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What is wrong with car insurers? Lots as it goes but one of the headings I’d lop a few under is daft. Let’s take the case of bogus smashes. The ones we read about all the time, known now as ‘cash for crash’ incidents, whereby an accident is staged by drivers resulting in a fraudulent claim. Now if you found a fraudulent claim occurring at say a roundabout or Read more »

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Sometimes I feel that technology has gone too far with some safety and comfort features taking over your driving and control of the car. This was illustrated recently when Mercedes had to recall 18,000 Mercedes M Class because the cruise control wouldn’t disengage when you tapped the brake pedal, as it’s meant to. If you’ve driven a car with cruise Read more »

Warnings continue to increase about the numbers of ‘accidents to order’ where fraudsters stage an accident then put in an insurance claim for the damage caused to their vehicle as well as any passengers. Some are known to drive the car on behalf of the owner, swerving in front of another driver causing the accident. Details are exchanged and the details of the owner are given along with his insurance details to the Read more »

If you buy my book, An Insider Guide To Car Finance, you receive a free book on general hints, tips and safety. One of the things I cover is setting the headrest at the correct height. A very important piece of information as proven by recent research by Brake and Direct Line Car Insurance in which it was shown that 2 out of 3 drivers Read more »

As drivers continue to feel the pinch of recession insurance groups warn about the dangers of not telling the truth when taking out car insurance. Every claim is now being closely scrutinised as a result in the upsurge in fraudulent claims, as explained in my recent crash for cash fraud item. As a result lies or mistakes made at the time of proposal is causing claims to be rejected so great care needs to be taken when completing proposals or you may not only find a claim rejected but Read more »

It wasn’t long ago when I advised drivers to check the settings of their head restraints in order to prevent one of the most common driving injuries, whiplash. Well it now turns out that EuroNCAP, the body that checks the safety of every new car, now has a new test that it carries out on seats to check their ability to prevent whiplash. It showed that 8 new cars launched in 2008 failed the new test including some surprises, Ford Kuga, Citroen C5 and Peugeot 308CC. These cars were given a ‘red rating’ which meant Read more »

Anyone who has bought my book, An Insider Guide To Car Finance also received, free of charge my Hints, Tips and Safety book. In this free book I include loads of great advice, some of which explains the importance of having your headrest adjusted to the correct height in order to avoid whiplash. Clearly not enough people have read this advice as nearly 1,200 people claim every day for whiplash damage following Read more »