Is New Technology A Potential Breach Of Human Rights?

Tuesday, 16. September 2014

Telematics is a fairly new word that started its life within the terminology used by fleet managers wishing to track drivers of their vans to ensure that drivers were not driving too many hours and using the most economic routes. It normally takes the form of a tracking device that records everything from time spent driving to the routes taken by the driver, fuel consumption and even the driving style of the driver.

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The process was intended to improve driver safety, improve efficiency and ensure that the driver was involved in as few accidents as possible. But these days the same technology has moved into the consumer market with insurance companies prepared to give discounts to drivers who fit telematics type systems to their cars providing greater discounts to those who drive least and most carefully.

But this has led to legal questions about what data is provided and how it is used. Basic tracking information used for health and safety or economic reasons may be all well and good but what about the times when the company vehicle is being used for personal use and if information is fed to your insurer when is the data likely to cross over into an infringement of personal privacy?

Marc Dautlich, head of information law and partner in the technology, media and telecoms team at international law firm Pinsent Masons, believes employers using such technology need to tread very carefully. It is also believed that Insurers and those collecting data on their behalf need to be equally cautious. Legal issues stem from data protection and employment law, as well as article 8 of the European Convention on Human Rights, under which an individual has a right to ‘respect for one’s private and family life, home and correspondence.’

Not only could telematics systems leave drivers vulnerable to the miss-use of data but as cars now have access to the likes of Google, Facebook, Emails and your mobile address book how is the information that may be stored in your car protected? I reported quite recently about the case of a celebrity’s wife selling her car and the new owner finding the previous owners phone list still stored in the car’s memory, including the home and mobile numbers of numerous famous people.

There are many advantages to having telematics fitted to your car, especially when proving a driver’s speed just prior to an accident but this could all fall apart if data is found to be miss-used by employers or insurance companies. Anyone using the data collected must make it clear to the driver what information will be collected, how it will be used and how long it will be kept for. By Graham Hill

Do You Know Enough About Social Media?

Friday, 14. October 2011

Been a busy week for me, last week I was attending, as a speaker, the F&I Conference and awards dinner. For the uninitiated F&I stands for Finance and Insurance offered by car dealers and brokers. It was a great event and even though I went over time with my presentation I believe it went down well. The most surprising thing for me was the Read more »

Graham Hill’s Gadget Of The Week

Wednesday, 28. September 2011

Image representing iPhone as depicted in Crunc...

Image via CrunchBase

Modern technology is managing to tie things together when it comes to social networking, if you are posting something on your blog you can have it simultaneously appear on Twitter, Facebook, LinkedIn and many others and vice versa. Post an entry on Twitter and you can have it simultaneously appear on your blog or on Facebook etc. Go to the toilet Read more »

New Traffic Light Sequence Aimed At Stopping Speeders

Saturday, 2. July 2011

A Led Traffic lights

Image via Wikipedia

Now here’s a dopey idea if ever I’ve seen one set to get the blood boiling of road users in Swindon in Wiltshire. If you are a tear ass racer speeding toward the new traffic lights they will change to red super quick in order to slow you down. The idea may seem quite good unless you happen to be a steady Eddie driving nicely within the speed limit only Read more »

This Blog Is Number 1 In The World Out Of 100 Million

Tuesday, 24. May 2011

This blog is now number one on Google search out of 103 million worldwide. This makes me the one that so called experts seek advice from. Accountants question me then charge customers to pass on the information that I provide. Dealers and F&I managers use this blog to answer questions from customers and the press come to me for comments whilst the press take the RSS Feed . It all adds to the feeling by many that I am the UK’s foremost car finance expert.  Read more »