The Best Car Finance Blog In The World

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Been a busy week for me this week, had a board meeting of the NACFB, of which I’m a director on Tuesday 28^th followed by a lovely dinner, hosted by an old friend of the association, Bob Lefroy, editor of Business Money. This all took place at the Birmingham NEC Hilton Metropole and what a hotel that is. Amazing in size and activity. Add in a Neil Read more »

None of us particularly likes to deal with finance, except me of course but then I’m a bit nuts! But finance is like a critical ingredient in a delicious cake. Get it right, choose the right ingredient used in the correct way and magic happens. Get it wrong and all that time and effort and expense results in a total disaster. When customers come to me many haven’t heard Read more »

Banks are lending less to leasing companies making life even more difficult for small businesses to secure funding. As of 31^st March 2011 lending to the leasing companies was down by 16% from £28.4 billions the previous year to £23.8 billions. Leasing is seen by many small businesses as an alternative way to fund their vehicles and equipment as Read more »

What’s my car worth? I’m often asked this question by drivers who have the option to buy the car that they have been driving for the last 2 or 3 years from the leasing company. I have to say there is no definitive answer, to think that you can simply open a book, check the model and year, adjust the value for a higher or lower mileage than average mileage Read more »

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One of the biggest challenges faced by businesses and consumers is access to finance. Vince Cable, Business Secretary, appeared before MP’s recently and strongly expressed his disappointment that the banking industry was still not honouring its pledge to lend more money to businesses. Referring to British Banking Association (BBA) figures he Read more »

When my son changed his phone to enable him to gain access to the Internet he had the choice of two phones at the time (going back a few years). The first was considered a bit of a toy and was an iPhone. The other was a Blackberry. He asked lots of questions and did his own research. The iPhone certainly seemed popular and it had some clever apps on Read more »

This blog is now number one on Google search out of 103 million worldwide. This makes me the one that so called experts seek advice from. Accountants question me then charge customers to pass on the information that I provide. Dealers and F&I managers use this blog to answer questions from customers and the press come to me for comments whilst the press take the RSS Feed . It all adds to the feeling by many that I am the UK’s foremost car finance expert.  Read more »

Let me tell you a story about an accountant who used to introduce clients to me about 12 years ago. He was a Chartered Accountant and according to the charter he couldn’t be paid a fee for arranging anything financial for his client. In other words if he had recommended a client to a financial advisor, who in turn arranged a pension or a Read more »

Time for a car review. As you know I normally remain pretty much unenthusiastic when it comes to some of the cars I write about, probably because the cars I notice are the daft cars, but having owned an MGB sports car at the age of 21, I still look at the badge with a degree of fondness as it invokes many happy memories – I said memories! So when I heard Read more »

Something I’ve reported upon before is the increase in fuel theft but with the latest increase in cost at the pumps the number of thefts is increasing again. Farmers, heating oil and tankers have long been the targets of organised thieves but with an average family car holding around 60 litres of fuel this can represent about £80 (more if diesel) to regular Read more »