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Now is the time to take great care with the funders, dealers and brokers, both online and offline, that you use to fund your next car. Things are getting tough and having lived through the last recession I know many of the tricks and scams that they all get up to in order to secure life saving orders. Cars are expensive items and great care should be taken over the selection of suppliers. I’ve been in this industry for over 25 years and I am Read more »

Insurance giant Norwich Union has warned businesses with fleet insurance policies to avoid the practice known as ‘Fronting’. This practice allows people who are not directly connected to the company to drive under its insurance. Mike Smith of NU said ‘Fronting in most instances, will invalidate the company insurance policy, leaving the business to pay for any damage to their vehicle. Also if any other driver is involved in an accident, while the insurer will be obliged to meet any liability cost, they can seek recovery of any such payments from the policyholder.’ By Graham Hill

There are calls to introduce a new law against those staging accidents and making insurance claims, often making claims for injuries to passengers not in the car at the time of the accident. Fraudsters are hiring cars, finding lone drivers, normally women – getting in front of them and slamming on their brakes causing an accident. They sometimes even get cash from the other driver for damage caused to the hire car. Fears that this is reaching Read more »

New legislation will be brought in to make it compulsory for all drivers to have an eye test at least every 15 years. Some bodies have said this period should be much less when drivers drive for a living but it is believed this will be reviewed once the new rules have been introduced. By Graham Hill

Most car cloning has been carried out to avoid parking tickets and speeding tickets but insurer Direct Line has warned of another reason for cars being cloned, to carry out a crime. The most common, according to Direct Line is forecourt petrol theft. According to the British Oil Security Syndicate, thieves are stealing a significant amount of fuel with the average offender escaping with fuel worth Read more »

Fraud is on the increase as consumers and small businesses are driven to desperate lengths. Not only are applicants providing incorrect details and proofs, brokers are also falsifying documents in order to ensure that applications are accepted and they earn their commissions. There has also been an increase in premeditated motor finance crime with multiple applications being made in the expectation that Read more »

The 1st October sees the introduction of new regulations that ensures that customers with hire purchase or conditional sale agreements are reminded specifically of their rights to voluntary terminate (VT) the agreement when 50% of the total amount due has been paid. The Consumer Credit Act 2006 states that Read more »

New regulations have come before Parliament that will allow Highways Agency traffic officers to authorise the removal of broken down and abandoned vehicles from motorways and A roads. This will give Highways officers similar powers to the police. Could this be the thin end of the wedge? By Graham Hill

Impersonators who sit driving tests for others have been warned that if caught, they face tougher sentences. The driving standards agency issued the warning following the sentencing of Palwinder Singh Johal at Oxford Crown Court to two years in jail and a recommended deportation notice on completion of his sentence. By Graham Hill

Warnings have been issued with regard to illegal parking in spaces reserved for disabled people. Many local authorities are now removing cars that are illegally parked in these bays including those showing a disabled badge where the person named on the badge had not been in the car when parked or being picked up. The officers are removing all doubt by calling the person named to see if they are at home and if they are the car is being removed to a pound and a stiff fine imposed. Drivers who argue that they are on an errand for the disabled person will receive no sympathy as drivers are only permitted to park in the bay if they are transporting, dropping off or picking up the disabled badge holder. By Graham Hill.