reflective paint? And that could be the problem. Drivers either modifying their number plates to appear like a ‘green’ number plate or buy a set of dodgy plates made up as though the car is zero-emission.

 

 

If the Government gets it right the new plates could also capture snob appeal making drivers of cars with green number plates ‘Holier than though’ to impress the neighbours and work colleagues.

 

 

A big boost to the sale of zero-emission cars will be lower lease rates which a couple of manufacturers and leasing companies have already addressed. So far in 2020 we have seen the VW eGolf at its lowest ever rate as well as the Nissan Leaf. Contact GHA Finance for the latest deals and offers.

 

A personal view from Graham Hill:

 

As part of this study, the Government is proposing to invest £1.5 billion into the drive towards total zero-emission cars. This includes home chargers built into every new house and increasing the number of charge points.

 

 

Now I’m not being funny but I don’t have a tank and pump installed at home to top up my petrol car. Why, because I can pop into my local petrol station and top up in a matter of minutes. The average time is 8-12 minutes. The latest BP 150kW Ultra Fast Chargers take, according to BP and independent checkers around 15 – 20 minutes to provide a complete charge. 10 minutes should provide about 100 miles of charge.

 

 

So why are we hell-bent on creating a national network of  home, street and car park chargers when all we should be doing is investing in even faster chargers and batteries capable of withstanding the fast charging. Inevitably there will be many who will charge at home or in car parks as the cost of charging will be cheaper so even if cars are a little longer at charge points it won’t cause congestion as fewer cars will use them as many will be charging at home.

 

 

My idea would be a set of charge pads that drivers drive over. The number recognition system tells the charge point whether you have an account or not and a screen entry on the dashboard allows you to select the charge and cost. If you don’t have an account you enter card details into the charge pod.

 

 

You then sit in the car for say 10-15 minutes whilst the car is charged. A screen drops down in front of you with advertising on it. The charge to the advertisers could subsidise the cost of electricity. Doesn’t sound like rocket science to me! By Graham Hill