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I’ve mentioned on several occasions that you are able to have your car serviced at a non franchised dealer but you have to be extra careful about warranty claims as manufacturers will try to squirm out of them. A recent case involved Ford and a young lady with a 4 year old Ford Ka. She suddenly found that the car had developed rust Read more »

I saw recently in Auto Express a report on the way insurance premiums are spent on claims. Whilst I talk regularly about insurance, and how to reduce premiums etc., I thought it made interesting reading and felt I should share it with you. The average premium has risen from £354 annually 15 years ago to £616 annually, even worse if you have loyally stuck with the same insurer which they suggest would now have Read more »

In October last year the old dopey Government introduced a law that was aimed at reducing the legal aid bill by saying that if you challenged a motoring charge, such as speeding, and you won your case, you could only claim costs based on the legal aid rate. So if you had paid for a solicitor to prepare the case and represent you, and you won your case, you could only recover through the court the legal aid rate which Read more »

A few months ago I announced proposed changes to insurance claims procedures that should speed up undisputed insurance claims. The good news is that the new rules come into effect from April 30^th. The new rules should speed up payout and reduce legal costs on personal injury claims between £1,000 and £10,000 resulting from a motor accident. This covers around 80% of all personal injury claims so good Read more »

It’s your last call for PCP’s if you are to benefit from the 15% VAT. If you take out a contract before 31^st December the price paid for the car by the leasing company will include VAT at just 15% with your repayments remaining fixed for the contract term. After the 1^st January VAT returns to 17.5% so if you are thinking about changing your car you could save yourself some money by doing it sooner rather than later. By Graham Hill

New rules will be introduced next year to speed up insurance payouts following car accidents where liability is accepted. The Ministry of Justice said the agreement will streamline road traffic accident personal injury claims between £1,000 and £10,000 – around 80% of all motor personal injury claims. The new process comes into force in April 2010. It means, where fault is not disputed, Read more »