The Best Car Finance Blog In The World

Image via Wikipedia

Most employers and employees know that there is a tax and NI free allowance payable of 45 pence per mile when an employee uses his own car for work. This applies to the first 10,000 business miles per annum, after that it drops to 25 pence per mile. If the employer only actually pays 20 pence per mile the employee can claim the difference (25 pence Read more »

My review of a new car is going to be light of detail this week but I saw some pictures of the car in question and it looked a vast improvement on the old model. I’m talking about the Mercedes A Class that looked a bit too much like a small MPV and if you remember, when it was launched, if you drove it reasonably hard round a bend it fell over. The Read more »

Virtually every car I provide is new so I’m often asked what is the ‘run in period?’ This won’t mean much to my younger readers and enthusiastic followers of my musings but this was a practice that car manufacturers insisted upon to ensure that your car lasted beyond its one year warranty and you didn’t end up driving a car with an engine that Read more »

Image via Wikipedia

Is it a bird? Is it a plane? No it’s a car! And it’s not James Bond in the driving seat. It’s the latest car plane from the US. These ‘vehicles’ have been approved for use in the US and have now been approved for use in the UK. The cars are Terrafugia Transition and cost £155,000. They have been given clearance by the National Highway Traffic Safety Read more »

The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning the same amount of money who both apply for credit on similar cars. The first client has a perfect, unblemished record. He has a mortgage and a couple of Read more »

Image via Wikipedia

For some time I’ve been discussing the merits (or otherwise) of electric cars. Are they fit for purpose or not? The problem is really twofold, firstly the very high cost, even allowing for the £5,000 per car subsidy from the Government, and secondly the range, which in most cars isn’t much more than 100 miles. OK make that threefold as Read more »

Image via CrunchBase

Is this a sign of the times ahead? The US state of Nevada has made driverless cars road legal. The development is down to the Internet search engine, Google. The firm has developed the technology behind the vehicles and lobbied for the change. The cars use state of the art technology such as GPS, radars and numerous cameras to detect traffic and Read more »

I’m going to hate saying this but I’m a bit of a fan of Citroens. I know they’re French and they haven’t had the greatest of reputations over the years but also being French they are very comfy, something you appreciate more as you get older, and many of the cars look quite good fun. I like the DS range of cars because they look great and actually drive Read more »

Edinburgh University has carried out a study into the effects of diesel fumes with some not so good results. They have found that after exposing volunteers to diesel fumes containing particles over a long period it led to blood clots forming in arteries that could lead to heart attacks or strokes. So whilst CO2 emissions are less with diesel the Read more »

Buy or lease a new or used car and you’re pretty much guaranteed a 3 year period of fairly low cost motoring, subject to the car of course and your annual mileage. But you have a new car that will have on average maybe 2 services, that can be carried out by a non franchised dealer and maybe a couple of tyres. Compare that with the rocketing costs of Read more »