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Having a Thatcham alarm fitted on your car can reduce your insurance premiums, in some cases quite substantially. But questions have arisen about the quality of fitting of these alarms, which, if fitted incorrectly could invalidate your insurance if the car is stolen and due to faulty installation the alarm didn’t activate. In order to overcome this Thatcham have now introduced a new scheme to approve fitters that Read more »

I saw recently in Auto Express a report on the way insurance premiums are spent on claims. Whilst I talk regularly about insurance, and how to reduce premiums etc., I thought it made interesting reading and felt I should share it with you. The average premium has risen from £354 annually 15 years ago to £616 annually, even worse if you have loyally stuck with the same insurer which they suggest would now have Read more »

During this bad winter the number of car insurance claims have sky rocketed. From crashes to pothole damage, it’s been a disaster. As a result we are likely to see a hike of between 7% and 11% in premiums making it even more important to shop around when it comes to renewing your car insurance. Increased oil prices are going to add to the pain by adding up to 5 pence per litre with predictions that fuel will Read more »

If you buy my book, An Insider Guide To Car Finance, you receive a free book on general hints, tips and safety. One of the things I cover is setting the headrest at the correct height. A very important piece of information as proven by recent research by Brake and Direct Line Car Insurance in which it was shown that 2 out of 3 drivers Read more »

One of the side affects of the current recession and the drop in value of used cars are  the poor settlement figures being offered by insurance companies as a result of total write offs compared to the settlement figure required by the finance provider. Another involves the early settlement figures being asked for by lenders when drivers wish to early terminate a finance agreement, this could be as a result of Read more »

Insurance rules are about to change as a result of proposed legislation that is going through the consultative stage. If introduced it will become an offence simply to keep an uninsured vehicle as opposed to the current legislation that makes it an offence to drive an uninsured vehicle. Road safety minister, Jim Fitzpatrick, said ‘Increased police powers already mean that 400 uninsured vehicles are seized every day Read more »

There are now fewer illegal drivers on our roads according to a recent operation undertaken by fifty two police forces throughout the UK under the operation name of V79. During the operation 6,689 motorists were randomly stopped and results compared to a similar operation carried out in 2006. The number of drivers stopped without valid vehicle tax or licence fell by half. The number of vehicles without Read more »

Since the changes to the Highway Code, brought in last year, Churchill Car Insurance carried out a survey and found many drivers unaware of the changes. More than 80% were unaware that playing loud music in cars is against the new Highway Code rules and almost two thirds admitted to eating whilst driving which is against the new rules. The research also found that 30% of drivers think that driving in flip flops or high heels is forbidden and yet this is not the case! That’s a relief eh fellas! You can view the new highway code online by visiting www.direct.gov.uk  scroll down to travel and transport and click on highway code then scroll down again to view all the headings.