Graham Hill, Car Finance Expert, Alerts UK Motorists Driving In Europe Of Dangers

Monday, 29. March 2010

Calls have been made for more information regarding driving abroad to be more easily available. As I have reported previously countries have different rules regarding insurance, breakdown cover, warning triangles, emergency fluorescent jackets, replacement light bulbs and first aid kits. But there are other rules regarding drink driving, speeding and parking that could result in some very heavy fines and even Read more »

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Graham Hill, Car Finance Expert, Reveals Change In Law Relating To Business Cars

Friday, 26. March 2010

It’s bad enough trying to run a small business during a recession whilst at the same time ensuring that you don’t accidentally breach employment, health and safety, consumer etc. laws that could land you in all sorts of trouble. In the current climate its not unusual for small businesses to come to an arrangement with employees to use their own cars, rather than go to the expense of providing a company car, for Read more »

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Graham Hill, Car Finance Expert Explains The Increased Popularity Of Rental Cars

Friday, 19. March 2010

As more companies understand the risk attached to allowing employees to drive their own cars on company business, many have decided to avoid the risk of the car not being in roadworthy condition or the driver driving a car that isn’t properly insured by renting cars as required. Avis have recognised this and has also turned its attention to businesses for its growth. They are not only targeting the large fleets but also Read more »

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Are Drivers Properly Insured For Business When Driving Own Cars?

Friday, 26. February 2010

There has been an increase in the number of employees who have either opted for cash for cars or been expected to use their own cars for business in exchange for a cash payment. Either way there is a responsibility on the employer to ensure that the vehicle is roadworthy and properly maintained as well as properly insured for business use. There is a grey area for employers who, in the event of an accident, in Read more »

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OFT Launches Scam Awareness Month

Wednesday, 3. February 2010

The Office of Fair Trading (OFT) is launching its 2010 Scams Awareness Month by highlighting how scammers are targeting unsuspecting people using increasingly sophisticated and manipulative techniques. New research carried out on behalf of the OFT shows the scale and types of scams carried out by post, email, text, phone or Internet aimed at vulnerable people and getting them to part with cash or personal Read more »

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Are You Fit To Drive – Better Information Required

Sunday, 31. January 2010

A Department for Transport study found that healthcare workers needed more guidance on assessing whether a patient is fit to drive. They feel that more responsibility should be passed to the driver who should be made aware of the DVLA medical standards and make their own decision as to whether they feel as though they are fit to drive within the guidelines. Some things are fairly obvious such as a broken foot or Read more »

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Employer Responsibilities When Staff Work From Home

Saturday, 30. January 2010

Business Insurance specialists Premierline warned employers that when they allow employees to work from home they are still responsible for their welfare in the same way, I guess, as employees that use their own cars for company business. According to the Department for Labour the employer has the same responsibilities as he would for any other employee at work. Whilst it is accepted that some controls are Read more »

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How To Avoid A Fixed Penalty

Friday, 22. January 2010

Some people believe that when a ticket is issued with incorrect information, such as your name spelt incorrectly or the car registration transposed that you can avoid prosecution. I seem to recall when I was first driving that this was the case but these days it is more difficult to get away with a prosecution as a result of what a court would consider to be a clerical error. If you genuinely believe that you or your Read more »

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London Congestion Charge Changes

Friday, 8. January 2010

 For those that have to drive within the congestion charge zone in London and currently receive the daily discount of £1, given to those who are on business and are part of a minimum fleet of 10 vehicles and provided the vehicle has been registered under the London Fleet Auto Pay scheme, the rules are about to change. In the past all you had to do was enter the registration number and the name of the registered owner and Read more »

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Guide To Avoid Back Problems For Drivers

Tuesday, 22. December 2009

I’ve spoken about back problems before and mentioned the potential dangers faced by employers who choose cars for employees, considered unfit for purpose, in my book ‘An Insider Guide To Car Finance.’ However the University of Loughborough, whose research into driver back problems I mentioned recently, have issued some guidance for drivers and employers when selecting cars that will be used for Read more »

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