The Best Car Finance Blog In The World

Thanks to all these old people deciding to stay in work till they fall over the cost of business insurance is set to increase year on year.

The aging workforce will have an effect on many of the costs affecting businesses including the cost of their fleet insurance. According to Punter Southall Health and Protection Consulting for every year that the average age of the workforce rises, insurance will increase by between 7-10%.

It is estimated that two million people will be in work beyond 65 by 2022 which is more than double what it is now at 870,000. Other insurances will also be affected with income protection rising by an estimated 20% if it extends from 65 – 70!

Today I have my book launched as a paperback on Amazon. This simple guide,  covering how to prepare for finance through the different methods, including personal loans and leasing. Finally it explains what you should do if anything goes wrong. It is written in the same way as I explain it, simple and straight forward. It won’t win literary awards but it will help you to drive a better car than you ever thought possible. In order to buy a copy please click below:

Any questions you may have please let me know and I’ll do my best to help. Graham Hill

Back in July 2009 I posted the following on my blog, under the heading of  ‘If you have guaranteed a debt you may be able to avoid payment’. I’ve repeated the blog below as I believe it is worth showing again, given the current economic climate but also I have uncovered something else that may be a little worrying if you have guaranteed a debt and the Read more »

Car Dealer, Eastern Avenue, Gants Hill (Photo credit: Wikipedia)

When trying to make up your mind between taking a new car on a lease or a used car on standard HP/PCP it becomes quite a complex calculation because in many ways you are dealing with the unknown, certainly when taking a used car.Even on the most basic car if an engine management system fails you can be set back around £1,200, or if an ABS pump Read more »

Oh dear, can you hear that bubbling? If you can it’s my blood boiling. Today it’s a manufacturer that’s managed to get my back up and the fact that Auto Express seems to be a bit short on advice again. A reader negotiated a good discount on a Vauxhall Corsa but then saw an ad for zero percent finance so naturally asked for the deal. The dealer explained Read more »

I love talking and studying the law, much to the annoyance of many who think they’re above it and try it on, especially with my clients. As a result I read a lot of legal papers and study case histories. Years ago I wrote a piece about the responsibility of dealers and brokers with regard to vehicles being fit for purpose and the importance of everyone Read more »

It seems that lenders in the vehicle finance sector are becoming more anal in the way that they are transacting business, requiring more information than ever before when applications are made in company names and becoming very tough about complete information and proofs when it comes to personal applications. This has led to customers Read more »

My blog continues to grow in stature, if you haven’t seen it you really should visit it sometime. It isn’t pretty but it contains more information than any other car finance blog in the world. As of this morning the site was number 1 on Google out of 200 million for the three word keyword expression Car Finance Blog . It has seen off it’s main rivals from Read more »

The motor industry gets a bad press when it comes to the way it treats customers but I feel certain that the vast majority of car dealers act honourably and fairly. However, treating customers fairly doesn’t make for good headlines so I tend to only read the stories about the atrocious behaviour of just a few dealers when the customer, normally a Read more »

With many 0% finance deals about, following the new registration launch, it is important to take note of the advice that I have given in my books and previous blog posts. That is to negotiate a deal on the car on which 0% finance is being offered as though you are a cash buyer. Get some extra discount on the car, a full fuel tank and maybe a few extras Read more »