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English: No Parking Minster Yard Double Yellow Lines or a worn single. (Photo credit: Wikipedia)

English: Eric Pickles MP, Conservative Party Conference, 30 September 2008 (Photo credit: Wikipedia)

That very cheery Conservative, Eric Pickles MP has a great idea – according to him. He is about to re-invigorate the high street and by doing so annoy the Lib Dem’s and win the next general election.

His proposal, not quite thought through yet, is to allow vehicles to legally park on certain double yellow lines from 5-15 minutes before they receive a fine, clamp or are towed away.

Now for those like Eric and I who are a little on the portly side, being able to nip out from the car and buy a diet Coke and low fat packet of crisps without a warden slapping a ticket on the windscreen would of course be a Godsend. Not least it would save the walk from the multi-story to the shop expending energy unnecessarily, who needs it?

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But as much as it appeals I have to say Eric, I think it will be a disaster. Selecting the places where parking will be allowed will be a nightmare as will the policing of it. Assuming of course that the double yellows were put there for a reason in the first place, i.e. to keep traffic flowing, it could cause gridlock or be dangerous for pedestrians.

As for winning the election Eric, I can’t imagine queues at the ballot box waiting to stick their cross in the Tory  box in order to get double yellow line parking. Nice try though! By Graham Hill Car Finance

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• Drivers to be able to park on double yellow lines (itv.com)

Thanks to all these old people deciding to stay in work till they fall over the cost of business insurance is set to increase year on year.

The aging workforce will have an effect on many of the costs affecting businesses including the cost of their fleet insurance. According to Punter Southall Health and Protection Consulting for every year that the average age of the workforce rises, insurance will increase by between 7-10%.

It is estimated that two million people will be in work beyond 65 by 2022 which is more than double what it is now at 870,000. Other insurances will also be affected with income protection rising by an estimated 20% if it extends from 65 – 70!

Today I have my book launched as a paperback on Amazon. This simple guide,  covering how to prepare for finance through the different methods, including personal loans and leasing. Finally it explains what you should do if anything goes wrong. It is written in the same way as I explain it, simple and straight forward. It won’t win literary awards but it will help you to drive a better car than you ever thought possible. In order to buy a copy please click below:

Any questions you may have please let me know and I’ll do my best to help. Graham Hill

Back in July 2009 I posted the following on my blog, under the heading of  ‘If you have guaranteed a debt you may be able to avoid payment’. I’ve repeated the blog below as I believe it is worth showing again, given the current economic climate but also I have uncovered something else that may be a little worrying if you have guaranteed a debt and the Read more »

Car Dealer, Eastern Avenue, Gants Hill (Photo credit: Wikipedia)

When trying to make up your mind between taking a new car on a lease or a used car on standard HP/PCP it becomes quite a complex calculation because in many ways you are dealing with the unknown, certainly when taking a used car.Even on the most basic car if an engine management system fails you can be set back around £1,200, or if an ABS pump Read more »

A few days ago I had a very interesting chat with a referred client. He had always obtained his cars from dealerships in the belief that this was the best way to do it. He had moved from HP to PCP as it removed the risk in the resale value of the car. His last two cars, funded on PCP, were simply handed back to the leasing company as they weren’t worth the Read more »

If someone does a particular job for a living and you need some advice related to the work he or she does would it not be a good idea to ask them for advice? For example if you weren’t sure how to record expenses in your books would you ask an accountant? Changing some taps in the bathroom, it might be a good idea to get some advice from a Read more »

Lots of lenders and brokers are starting to quote lease rentals based on 6 rentals in advance in order to make the monthly rentals appear low. It also helps with underwriting as the higher the initial rental, the lower the risk. However, I still try to stick with 3 rentals in advance which may make the monthly cost look high but it makes the initial rental Read more »

We’re getting to that time of year when many start to think about flitting over to France on the pre-Christmas fag and booze run. Some may pop over to Belgium whilst others may make a bit of a trip of it and drive down to Spain or elsewhere in Europe. And not a bad idea, but don’t forget to check the motoring laws for each country you will visit, Read more »