The Best Car Finance Blog In The World

I love talking and studying the law, much to the annoyance of many who think they’re above it and try it on, especially with my clients. As a result I read a lot of legal papers and study case histories. Years ago I wrote a piece about the responsibility of dealers and brokers with regard to vehicles being fit for purpose and the importance of everyone Read more »

It seems that lenders in the vehicle finance sector are becoming more anal in the way that they are transacting business, requiring more information than ever before when applications are made in company names and becoming very tough about complete information and proofs when it comes to personal applications. This has led to customers Read more »

You may be led to believe that manufacturers were simply concentrating on fuel consumption and CO2 output these days to the point of obsession, when designing cars, leaving everything else to simply tick over. And to an extent you are right with many manufacturers moving from full spare wheels to skinny spares and now the totally impractical Read more »

As most of my readers know there are some things that cause me to shout, scream and throw things out of my pram, one of which is when dealers or manufacturers try to mislead customers. Especially so when the manufacturer refuses to take responsibility when customers exercise their legal rights. This often happens when a customer makes a claim Read more »

Been a busy week for me, last week I was attending, as a speaker, the F&I Conference and awards dinner. For the uninitiated F&I stands for Finance and Insurance offered by car dealers and brokers. It was a great event and even though I went over time with my presentation I believe it went down well. The most surprising thing for me was the Read more »

As a consultant I have often advised companies on their car policies and driver handbooks. With more stringent health and safety laws it is important that even with just one or two employees that drive on company business you have a driver handbook or incorporate certain items within the employee’s contract of employment. If you are an employer Read more »

My gadget of the week is a spray. As readers of my blog know one of the dirtiest things you will touch on a regular basis is not your bottom, not that you regularly touch your bottom but you might do – ahem, moving on, it’s your steering wheel which should be cleaned with a disinfected cloth at least once a week. Aside from that if you have air con fitted to Read more »

If you have had a lease quote from me recently you will probably have had a quote including maintenance, even though you may not have asked for it, especially for cars on low annual mileage. This is because a couple of the leasing companies have gone back to the days of trying to encourage drivers to have their cars serviced on time by making Read more »

Auto Express recently reminded us that since the changes to European Regulation 461/2010 (Motor Vehicle Block Exemption) you can have your car serviced at an independent garage and provided they carry out all work in accordance with the rules set down by the manufacturer your warranty will be honoured. That is fine and I totally Read more »

We need a debate about this or a discussion about that, it’s all we seem to hear these days from the mouths of politicians. The banks aren’t lending – we need more sources of finance! This is the clarion call of the coalition but in truth it’s all around us, sources of finance I mean. We don’t need debates, discussions or more sources of finance it’s all Read more »