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A constant problem when customers take out a lease agreement is insurance. You have to cover your car with fully comprehensive insurance. If other drivers will drive the vehicle they must also be covered by the policy and if the vehicle is used for business this must be covered also. The problem is where to go. I still find it amazing that I have Read more »

Injury lawyers are facing a severe crackdown by the Government. When someone is involved in an accident they are bombarded with no win no fee lawyers encouraging victims to make injury claims. They obtain details from the driver’s own insurance company who in turn receive commission fees for referring the injured driver who is making a Read more »

Insight Part 1: I’m often asked why there can be some incredible differences between the contract hire rental rates quoted by different companies advertising on the Internet. There is no simple answer to this question, in some respects it is not dissimilar to the answer that an insurance company would give as to why insurance premiums can be Read more »

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Insurance company Swiftcover has revealed which car is most likely to be vandalised. It listed the top 5 vandalised cars with the number one slot being taken by the Lexus IS. They suggested that this could be down to the Steve Coogan character Alan Partridge who was linked to the car in his series. The top 5 cars in its Vandalism Index are: Read more »

I was talking to an insurance broker recently and he was explaining that because of the competitive nature of the comparison sites the insurance companies are doing everything to keep premiums as low as possible. One of the tricks they use, I reported a couple of weeks ago, has been to vastly increase charges and fees so that they don’t have to increase premiums, the other is of course to avoid payouts wherever Read more »

Now here’s something you probably didn’t know about. We all know that if we are convicted of speeding and receive the automatic points on your licence you must declare that to your insurer immediately and suffer the increase in premium. Some insurers don’t increase the premium if it’s your first speeding fine but others do so check with your insurer. But here’s the thing, what happens if you are caught speeding, but as an alternative to a fine and points on your licence, you are given the Read more »