The Best Car Finance Blog In The World

I read some daft things when researching the content of this weekly newsletter, the latest is the talking Mini that is to be launched by BMW. To celebrate its 50^th birthday BMW is using Smart technology to allow a special version of the Mini to say ‘Hello’, ‘Goodbye’ and ‘See you soon’ as well as offer a range of tips to make your driving safer and more economical. I understand that the car, which will be called the Camden, will suggest to the driver when it detects high speed ‘Take it easy and we’ll save fuel at the same time.’ Have you ever heard Read more »

They say ‘it’ sends you blind – whatever ‘it’ is. But whatever ‘it’ is it seems to affect middle aged drivers as one in five drive their cars knowing that their eyesight is impaired according to the College of Optometrists. The study also revealed that 28% of these blind old duffers put off having a sight test for up to 6 months after noticing their eyesight had deteriorated and a startling 21% put it off for up to 5 years, probably because they can’t find their local Specsavers. ‘This attitude is extremely worrying’ said Dr Susan Blakeney, optometric adviser to the College of Optometrists. I agree. By Graham Hill

Calls for a total mobile phone ban have come from safety experts following a landmark case. Lynne-Marie Howden, a director and head of sales at business consultancy Insights was found not guilty of causing death by dangerous driving. But she was found guilty of the lesser charge of careless driving which resulted in a 12 month ban and a fine of £2,000. Ms Howden was talking on her hands free phone to a works Read more »

Cloning is still on the increase but what do you do if you suspect that your car may have had it’s number plate cloned or you are in fact suspicious about any part of the car you are about to buy, is the registration document correct (V5C) or is the MOT certificate genuine? There is a new organisation that has been set up to combat vehicle fraud called the Vehicle Safe Trading Advisory Group. You can get lots of information and help by visiting their website www.vstag.co.uk By Graham Hill

Specialist law firm, Driving Defences LLP have said that thousands of convictions of failing to provide a specimen could be overturned due to questions over the reliability of the police intoximeter machine. They brought a successful case in which it was proven that due to an error made by the police, a defendant could not possibly have provided a sample of breath. Martin Hammond, a solicitor at the practice, said Read more »

Car crime statistics are misleading and could be causing drivers to be complacent according to vehicle security provider Cobra. Contrary to Home Office statistics which show car thefts falling, believed to be as a result of more cars being fitted with anti theft devices as standard, more surveillance cameras and more local community police, Cobra’s survey suggested quite the opposite with car crime still on the Read more »

A recent poll showed that 61% of motorists would not welcome a drop of acceptable drink driving levels from 80mg to the more common 50mg but that is probably because of the draconian punishment handed out if over the limit. If you are guilty of driving even slightly over the limit in the UK you are automatically facing a 12 month ban whilst in some countries in the EU the chances of being caught in the first Read more »

There has been a marked increase in the number of drivers talking on mobile phones whilst driving. The reason has been put down to increased work pressure by employers on employees who fear that missing critical calls or failing to call back customers could cost the company orders. The employees are doing it, even though they know it’s illegal, because they also need the commission. The sad fact is that Read more »

Insurance rules are about to change as a result of proposed legislation that is going through the consultative stage. If introduced it will become an offence simply to keep an uninsured vehicle as opposed to the current legislation that makes it an offence to drive an uninsured vehicle. Road safety minister, Jim Fitzpatrick, said ‘Increased police powers already mean that 400 uninsured vehicles are seized every day Read more »

MOT test changes are coming. Of course this won’t affect those hugely sensible people that lease their cars from me but will affect those that still like to drive cars beyond their three year old birthday. If you are one of my clients then now would be a good time to make that cup of  Earl Grey and crack open the Hob Nobs, for those that may have a car that is MOT’d the changes probably won’t affect you anyway unless Read more »