The Best Car Finance Blog In The World

If you are thinking of driving around Europe this summer, especially if you are driving through France, you will need to carry a breathalyser, especially as not only in the UK, but also in Europe, they have woken up to the benefits of breathalysing motorists in the morning rather than at night.

It is far more difficult to assess whether you are over the limit in the morning, after a skin full the night before, than at night when you have just had a couple of drinks. And with barbeques coming into season in the UK, which I’m told leads to more morning after convictions than over the Christmas period, you need to take precautions to safeguard your licence.

If you agree you may think it is wise to invest in a fairly expensive but accurate breathalyser being sold by Alcosense called the Ultra. It costs a whopping £249.99 but is considered to be one of the most accurate consumer devices. It can be set to the regulations of the country you are in at the time, including France and the US, both of which calculate readings differently.

Once your breath has been detected and analysed by the software algorithm the device will give a reading. It tells you what percentage of alcohol has been detected in your breath then also flashes green, amber or red that indicates whether you are over the limit, under it or completely in the clear.

It also indicates how long it will be before you are fully sober again. So if you are the sort of person who drinks into the wee hours then wonders in the morning if you are safe to drive this could be a valuable investment. By Graham Hill

Years ago I was group general manager for a reasonable sized PLC. I was responsible for a large number of departments including IT, general admin, cost and management accounting,  personnel (known as HR these days), health and safety and much more including our fleet department responsible for over 700 vehicles.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

At the time Peugeot had introduced some major new development in the area of diesel cars, in the past diesels were mainly fitted into vans and trucks. They were still a bit noisy, lacked a bit of low end power, especially the non turbo versions – 0-60 in a week and a half and filling up with diesel meant you stank of the stuff until it wore off 5 days later!

But being a Cost and Management Accountant I crunched the figures and decided that company cars should all be diesel, except the main board of directors and me! The staff kicked off, as did their managers and directors, but I was having none of it. The figures didn’t lie so the drivers had diesel imposed upon them, after all when is a company ever run as a democracy – good grief!

Constantly I would hear the argument that I should be driving a diesel and I would use every reason under the sun until it came down to the fact that I simply didn’t want to. Now I was reminded of this situation when I read that the Government have finally agreed to include 150 electric vehicles in their fleet of cars used to ferry ministers around. The £5 million scheme is expected to extend to councils, the police force and the NHS.

Considering the government has been pushing EV’s for 5 years why has it taken so long to lead the way? I could understand if this was in the 70’s and the government was a company but they are a democracy for goodness sake! With this new initiative led by the Government to push more of us into EV’s, will I be changing my car next year for an electric car? The hell I will, only just started driving diesels! Have a word! By Graham Hill

I’ve just found another little snippet of information. If you are planning a trip to Germany in the future you may have to pay a toll to use their roads from 2016 if proposals announced by the German Government go ahead. Foreign drivers would have to purchase a permit costing 10 euros (£7.90) for 10 days or 100 euros for a year long permit, depending on your car’s emissions.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

Germany’s transport minister said Germans would also have to pay but would be offset by a tax cut elsewhere. They estimate that the toll will raise 2.5 billion euros over 4 years. Germany is one of the few European mainland countries that doesn’t charge cars.

Next door neighbours France and Austria have tolls but don’t distinguish between nationals and foreigners. According to the report I read it is still unsure whether Germany will be allowed to carry out its plan because of its discrimination against foreigners.

Toll Booths, Hong Kong (Photo credit: Ian Muttoo)

But re-reading the report it says that they will also be charging German drivers but giving tax cuts elsewhere to offset the cost. Maybe I misunderstood! Is it me? Anyway, watch this space. By Graham Hill

Related articles

• Autobahn Thrills to Cost Foreigners Under German Plan – Bloomberg (bloomberg.com)

Image via Wikipedia

As you can imagine, in order to produce my weekly newsletter and my blog I carry out a lot of research. The information I receive comes from a number of sources leaving me to decide on the accuracy before I report it. Most of the time I feel quite happy with the information that I have and when I recently reported on the rip off price of diesel in Read more »

Image via Wikipedia

I am often asked how the lease rates on some cars can be so low compared to the cost of the car? Take for example the deal we had last year on the VW Passat CC (their new 4 door coupe). If you had taken the car on a 2 year lease you would have paid the equivalent of 26 payments x £229.99 + VAT. That’s a total of £7,175 on a car that cost around Read more »

As more Brits decided to reduce their holiday costs and drive to their European destination this year many were caught out by the different European laws that apply to safety equipment that you must carry or face an on the spot fine. In a survey carried out by Sainsbury’s Finance they found that a third weren’t aware that they needed a reflective jacket, 15% didn’t know about the need for a warning triangle. 2% said Read more »

Annual MOT tests may be stretched out to 2 years according to new Government plans. The proposal will save motorists £465 million per annum. The announcement came via the Lords through the Government’s transport spokesman, Earl Attlee who promised a review this year. However safety groups are fearful of the dangers involved, especially with older cars. Britain has the most rigorous testing regime in Read more »

I’ve already reported about the way that Ford increased its list prices during the scrappage scheme and, now the scheme has ended, has now decided to lower its list prices by up to 15%, quite a coincidence eh! But to make matters worse they say that even after reducing their prices that buyers should still negotiate the price further as dealers have the ability to provide additional discounts from 5% to 15%. But this is the Read more »

Government figures show that up to 1 million scrapped cars are still being driven on the road. Whilst 2 million motorists told the DVLA that their cars were being destroyed only half were issued with a Certificate of Destruction, the proof that a car has been destroyed. Dodgy dismantlers have been exploiting a legislation loophole whereby the DVLA doesn’t need to see the Certificate before it registers a car as Read more »

Whilst there are a few vague signs coming out of Germany, France and Japan that we may be moving out of the world recession we have no such signs in the UK and whilst people are still being made redundant and reducing work hours there are fears that the UK roads are becoming more dangerous as drivers avoid service and repair costs. One of the biggest dangers lies with Read more »