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When people move house they tend to look for certain things in the area into which they are planning to move. Ease of access, closeness to schools with high teaching standards, where the shops are, likelihood of flooding etc. etc. But it is felt that a new credential is starting to surface, as a result of which those crazy girls and boys at Confused.com have carried out a survey in order to help.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

What is this new credential? Obviously it is the greenness of your nearest town or city. What they did was look at every car  registered to an area and calculated the average CO2 emissions figure.

Now I have to say girls and boys this isn’t the most scientific way of arriving at the greenest and dirtiest towns and cities across the land but it is a start and must have nicely filled a few otherwise boring days with something productive and incredibly useful (better than sitting in front of your PC’s playing Candy Crush – just).

In terms of cities, and according to Confused.com, London is the worst of all for CO2 emissions, followed by St Albans (is that a city?) then Brighton & Hove. This is what Gemma Stanbury, head of motor at Confused.com, had to say, ‘With so many Brits relying on their cars for work and other commitments, it’s unrealistic to think that people will be able to do without their cars.

But it’s encouraging to see that many drivers are making an effort to become greener.’ Are they? I have to say Gemma that I don’t have many clients that make their final decision based on the car’s CO2 unless they are looking at the benefit in kind implications which is more of a financial decision rather than a ‘save their local environment’ decision.

In case you are at all interested here are the vitally important stats in the event you are considering a move in the near future:

Whilst the Scots finally decided to stick with the rest of the UK we are now left wandering at what cost? Like many things that the Tories have done since coming into power with the Lib Dems the whole thing was poorly thought through and panic took over at the thought of losing our good chums north of the border.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

Like most I’m pleased that we haven’t lost Scotland, at least we stand a chance at the next Olympics but what have we had to agree to behind closed doors? There was an expression that was bandied about as the whole of the UK Government joined forces to try to convince the Scots that we were ‘Better together’, if Scotland decided to stay in they would be given ‘tax raising powers and further fiscal devolution.’

I heard that said by all parties and even agreed to by Gordon Brown, not sure what authority he had to agree to that on behalf of the UK government but anyway, he did. The problem is that the expression is so glib it passed most of us by but like free tuition fees in Scotland but not in the rest of the UK what is this likely to mean?

Whilst many believed that they could chuck an extra few pence on fuel and booze (except whiskey of course), and maybe increase tax on some of the petrol companies who are busy emptying the big (or possibly small) pools of oil under the North Sea to enable them to give every Scottish kid an iPhone we were fairly disinterested. But should we have been?

There is already talk of income tax rates that could vary by up to 15% compared to the rest of the UK. OK you may think, that is just one area of tax and not that important to the rest of us. After all road tax, NI and capital allowances were supposedly not on the table but a tax expert and good friend of mine, Alistair Kendrick, pointed out that if the Scottish Parliament starts messing about with tax rates and bandings it could affect the Scots and the amount of benefit in kind (BIK) tax they pay on their company cars.

And this is just one likely change, God knows what else is likely to come out as we fully appreciate the cost of consequential damage following increased devolution. What was Cameron saying – ‘We’re all in it together’ Hmmm interesting times ahead. It won’t be long before we all troop up to Scotland to buy our cars, have them serviced, MOT’d and fill them up with fuel. Watch this space! By Graham Hill

Some daft information provided by Admiral insurance exposes the UK’s accident hotspots. If you are a driver in Scotland you are most likely to hit a lamppost while in Manchester and Liverpool you are more likely to have a bump at a set of traffic lights. In order to get these results Admiral analysed over a million claims over the last 5 years broken down into locality.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

I find myself asking why? But their analysis revealed that drivers in Motherwell and Lancashire were most likely to have a bump in a car park whilst drivers in Romford, Essex tended to suffer rear end bumps the most. In Tonbridge, Kent drivers need to beware of trees as that is their number one accident claim.

There was a high frequency of rear end bumps in London whilst in the West Country they were more prone to narrow lane collisions. Acting MD for Admiral, Dave Halliday, was mystified why there were so many collisions in Scotland with lampposts. Maybe they are all painted black with most of them unlit? By Graham Hill

If you are about to buy a used car beware of Thurso in Scotland, as reported in AutoExpress. Apparently there has been a spike of scams in this area of the country according to vehicle finance and history checker, HPI. The scam isn’t new but it’s caught out several people because the scammers sound so believable. It involves a non existent car being Read more »

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Back down to earth a new road salt has been created to work in temperatures as low as -20 degrees Celsius and has received the thumbs up for use on Scottish roads. The road salt comes in liquid form like a de-icer, a mix of salt and magnesium chloride. It has proven effective at melting hard packed snow and ice in extreme cold. Regular salt only works down to -8 deg C. They are building up reserves at key motorway sites but there is a bit of a downside. The so-called Supersalt costs 12 times as Read more »

I have always been mystified why the non wearing of seatbelts doesn’t attract points on the driver’s licence. You will receive a fixed penalty fine of £60 but no points for what is considered to be a serious road traffic offense. The Scottish Parliament thinks likewise and has now written to Transport Secretary Philip Hammond, pushing for a change in the law claiming that 19 road deaths could have been prevented in Scotland during 2009 if belts were worn. Scottish Justice Secretary, Kenny MacAskill, Read more »

If you are driving behind a car and it seems to be wandering across the road as though the driver had been drinking, it may not be the driver it may just be the car that’s a little worse for wear! Researchers at Edinburgh Napier University have developed a biofuel from whisky by-products. Called biobutanol it’s 30% more powerful than ethanol and is created out of two waste products: ‘pot ale’ from copper stills and Read more »

Satellite Navigation provider, Garmin, carried out a survey into Britain‘s worst roads, clearly of use when trying to avoid long delays to avoid not only the loss of time but also the cost of fuel. The worst road, voted by almost one in three drivers surveyed, was the M25 whilst London was voted the worst city for its confusing road signs, one way systems and road works. On the other hand the A591 between Keswick and Lake Windermere was voted the best road in Britain Read more »