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You know how much I despair of the consumer credit legislation in the UK but I equally despair of the legal system in this country and not just because of the EU interference in the way we administer our own citizens. I read copious amounts of text in order to come up with interesting items for my newsletter and my blog.

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Some of what I read is funny and some very sad with some combining sadness with total injustice. For example there was a lady in Leicestershire who had an accident whilst on a mobile phone and driving at the same time. Sadly she collided with another car and two children were killed.

In my book, as a dad of three kids, that comes close to making the case for bringing back capital punishment. But our ridiculous legal system only found her guilty of careless driving resulting in an 18 month ban and a £3,000 fine. But it gets worse. As the lady was driving on company business there was a health and safety issue, surely her employer should be held liable for the actions of the employee who was taking a call whilst driving.

Apparently not so according to Leicester police who decided not to prosecute because ‘The call received by the driver was of a social nature and not work related, and therefore it did not fall within the Health and Safety at Work Act.’ How appalling is that? I would also suggest that the police take a more careful look at the act because it is my belief that whilst at work the law would cover personal calls.

The fact is that it is a disgusting end to an appalling crime. At the other end of the spectrum if you accelerate through a puddle and splash pedestrians or mount a pavement you could receive an on the spot fine of £100 and 3 points on your licence (this can be reduced by taking a safe driving course).

Since August of last year when the new laws, which include lane hogging and tailgating, were introduced 5,472 drivers have been caught. But just when you think that the new laws could be preventing accidents through better awareness and fines it comes to light that 5 forces, Northumbria, Dyfed-Powys, Durham, South Wales and Cleveland are not stopping inconsiderate drivers at all because they don’t have the facilities to offer the education courses. Is it me or are we seeing the fabric of this country deteriorating? Something really does need to be done. By Graham Hill

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