The Best Car Finance Blog In The World

What has happened to the colour of our cars? Wherever you went a few years ago you would see a rainbow of colours driving up and down our roads but drive along a motorway these days you will drive along side a series of pretty monotone coloured cars. Three quarters of all cars registered this year are black, white, silver or grey. In 2000 the third and fourth most popular colours were blue and green. They have now dropped heavily in popularity according to leading automotive paint supplier, Read more »

Do you ever wonder why some friends, relations or work colleagues drive a better car than you? There is a very good reason – because they know more than you do! Want to know more than them? Then download my book and you could be one step better than them! You deserve to drive a great car. By Graham Hill

If you live in a rural area you could soon be getting more miles for your money as there are plans afoot to introduce a subsidy of 5p per litre in certain out of town areas. European competition rules mean that the proposal would have to receive backing from Brussels. Danny Alexander, chief secretary to the Treasury, said motorists in the most remote parts of the country were being hit by a triple whammy of high fuel costs, poor public transport and having to travel long distances. The Read more »

What are the two most dangerous things that a motorist can do that could result in injury or death? Most people would assume this to be the two things that the government, media and safety organisations obsess over. Speeding and drink driving. We are about to be hit with a campaign regarding drink driving as we run up to Christmas and there seems to be a year round campaign to demonise those that speed. Read more »

If you ever drive into London along the M4 past Heathrow you will know only too well the frustration of sitting in a queue of traffic whilst the red bus lane is empty waiting for the odd taxi or bus to come zooming by. Of course if you dare to put a wheel into the bus lane a million cameras will provide the evidence necessary for you to receive a hefty fine. If this causes you frustration I have some good news for you Read more »

Graham Hill’s in depth car review focuses on the new version of the Bug, or to give it the full name, VW Beetle. It’s one of those cars you either love or hate and, I have to say, I fall into the latter group. Like me, VW have found that the Bug appeals more to the ladies, so to try and balance things up they have made it look more butch(ish). To me it still looks like a Bug with about as much appeal as a breadstick. But what do I know, I’m sure this car of the people will have certain women and an Read more »

You’ll probably be pleased to hear that over the next 10 years there’s going to be a £32 billion programme of replacing ageing electricity cables and gas pipes across the UK. As a result the AA has proposed that the utility firms should be charged the moment they start digging up roads as a sort of lane rental in order to speed up the work and limit the inconvenience to road users. Edmund King, president of the AA said, ‘Governments have procrastinated for a quarter of a century. With £32 billion Read more »

I have mixed views over my next piece. You see over the years I have recommended to clients that they make use of the law wherever they can to save money. One area that I have heavily promoted is covered by sections 99 and 100 of the Consumer Credit Act, better known as Voluntary Termination, whereby once you have paid half the total cost of the finance, you can simply hand the car back to the HP provider and they have to stand any loss between what would normally be required to Read more »

Andrew Sentance may not be a name that you have come across before but he is very important in our lives. He sits on the Monetary Policy Committee in the Bank of England. They sit each month and decide whether base rate should stay the same, at 0.5% or increase. Since the rate dropped to 0.5% every member of the committee has voted to keep it at the same level, that is until the October meeting at which Mr Read more »

Oh dear, oh dear oh dear! When are people going to start treating car finance as a specialist product and one that must be very carefully considered before taking it out rather than a tin of beans that they can tout around online to see whether Tesco have them on offer this week or are they cheaper at Asda? There are three major comparisons to be made when deciding upon the finance that you are going to take out. Read more »