Friday, 16. September 2016
The reason to install a dash cam in your car was originally to avoid arguments over insurance claims following cash for crash claims. These claims come about following an incident whereby a driver swerves in front of you, brakes hard, giving you virtually no time to stop causing you to run into the back of their car.
The driver and the passengers of the car in front all claim for whiplash injuries whilst you lose all your no claims bonus. With dash cam evidence the police can carry out an investigation and often prosecute the driver of the car in front on a variety of charges.
However, whilst dash cams are one of the biggest selling gadgets right now and Citroen have started fitting them as standard in their latest C3 to combat cash for crash crime, there are other reasons why you should install dash cams. They are invaluable for general claims as insurance companies become increasingly lazy.
In a recent case I read about a young driver who was sitting stationery in a backed up queue on a roundabout, when another impatient driver decided to take a quick route then cut in modifying the front end of her car. She was clearly not at fault so she claimed through her insurer for the repairs only to find that the other driver had made a claim against her insurance company, not only for repairs but also, guess what? Yep, whiplash.
The advice from her insurance company was to accept liability as in court a judge would be unlikely to find in favour of a newly qualified driver having an accident on a roundabout. That is a disgrace. However, had the young driver, whose premium was already ridiculously high and set to go higher, had a dash cam fitted the case would have been open and shut.
So isn’t it about time that manufacturers followed Citroen’s lead and started to install cameras as standard into the back of the rear view mirrors to help drivers to keep on the road and minimise claims times and costs as well as help police investigating accidents? After market dash cams are unsightly with wires dangling which puts drivers off installing them but maybe if the insurance industry and car manufacturers got their heads together we could see an end to cash for crash, quicker claims turnarounds, a decrease in insurance premiums, less time spent by police investigating accidents and more prosecutions. GH climbs down off soapbox for a sit down and cup of tea! By Graham Hill
Friday, 14. March 2014
Talking about Nissan and their love of cameras they have just launched at the Geneva Motor Show a smart rear view mirror. It replaces the glass with an LCD display.
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In normal use it acts as a normal mirror but it can be switched to project a view from a rear view camera instead. This gives a clearer view behind especially when it is dark or raining. It also lets you see behind even when the driver’s normal view is impaired by a load that they can’t see by. Another clever idea. By Graham Hill
Thursday, 21. July 2011
Image via Wikipedia
The US is making a piece of technology a legal requirement by 2014 and yet there are very few cars fitted with it in the UK as standard or have it available as an option. The technology provides images picked up by reversing cameras to be displayed in your rear view mirror. Will it be the next big thing in the UK and become a legal requirement? Time will Read more
Saturday, 2. July 2011
Image via Wikipedia
Now here’s a dopey idea if ever I’ve seen one set to get the blood boiling of road users in Swindon in Wiltshire. If you are a tear ass racer speeding toward the new traffic lights they will change to red super quick in order to slow you down. The idea may seem quite good unless you happen to be a steady Eddie driving nicely within the speed limit only Read more
Friday, 29. October 2010
Ford seems obsessed with their rear view mirrors. First (as I announced recently) they added an option to have a Sat Nav built into the mirror now they have the option of adding a rear camera with the screen in the mirror. Buyers of all models from the Edge to the Titanium will have the £475 option available that includes the camera, automatic headlamps and wipers, camera and rear parking sensors as well as the special rear view mirror. Good idea or potentially a distraction? What do you think? By Graham Hill
Saturday, 25. September 2010
Graham Hill’s gadget of the week is unfortunately only available on Ford cars but I have to say it seems like quite a good idea. It’s called a MirrorNavi and is essentially a sat nav built into the mirror – more like an extension to the left of the mirror with a 3.5” colour touch screen. It has no visible wires and can be installed into your car in an hour for £299 + labour. It will help to reduce clutter, according to Ford and Read more
Tuesday, 2. March 2010
I am grateful to Jo Tacon, Editor of the journal Motor Finance for which I write a regular (and clearly the most popular) column. Jo forwarded a couple of articles that appeared in the Sun newspaper, written by Kelvin MacKenzie. In the articles he complains about the end of contract charges imposed upon him by Mercedes Benz Finance (MBF) after returning his end of lease car. The charge was £1,800 and I Read more
