Road Toll Proposals Are Nuts

Saturday, 1. October 2011

Years ago I used to attend meetings hosted by the Finance and Leasing Association at which all sorts of issues were discussed regarding the finance industry with a special interest in fraud. Eventually they stopped inviting me, probably because I have a big mouth and am never frightened to open it. This doesn’t make me a lot of friends when I believe Read more »

Graham Hill Explains Car Finance Issues

Monday, 26. September 2011

My blog continues to grow in stature, if you haven’t seen it you really should visit it sometime. It isn’t pretty but it contains more information than any other car finance blog in the world. As of this morning the site was number 1 on Google out of 200 million for the three word keyword expression Car Finance Blog . It has seen off it’s main rivals from Read more »

VAT Rate Rise Affects Leasing Company Rates And Profits

Sunday, 18. July 2010

 I know I feel like I’m banging my head against a brick wall when I explain to customers that they should never simply look for the lowest rate when it comes to leasing a car. Of course when you buy something for cash you will maybe look for the cheapest price. The car you pay cash for at a car supermarket will be the same as a car that you pay cash for at a main dealer (unless it’s a sub spec black market car). The car will Read more »

Government Aim To Make Credit Reports Free

Thursday, 11. February 2010

The Treasury Select Committee has questioned whether individuals should be charged for copies of their credit report. At the moment it costs £2 or you can obtain a copy for free but it requires you to apply online to one of the credit reference agencies, provide credit card details as though you were going to pay monthly for anytime access, then cancel as soon as you’ve downloaded your current report, Read more »

Things To Beware Of When Making A Finance Application

Wednesday, 27. January 2010

Cleaning up your credit file has never been more important. Less money is available to lend which means that you really must make sure that you have no errors on your file and anything that can be corrected is corrected before you apply for finance. Even using a bad broker, who makes multiple applications to several finance companies, using your single finance application, can cause you to have your credit Read more »